Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Are you a detail-oriented professional with a passion for accuracy and compliance? Do you thrive in a fast-paced environment and enjoy working independently while collaborating with a team? If so, then our Mortgage Set Up & Disclosure Analyst role might be the perfect fit for you!
At Modern Lending, we're committed to providing exceptional service to our clients and maintaining the highest standards of compliance. We're seeking a talented and motivated individual to join our growing team and play a vital role in ensuring the accuracy and timeliness of our approvals and mortgage disclosures.