Mortgage Credit Analyst jobs in Bloomington, IN

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Lending Underwriter (onsite) IU Credit Union
  • IU Credit Union
  • Bloomington, IN FULL_TIME
  • Not your typical financial institution, 
    IU Credit Union blends leading-edge business practices with a family
    atmosphere. We take pride in our Best Places to Work in Indiana and 
    Best Places to Work in Bloomington designations, and in being voted 
    Bloomington's Best Financial Institution for fifteen years. 

    We invite you to visit our CAREER PAGE 
    to learn why we think you will love working here.

    Some highlights of IUCU's generous benefit package include: 
    comprehensive, affordable health insurance (medical, prescription, dental, 
    vision, Teledoc); outstanding 401(k) plan with 10% employer contribution;
    hundreds of professional development opportunities throughout the year,
    every year; plenteous paid time off (20 paid vacation/holidays your first year),
    paid parental leave and paid time off to volunteer in the community, company-
    provided mental health offerings (in-person, virtually, electronically), up to $250
    reimbursement for diversified wellness options; annual performance incentive
    (up to 5% of your annual salary); tuition reimbursement up to $3,200 annually;
    company-paid life insurance...and the opportunity for meaningful work
    in a not-for-profit organization. 

    Peruse our generous benefit offerings at:
    https://www.iucu.org/careers/index.html




    Join IU Credit Union as a Mortgage Loan Underwriter!
      

    As a mortgage loan underwriter, you are responsible for analyzing loan requests and making credit decisions based on lending policy and sound risk principles.

    RESPONSIBILITIES:

    • Underwriting and decisioning residential mortgage loans including purchase, refinance, construction, home equity installment and HELOC applications.
    • Analyzing a wide variety of documents (i.e. credit reports, appraisals, income/asset documents, tax returns, purchase agreements, trust agreements and legal documents) to determine eligibility.
    • Understanding and applying secondary market and PMI guidelines.
    • Participating in and contributing meaningfully to the Loan Evaluation Group.
    • Exhibiting sound judgement in structuring routine and non-conforming loan requests.
    • Effectively transitioning between underwriting of loans for sale in secondary market and IUCU in-house products.
    • Recommending to originators cross-selling opportunities of IUCU products and services, including loan steals and payment protection.
    • Professionally communicating lending decisions to employees and members.
    • Protecting member data and handling confidential documents in a professional and ethical manner.
            Other support duties as required by business needs may include:
    • Reviewing PMI cancellation & modification requests
    • Reviewing subordination agreements
    • Reviewing deceased accounts

    QUALIFICATIONS:

    • Two or more years of mortgage experience preferred.
    • Strong computer skills including proficiency in Microsoft Office applications
    • Ability to quickly develop proficiency in MortageBot LOS, MortgageBot POS and Epysis
    • Demonstrated success in delivering high quality personal service to membership and internal stakeholders
    • Strong analytical, critical thinking and deductive reasoning skills with high attention to detail and accuracy.
    • Excellent verbal, written and interpersonal communication skills.
    • Ability to work in a rapidly changing, dynamic and deadline-driven environment.
           

    Please Note: To verify eligibility to work in the United States. IU Credit Union participates in E-Verify, an internet-based employment verification system, administered by the U.S. Department of Homeland Security, USCIS, Verification Division and the Social Security Administration.


    WHAT WE DO

    At IU Credit Union, we're passionate about helping our members and the communities where we live and work. For the past 67 years, our mission has remained the same: Creating value for our members, promoting financial well-being and contributing to the betterment of our community. We take pride in being voted Bloomington's Best Financial Institution for fifteen years, and in our Best Places to Work in Indiana and Best Places to Work in Bloomington designations.IUCU is a full-service, not-for-profit financial institution serving more than 70,000 members via nine branches across the state. With assets of $1.5 billion, we are among Indiana's largest credit unions.

    IUCU AND YOU
    A career at IUCU can take many different paths. An entry level position can lead to opportunities in branch management, IT, accounting, marketing, lending, account & card services, contact center, human resources, investment services, administration, risk management, training, compliance and more. We offer extensive, year-round online and onsite training opportunities and we have a long history of promoting from within the company.If you enjoy the satisfaction that comes from worthwhile work and take pride in a job well done, we invite you to consider a career with us. A position with IU Credit Union is an opportunity to impact lives in a positive and lasting way. We're a member-owned, cooperative financial services company, and everything we do is geared toward improving the lives of our members and community. We help them buy homes, grow businesses, send kids to college and build their futures. At the end of the day, we can feel good about the work we've done.  

    Peruse our generous benefit offerings at:
    https://www.iucu.org/careers/pdf/BENEFITS_OVERVIEW.pdf 

  • 7 Days Ago

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Mortgage Lending Underwriter (onsite) IU Credit Union
  • IU Credit Union
  • Bloomington, IN FULL_TIME
  • Not your typical financial institution, IU Credit Union blends leading-edge business practices with a family atmosphere. We take pride in our Best Places to Work in Indiana and Best Places to Work in ...
  • 7 Days Ago

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Mortgage Loan Originator - IN
  • LIBERTY FEDERAL CREDIT UNION
  • Bloomington, IN FULL_TIME
  • Mortgage Loan Originator – Indiana Liberty FCU is expanding and growing our Mortgage presence in Indiana. We are currently looking for experienced Mortgage Loan Originators and Teams in Bloomington an...
  • 1 Month Ago

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Mortgage Advisor
  • LSL Property Services plc
  • Edinburgh, IN FULL_TIME
  • Job Profile Mortgage Advisor - Inverness - Remote Working PRIMIS Mortgage Network are seeking a experienced suitably qualified Mortgage Advisor to join a well established partner firm of PRIMIS Mortga...
  • 9 Days Ago

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Loan Officer
  • Paramount Residential Mortgage Group
  • Bedford, IN FULL_TIME
  • Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and hav...
  • 1 Month Ago

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Mortgage Occupancy Field Inspector
  • GIS Field Services
  • Martinsville, IN FULL_TIME
  • GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
  • 1 Month Ago

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0 Mortgage Credit Analyst jobs found in Bloomington, IN area

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Acquisition Specialist
  • Bright Side Homes
  • Bloomington, IN
  • Title: Acquisitions Specialist Location: Hybrid - virtual and in-office; future to be in-office Hours- Eastern Time Zone...
  • 4/19/2024 12:00:00 AM

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Financial Advisor
  • Prudential Financial
  • Bloomington, IN
  • Are you an experienced Financial Advisor seeking an opportunity to serve your clients better? At Prudential Advisors, we...
  • 4/19/2024 12:00:00 AM

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Financial Advisor
  • Prudential Financial
  • Bloomington, IN
  • Are you an experienced Financial Advisor seeking an opportunity to serve your clients better? At Prudential Advisors, we...
  • 4/19/2024 12:00:00 AM

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Member Advisor
  • Hoosier Hills Credit Union
  • Mitchell, IN
  • Job Type: Full-time Salary Range: $18.72-$28.08 Summary/Objective The Member Advisor (MA) ensures that HHCU members are ...
  • 4/19/2024 12:00:00 AM

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Financial Advisor
  • Prudential Financial
  • Columbus, IN
  • Are you an experienced Financial Advisor seeking an opportunity to serve your clients better? At Prudential Advisors, we...
  • 4/19/2024 12:00:00 AM

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Financial Analyst
  • Toyota Material Handling
  • Columbus, IN
  • Position Summary: The Financial Analyst is a key contributor to the Financial Planning & Analysis team at Toyota Materia...
  • 4/19/2024 12:00:00 AM

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Finance Manager
  • Amotec Inc.
  • Bloomington, IN
  • Amotec is actively seeking a Finance Manager! Our client is a leading manufacturer in the commercial product industry an...
  • 4/18/2024 12:00:00 AM

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Financial Analyst
  • Banner Quality Management Inc
  • Crane, IN
  • Job Description Job Description Banner Quality Management Inc. (BQMI) is searching for a Financial Analyst to support th...
  • 4/17/2024 12:00:00 AM

Bloomington is a city in and the county seat of Monroe County in the southern region of the U.S. state of Indiana. It is the seventh-largest city in Indiana and the fourth-largest outside the Indianapolis metropolitan area. According to the Monroe County History Center, Bloomington is known as the "Gateway to Scenic Southern Indiana." The city was established in 1818 by a group of settlers from Kentucky, Tennessee, the Carolinas, and Virginia who were so impressed with "a haven of blooms" that they called it Bloomington. The population was 80,405 at the 2010 census. The city's population was ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$48,159 to $68,794
Bloomington, Indiana area prices
were up 1.3% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
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The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
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Become an expert on our internal credit and cash flow models.
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