Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Sandhills State Bank is growing! Seeking an energetic professional to serve as a Credit Analyst.
The Credit Analyst is responsible for conducting thorough input and analysis of financial statements, tax returns, and cash flows, assessment of credit requests including annual due diligence, presenting analysis findings and recommendations to lenders, keeping up to date with the Company's lending protocols, reviewing credit files and identifying discrepancies, and attending Loan Committee meetings where credits are presented for approval. Applicant must have a strong work ethic and attention to detail.
Work in a positive, purpose-driven environment, and earn competitive pay with a 401k match and benefits including paid time off, paid holidays, and access to medical, dental, vision, life, disability, and flex plans.
Sandhills State Bank is a locally owned and regionally focused financial institution committed to serving the people and communities of the greater Sandhills region. The Bank's local ownership supports the region's economic independence and sustains the quality of life for the communities it serves.
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0 Mortgage Credit Analyst jobs found in Cheyenne, WY area