Mortgage Credit Analyst jobs in Grand Rapids, MI

What We Offer!

• Team oriented environment
• Pet friendly workplace
• Onsite Free Chiropractic care
• MVP Sports Corporate Program
• Supplier Discount Program
• Hands on business experience
• Competitive starting salary
• 401k 25% match on the first 8% contribution to help you start or continue saving towards your retirement goals
• Team oriented environment and more!
• Awarded “National Best & Brightest Companies To Work For” 10 consecutive years running (2010 – 2020)
• Awarded “National Best & Brightest Elite Winner”:
• 2010 - Elite Winner in Recognition & Retention
• 2016 - Elite Winner in Community Initiatives
• 2017 - Elite Winner in Recruitment, Selection & New Employee Orientation
• 2020 - Elite Winner in Communication & Shared Vision

Job Description: The Credit Analyst is responsible for providing a premium experience in service to our new and existing customers while maintaining a responsible cost structure to Mill Steel’s financial success as a service center. The right candidate will be passionate about generating a positive experience outwards to our new and existing customers and coordinating with other departments throughout Mill Steel to provide the successful set up and ongoing maintenance of customer accounts to ensure exceptional delivery of product.

Duties and Responsibilities:

• Create and maintain credit profiles for new and existing customers
• Run credit reports and perform credit reference requests
• Collect and resolve aged balances while maintaining customer relationships
• Request and perform financial statement reviews for customers
• Negotiate and set customer terms and credit limits to maximize sales potential
• Effectively manage relationships between internal departments and customers to reconcile discrepancies as needed
• Ensure customer accounts are managed within credit insurance policies and agreements
• Manage 100 customer portfolio and maintain target DSO regularly
• Analyze existing accounts to identify risk and payment delays
• Effectively manage cross departmental relationships to meet business goals

Qualifications:

• Bachelor’s Degree in business related field ( Finance, Accounting, Etc.. ) preferred
• Familiarity with financial statements
• Experience with commercial trade credit preferred
• Exceptional speaking and communication skills required
• Sense of humor!

Mill Steel Company is a family owned, Flat-Rolled Steel Service Center founded in 1959. The company’s success has been driven by its long-term status as a preferred supplier of high-quality steel to automakers and their suppliers across North America as well as customers in the appliance, agricultural equipment, homebuilding and office furniture industries. Mill Steel has production facilities in Grand Rapids and Melvindale, Michigan, Birmingham, Alabama, Jeffersonville, Indiana, Houston, Texas and the newest location, Mansfield, Ohio. Our main corporate headquarters is in Grand Rapids, Michigan.

This employer participates in E-Verify. Federal law requires all employers to verify the identity and employment eligibility of all persons hired to work in the United States.

Job Type: Full-time

Pay: From $45,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Retirement plan
• Vision insurance

Schedule:

• Day shift
• Monday to Friday

Experience:

• commercial trade credit: 1 year (Preferred)
• balance collection: 1 year (Preferred)
• financial statement: 1 year (Preferred)

Ability to Relocate:

• Grand Rapids, MI 49546: Relocate before starting work (Required)

Work Location: Hybrid remote in Grand Rapids, MI 49546