Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Position Title: Mortgage Loan Originator
Organizational Relationships: Reports to VP / Mortgage Loan Manager
Supervisory Responsibilities: N/A
General Function: Proactively solicits new residential mortgage business and cross sells additional credit union products. Identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage and construction lending opportunities. These networks may consist of Real Estate Agents, Builders, Title Companies, professional and personal contacts. Participates in business-related development opportunities and community efforts in order to help the credit union to achieve established goals. Reports to VP / Mortgage Loan Manager.
Position Functions:
Position Requirements:
This job description is to be considered a general outline of the duties and responsibilities of this position and is subject to changes and revisions by management at any time. Responsibilities are listed as guidelines only and the job is not necessarily limited to these specifications.
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0 Mortgage Credit Analyst jobs found in Spokane, WA area