Loan Workout Officer jobs in Richland, WA

Loan Workout Officer restructures loans; works with lending personnel and borrowers to better secure collateral and/or assets of the borrower. Works with small- and mid-size loans of little to medium complexity. Being a Loan Workout Officer typically requires a bachelor's degree. Typically reports to a manager or head of a unit/department. The Loan Workout Officer works on projects/matters of limited complexity in a support role. Work is closely managed. To be a Loan Workout Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Home Loan Officer - External
  • GESA CREDIT UNION
  • Richland, WA OTHER
  • Job Details

    Level:    Experienced
    Job Location:    Greater Tri-Cities Area - Richland, WA
    Position Type:    Full Time - Salary
    Education Level:    High School
    Salary Range:    $36,000.00 - $750,000.00 Base Commission/year

    Description

    Take a leap and join our team!

    At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.

    Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

    Get to know us: About - Gesa Credit Union

     

    Currently we are seeking a Home Loan Originator for a remote position in the Greater Tri-Cities WA area. Occasional travel to Gesa locations may be required to fulfill job requirements.

     

    Role Summary:

    The Home Loan Officer generates leads, establishes and maintains referral relationships and assists members with their mortgage lending needs. Analyze loan requests and make credit decisions based on mortgage lending policy. Originate real estate first mortgage loans for the credit union’s portfolio or for sale on the secondary market for existing members and for new members acquired through business development efforts and outside sales. Project a professional image and maintain confidentiality with all customer and critical data.

     

    What You Will Be Doing:

    1. Meet the minimum established individual goals each month.
    2. Make in person calls on real estate agents and brokers, financial advisors, builders and other potential referral sources to develop borrower leads. It is expected the External Loan Officer will spend significant time out of the office selling loan products and generating leads.
    3. Meet prospective clients at locations outside of Gesa as needed.
    4. Attend Open houses and other industry events as needed.
    5. There are no set working hours and External Loan Officers are expected to schedule their work as needed to be successful.
    6. Ensure that all approved loans follow established loan standards and have zero errors.
    7. Demonstrate a proven understanding of all mortgage products and rates, both within Credit Union and from the industry overall.
    8. Troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner.
    9. Interview members for residential mortgage loans, explain financing and mortgage programs and their requirements.
    10. Advise members of results of preliminary financial analysis.
    11. Calculate Loan Estimates.
    12. Track status of loans, process loan in a timely manner.
    13. Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities
    14. Attend credit union training sessions, conferences, or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities
    15. Build positive relationships with real estate agents and members of the community to increase production of loan sales.
    16. Display mutual respect, trust and dignity, acting in the best interest of the credit union. Lead by example by displaying solid ethics and integrity at all times.
    17. Control risk and perform duties in a safe and sound manner.
    18. Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge.

     

    About You:

    1. Ability to multi-task on numerous projects simultaneously.
    2. Ability to effectively communicate in writing, in person and over the phone.
    3. Ability to make quality decisions in a timely manner with utmost attention to detail.
    4. Ability to work with minimal direct supervision.
    5. Ability to promote and maintain a productive work environment.

    Qualifications


    What You Will Need:

    1. Three to five years of similar or related experience; mortgage lending experience desired.
    2. High school diploma; or equivalent completion of specialized course of study, training, and experience.
    3. Obtain and maintain valid NMLS Mortgage Loan Originator Identification (MLO) Number.
    4. Extensive knowledge of conforming and non-conforming loans as defined by the secondary market desired.
    5. Experience with Desktop Underwriting or other lending-specific software desired.
    6. Experience in the development of new business through calling on the real estate community and membership in professional organizations desired with a proven outside sales track record.
    7. Experience in loan origination consistent with FNMA guidelines, as well as FHA and VA loan originations desired.
    8. Proficiency with standard office equipment, lending software, spreadsheets, and word processing.
    9. Independent travel is required to achieve training and business objectives.
    10. A valid Driver’s License is required.

    Our Team Member Value Proposition

    In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:

    • Competitive Pay
    • Medical, Dental, Vision, and Life Insurance
    • 401(k) Match
    • Incentive Program
    • Tuition Assistance and Student Loan Repayment
    • Commuter Benefits
    • Product discounts
    • Engaging Work Environment
    • Rewards and Recognition Programs

    Salary Range:

    $36,000.00-$750,000.00 (Base Pay/Commision) 

     

    Get wise to what’s possible with a career at Gesa. Join us!

    We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.

    Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.

    Selected candidate(s) must be able to pass a pre-employment drug screen which includes screening for all drugs considered illegal or controlled by the State(s) in which the candidate will be performing work, as well as, a credit/background check and a skills assessment.

    Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.

    Equal Employment Opportunity (gesa.com)

     

  • 13 Days Ago

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Mortgage Loan Officer
  • Summit Funding
  • Prosser, WA FULL_TIME
  • Company DescriptionSummit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to...
  • 1 Month Ago

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Security Officer
  • Kadlec
  • Richland, WA OTHER
  • Description The Security Officer II receives general direction from the Security Manager, Supervisor or Lead Security Officer. Performs a full performance level technical security protective duties to...
  • 23 Days Ago

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Security Officer
  • Signal Security
  • Richland, WA FULL_TIME
  • Post Location: Winco in Richland, WA Schedule: Part Time Sun-Sat Operating Hours: 3rd shift only Pay Rate: 18.00/hourly Requirements: at least 18 yrs of age, able to uptain guard card upon acceptance,...
  • Just Posted

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Security officer
  • Securitas
  • Richland, WA FULL_TIME
  • Relief Multi-Site Security Officer - Hiring Immediately! Location : Pasco, WA Pay : $$ The Multi-Site Officer intends to showcase Securitas USA’s finest security officers and attempts to promote Secur...
  • 3 Days Ago

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Security officer
  • Signal
  • Richland, WA FULL_TIME
  • Post Location : Winco in Richland, WA Schedule : Part Time Sun-Sat Operating Hours : 3rd shift only Pay Rate : 18.00 / hourly Requirements : at least 18 yrs of age, able to uptain guard card upon acce...
  • 1 Day Ago

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0 Loan Workout Officer jobs found in Richland, WA area

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Mortgage Originator Market Leader
  • YourWayHome.com LLC
  • Kennewick, WA
  • (In-House lender to 11,000 real estate agents, plus guaranteed leads) We are hiring an experienced mortgage originator t...
  • 3/28/2024 12:00:00 AM

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Secondary Market/Lock Desk Specialist
  • GESA CREDIT UNION
  • Richland, WA
  • Job Details Level Experienced Job Location Greater Tri-Cities Area - Richland, WA Position Type Full Time - Hourly Educa...
  • 3/28/2024 12:00:00 AM

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Client Relationship Consultant I
  • Banner Bank
  • Prosser, WA
  • Please take time to review Banner Bank's Consent & Privacy notice before applying. Banner Bank is an Equal Opportunity E...
  • 3/28/2024 12:00:00 AM

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Chief Financial Officer - B2B EXIT & B2B CFO
  • B2B CFO
  • Kennewick, WA
  • Seeking An Experienced CFO Are you a driven and entrepreneurial CFO with experience in helping business owners improve t...
  • 3/28/2024 12:00:00 AM

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Commercial Loan Officer
  • Bank of Idaho
  • Pasco, WA
  • POSITION DESCRIPTION Responsible for complex installment loans, simple commercial, agriculture, simple operating lines o...
  • 3/27/2024 12:00:00 AM

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Sr. IT Database Administrator (Remote in WA,OR,ID)
  • GESA CREDIT UNION
  • Richland, WA
  • Job Details Level Senior Job Location South Richland HQ - Richland, WA Position Type Full Time - Salary Education Level ...
  • 3/27/2024 12:00:00 AM

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Salesforce Team Leader (Remote in WA,OR,ID)
  • GESA CREDIT UNION
  • Richland, WA
  • Job Details Level Management Job Location South Richland HQ - Richland, WA Position Type Full Time - Salary Education Le...
  • 3/27/2024 12:00:00 AM

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Hospice Medical Director - On Site (This is not a remote position)
  • Tri-Cities Chaplaincy
  • Richland, WA
  • Job Type Full-time Description Purpose Tri-Cities Chaplaincy guides our community members to live their best lives, even...
  • 3/25/2024 12:00:00 AM

Richland (/ˈrɪtʃlənd/) is a city in Benton County in the southeastern part of the State of Washington, at the confluence of the Yakima and the Columbia Rivers. As of the 2010 census, the city's population was 48,058. July 1, 2017, estimates from the Census Bureau put the city's population at 56,243. Along with the nearby cities of Pasco and Kennewick, Richland is one of the Tri-Cities, and is home to the Hanford nuclear site. Richland is located at 46°16′47″N 119°16′53″W / 46.27972°N 119.28139°W / 46.27972; -119.28139 (46.279657, -119.281377). According to the United States Census Bureau, t...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Loan Workout Officer jobs
$69,329 to $97,808
Richland, Washington area prices
were up 2.9% from a year ago

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