Mortgage Credit Analyst jobs in Wisconsin

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • GreenStone Farm Credit Services
  • Little Chute, WI FULL_TIME
  • Are you an experienced Credit Analyst looking for a dynamic and fulfilling career opportunity in the agriculture lending space? Greenstone Farm Credit Services invites you to be a part of our growing family and make a real impact on the communities we serve.

    We are seeking an experienced Credit Analyst to join our team in Litle Chute, WI, Mt. Pleasant or Traverse City, MI. In this role, you will be at the forefront of the credit approval process, offering your expertise on medium to moderately larger loan requests. Your contributions will directly impact the soundness and comprehensiveness of our credit decisions, ensuring the financial well-being of the communities we serve.

    Working Hours: Enjoy a consistent schedule of 8am-4:30pm, Monday – Friday providing you with a stable work-life balance.

    Location: Little Chute, WI, Mt, Pleasant or Traverse City, MI. This position is primarily in office with the potential of up to 2 days remote in the future. Options can be discussed during the interview process.


    Get to know GreenStone

    Our $14 billion portfolio of customers, ranging from rural homeowners to global agriculture and food businesses, provides our employees with a unique opportunity to maintain a local presence while working for a top workplace. Our diverse business structure provides exciting opportunities for passionate, talented professionals in many areas. Additionally, many of our team members are highly respected in their area of expertise at both the state and national level making GreenStone one of the top Farm Credit associations in the country.


    Culture


    Core Four values steer everything we do at GreenStone. Customer First, Deliver Quality, Get involved, Do the right thing. Employees work as a team to create a company fueled by the desire to best serve each other and our customers every day. Greenstone culture promotes innovative thinking, professional development, health and wellness, and a relaxed work environment with flexible schedules.


    What can we offer you?


    GreenStone trusts the people we hire. We empower employees to make the best decisions for the customer and the company.


    GreenStone has an outstanding Total Rewards package, which includes, but is not limited to:

    • 15 vacation days, 12 sick days, and 12 paid holidays per year
    • 16 hours of volunteer time
    • Paid parental leave
    • 401(k) plan – up to a 9% employer contribution/match
    • Medical, Dental, Vision, STD, LTD, Life/AD&D benefits, etc.
    • $150/year Logo Wear allowance
    • $400/year Wellness Subsidy/Reimbursement & wellness programs
    • $6,000 lifetime maximum Student Debt repayment program
    • Yearly bonus/incentive opportunity available to all benefit eligible employees

    Day in the life of a Credit Analyst

    • Detailed Analysis: Examine loan requests with meticulous attention to detail, producing accurate and thorough assessments.
    • Financial Analysis: Conduct comprehensive financial analysis, evaluate earnings data, prepare income projections, and compile comparative data using similar farms or credit standards. Utilize your skill in ratio analysis to assess creditworthiness.
    • Loan Narratives: Prepare and present detailed loan narratives that provide a comprehensive view of the applicant's capital, capacity, collateral, conditions, key risks, mitigants, and recommendations for approvals. You may also contribute to the character section.
    • Portfolio Management: Assist in portfolio management by monitoring specific loan covenants and ensuring borrowers meet their financial obligations. Your role is critical to safeguarding the organization's interests.
    • Legal Documentation: Review legal documentation associated with loan requests to ensure that credit terms align with our risk appetite and credit policies, reducing risks and maintaining consistency.
    • Market Insights: Stay updated on industry trends, regulatory changes, and market conditions to make informed underwriting decisions. Your knowledge will be invaluable in adapting to evolving financial landscapes.
    • Collaboration: Work closely with cross-functional teams to ensure that customer loan applications are processed efficiently through closing. Your collaboration will help ensure that our customers receive the support and financial solutions they need in a timely manner.

    What Experience can you Bring?

    • Bachelor’s degree in business, accounting, agriculture business management or related field.
    • Deep understanding of credit analysis underwriting, risk assessment and financial modeling on larger, more complex requests.
    • Strong analytical and problem-solving skills.
    • Exceptional attention to detail and accuracy.
    • Excellent communication and teamwork abilities.

    What will set you Apart?

    • 1 years in credit analysis/underwriting, financial services, or agricultural lending experience.
    • Agriculture background
    • Knowledge of GAAP accounting principles.
    • Experience with commercial lending concepts, terminology, and commercial credit analysis

    GreenStone Farm Credit Services is an equal opportunity employer. It is our policy to provide equal employment opportunity to all persons regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, age, disability, veteran status, genetic information, or any other characteristic protected by law. We comply with all federal, state and local equal employment opportunity regulations. We conduct all personnel decisions and processes relating to our employees and job applicants in an environment free of discrimination and harassment.

  • 28 Days Ago

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Commercial Credit Analyst
  • ADVIA CREDIT UNION
  • Janesville, WI OTHER
  • Job Details Job Location: Janesville, WI Position Type: Full-Time Salary Range: Undisclosed Travel Percentage: Up to 25% Job Shift: Weekdays and Saturdays Job Category: Commercial DescriptionEmploymen...
  • 7 Days Ago

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Commercial Credit Analyst
  • ADVIA CREDIT UNION
  • Elkhorn, WI OTHER
  • Job Details Job Location: Elkhorn, WI Position Type: Full-Time Salary Range: Undisclosed Travel Percentage: Up to 25% Job Shift: Weekdays and Saturdays Job Category: Commercial DescriptionEmployment T...
  • 8 Days Ago

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Credit Analyst (on-site)
  • Community First Credit Union
  • Neenah, WI FULL_TIME
  • We believe that strong businesses mean strong communities. Our business lending team provides exceptional, personalized service to the local business community. As our commercial loan Credit Analyst, ...
  • 1 Month Ago

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Sr Credit Analyst & SBA Specialist
  • Summit Credit Union
  • Cottage Grove, WI FULL_TIME
  • DescriptionResponsible for analyzing cash flow and collateral in the underwriting of credit requests to provide thorough and accurate credit presentations in collaboration with the Business Relationsh...
  • Just Posted

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Mortgage Servicer
  • Superior Choice Credit Union
  • Superior, WI FULL_TIME
  • Are you a proactive multi-tasker that loves to communicate with others and enjoys seeing your work make a difference? Look no further, this is the job for you! In this position, you will be responsibl...
  • 6 Days Ago

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Senior Data Architect
  • Clayton
  • About The Team This role will work within our Vanderbilt Mortgage & Finance business unit, consisting of the Origination...
  • 3/28/2024 12:00:00 AM

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Technical System Analyst
  • Technology Ventures
  • McLean, VA
  • Must Haves: 5-7 Years of professional experience. This is a technical Product Analyst position requiring least some work...
  • 3/28/2024 12:00:00 AM

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Financial Analyst
  • PHOENIX
  • Denver, CO
  • Essential Duties & Responsibilities: Perform mortgage servicing portfolio modeling and analysis Communicate directly wit...
  • 3/28/2024 12:00:00 AM

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Counterparty Credit Risk Analyst
  • Taurus Search
  • New York, NY
  • My client is a brokerage firm seeing a Credit Risk Analyst at the VP level. This position involves overseeing credit ris...
  • 3/28/2024 12:00:00 AM

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Finance Operations Analyst
  • Cantor Fitzgerald
  • Jacksonville, FL
  • Job Title: Operations Analyst Location: Jacksonville, Florida, in office 3 days a week Firm Overview: Cantor Fitzgerald ...
  • 3/28/2024 12:00:00 AM

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Commercial Insurance Analyst II - Commercial Real Estate Finance
  • Northmarq
  • Minneapolis, MN
  • Commercial Insurance Analyst II - Commercial Real Estate Finance Northmarq - Minneapolis, MN (Bloomington, MN) At Northm...
  • 3/28/2024 12:00:00 AM

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IT Controls Analyst (onsite; contract-to-hire)
  • Peyton Resource Group
  • Arlington, TX
  • 3 Month Contract-to-Hire Salary Conversion $60-80K, DOE Arlington, TX (onsite to begin) SUMMARY: The IT Controls Analyst...
  • 3/28/2024 12:00:00 AM

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Loan Processing Support Analyst
  • Insight Global
  • Dallas, TX
  • Client is looking for a Loan Processing Support Analyst in Dallas, TX. On site M-F Must-haves 3+ years experience in mor...
  • 3/28/2024 12:00:00 AM

Wisconsin is bordered by the Montreal River; Lake Superior and Michigan to the north; by Lake Michigan to the east; by Illinois to the south; and by Iowa to the southwest and Minnesota to the northwest. A border dispute with Michigan was settled by two cases, both Wisconsin v. Michigan, in 1934 and 1935. The state's boundaries include the Mississippi River and St. Croix River in the west, and the Menominee River in the northeast. With its location between the Great Lakes and the Mississippi River, Wisconsin is home to a wide variety of geographical features. The state is divided into five dist...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$51,382 to $73,392

Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019