Mortgage Credit Analyst jobs in Charleston, WV
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
- City National Bank of WV
-
Cross, WV
FULL_TIME
-
Summary Description
Develops, analyzes, and reports financial background information to Commercial Loan Officers. Provides credit information to approved outside sources. Develops and maintains credit information for use by Loan Officers in the making of lending decisions of new, renewal or extension loans. Provides credit information to approved recipients.
Essential Functions
- Performs financial analyses on credits over $1,000,000.
- Tracks and follows up on financial statements, loan structures and interpretation of credit policies.
- Prepares credit memorandums and loan write-ups.
- Performs personal tax return analyses.
- Calls on customers with Loan Officers.
Position Requirements
- Degree in Business Administration with a concentration in accounting, finance or management..
- Preferably 1-3 years experience as a Credit Analyst.
- Thorough knowledge of current lending and loan review regulations and banking regulations, procedures and operations.
- Ability to analyze and interpret financial statements.
- Work is generally performed indoors in environmentally controlled conditions
- Typically the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work.
- Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Critical Skills / Expertise
- Strong attention to detail.
- Knowledge of basic office software.
- Good communication skills.
- 18 Days Ago
- Summit Financial Group, Inc.
-
Charleston, WV
FULL_TIME
- JOB TITLE: Credit Analyst Job Classification: Non-Exempt, Full-Time Department: Credit Analysis Education requirements: Associates Degree in Accounting, Bachelor’s degree in related field, OR five yea...
- 14 Days Ago
- Summit Financial Group, Inc.
-
Charleston, WV
FULL_TIME
- JOB TITLE: Senior Credit Analyst Entity (SFG, SCB): SCB-8110 Job Classification: Exempt, Full-Time Department: Credit Analysis Reports to: SVP, Director of Credit Administration Education requirements...
- 14 Days Ago
- City National Bank of WV
-
Cross, WV
FULL_TIME
- Equal Opportunity Employer***THIS IS NOT A REMOTE POSITION***SUMMARY DESCRIPTION:Approve and deny mortgage loansESSENTIAL FUNCTIONS:Review residential loan application files to verify application data...
- 1 Month Ago
- ugiutilitt1.valhalla.stage
-
Charleston, WV
FULL_TIME
- Mountaineer Gas Company is the largest natural gas distribution company in West Virginia with over 220,000 customers and 450 employees. We service fifty (50) of the fifty-five (55) counties in West Vi...
- 18 Days Ago
- ugiutilitt3.valhalla.stage
-
Charleston, WV
FULL_TIME
- Mountaineer Gas Company is the largest natural gas distribution company in West Virginia with over 220,000 customers and 450 employees. We service forty-nine (49) of the fifty-five (55) counties in We...
- 18 Days Ago
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0 Mortgage Credit Analyst jobs found in Charleston, WV area
- Key Bank
-
Charleston, WV
- Occupation: Banking, Mortgage, InvestmentSpecialty: Product AnalystLocation:For Those Who Work At Home - Various, Ohio 4...
- 4/24/2024 12:00:00 AM
- Gammaphibeta
-
Charleston, WV
- Application Deadline: May 1, 2024PurposeA financial advisor promotes chapter financial wellness by ensuring executive co...
- 4/24/2024 12:00:00 AM
- Agility Partners Llc
-
Charleston, WV
- Agility Partners is seeking a qualified Business Systems Analyst - Senior to fill an open position with one of our banki...
- 4/24/2024 12:00:00 AM
- Key Bank
-
Charleston, WV
- Occupation: Banking, Mortgage, InvestmentSpecialty: Process Solutions ConsultantLocation:4910 Tiedeman Road - Brooklyn, ...
- 4/23/2024 12:00:00 AM
- Greif Inc.
-
Charleston, WV
- Regional Trade Compliance Lead page is loaded Regional Trade Compliance Lead Apply locations Amstelveen time type Full t...
- 4/23/2024 12:00:00 AM
- Agility Partners Llc
-
Charleston, WV
- Agility Partners is seeking a qualified Data Analyst to fill an open position with a banking client of ours. This role o...
- 4/23/2024 12:00:00 AM
- Us Bank
-
Charleston, WV
- At U.S. Bank, were on a journey to do our best. Helping the customers and businesses we serve to make better and smarter...
- 4/23/2024 12:00:00 AM
- Wvu Medicine Thomas Hospitals
-
Charleston, WV
- Provides executive management support in planning, organizing and directing fiscal related functions to include financia...
- 4/22/2024 12:00:00 AM
About Charleston, West Virginia
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