Middle Market Lending Specialist jobs in Springfield, IL

Summary: Examines, evaluates, and recommends approval of customer applications for consumer loans, agriculture loans, real estate loans and commercial extensions of credit.

Essential Duties and Responsibilities:

• Interviews applicants and requests specified information for loan applications
• Analyze applicants’ financial status, credit and property evaluation to determine feasibility of granting loan
• Enters the application into LaserPro or Encompass
• Corresponds with applicants or creditors to resolve questions regarding application information
• Approves loan within specified limits or refers loan to loan committee for approval
• Ensures loan agreements are complete, accurate and in accord with financial institution policy
• Notifies applicant of loan decision
• Recommends and outlines terms of loans
• Aids in resolving mortgage application problems
• Closes the loan
• Analyzes potential loan markets to develop prospects for loans
• Manages delinquent account files
• Reviews developing law and changes to compliance and regulatory issues
• Periodically reviews existing customers to evaluate financial needs
• Maintain familiarity with the Bank Secrecy Act Policy, OFAC Policy, Loan Policy, CIP Policy and any other positions relevant to your position
• Represents UCB to the public and community based organizations
• Perform branch officer duties when needed

Supervisory Responsibilities: Loan Assistant (if applicable)

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience:

• Bachelor’s degree in business, finance or equivalent experience
• Two to four years of experience in a financial institution of loan setting
• Good understanding of financial institution products, services and regulations
• Strong analytical, time management and organizational skills with a high level of attention to detail
• Effective written and verbal communication skills

Computer Skills: Microsoft Office Systems required. Knowledge of Encompass and LaserPro is preferred.

Certificates, Licenses, Registrations: National Mortgage License System