Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Organization: Arbor Financial CU
Date Posted: April 16, 2024
Region: Southwest Michigan
Location of Position: Kalamazoo
Position Level: Mid-Level
As a member of the Commercial Banking Team, the primary role of the Credit Analyst is to review, spread and analyze financial information in order to assist and support the Commercial Loan Officers in their assessment of the credit worthiness of prospective and existing Member Business Customers and to support Management in the general oversight of the Commercial Loan Portfolio.
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0 Mortgage Credit Analyst jobs found in Battle Creek, MI area