Mortgage Credit Manager jobs in California

Mortgage Credit Manager manages a group of mortgage credit supervisors and monitors application procedures to ensure assignments meet established processes/standards. Oversees analysis of current, new and renewed residential loans. Being a Mortgage Credit Manager provides recommendations for improvement to top management. Requires a bachelor's degree. Additionally, Mortgage Credit Manager typically reports to head of a unit/department. The Mortgage Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a Mortgage Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)

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Manager, Mortgage Origination
  • Navy Federal Credit Union
  • San Diego, CA FULL_TIME
  • Overview

    To plan, direct and manage the operations of first mortgage origination in a designated geographical area for a section of Field Mortgage to ensure that the maximum number of mortgages are closed expediently, with appropriate documentation. Evaluate and adjust branch work quality, staff performance, systems, processes and procedures to meet goals. Promote NFCU products and services, particularly mortgage products in the assigned lending area. Serve as subject matter expert regarding branch functions, systems, policies and/or procedures. Manage daily activities of professional employees and/or supervisors. Support executive management in developing and executing strategic plans.

    Responsibilities

    • Develop branch strategy, establish priorities and set goals; evaluate and implement standards and ensure alignment with department/organizational objectives
    • Manage and direct operations to ensure production goals, service level agreements and corporate objectives are met
    • Monitor work environment and direct allocation of resources to ensure adequate staffing to meet production and member service standards
    • Conduct benchmarking and trend analysis to drive continuous improvement and elevate service performance, increase member experience quality, generate revenue, minimize financial risk, and maintain high operational efficiency
    • Identify and resolve operational and performance gaps and obstacles; implement changes and improvements
    • Collaborate with various levels of staff as well as processing/closing teams to ensure loans are closed expeditiously with appropriate documentation
    • Provide ongoing training for staff; coach, evaluate, and provide corrective guidance; provide regular feedback to staff on their performance based upon key performance indicators; evaluate training to ascertain effectiveness
    • Provide feedback to Regional Manager on branch production, local market trends and competitive standing within the lending area
    • Develop new business opportunities by participating in financial presentations, local realtor/builder events and sales meetings
    • Build and maintain effective relationships with, staff, management, real estate professionals, builders, and with geographical branch partners to facilitate member awareness via Home Buyers Seminars, Lobby Days and mentoring/training opportunities
    • Maintain thorough knowledge of and ensure compliance with applicable federal and state laws, rules, regulations and NFCU policies and procedures
    • Monitor and analyze changes to applicable federal and state laws, rules and regulations; develop action plans for implementation/dissemination, and coordinate changes with affected branches/divisions
    • Perform quality control audits to ensure adherence to applicable federal and state laws, rules, regulations, industry best practices, and NFCU policies and procedures
    • Optimize member satisfaction by coaching team members to focus on communication and timeliness
    • Provide timely updates to staff on systems, programs and regulatory changes
    • Develop and implement new/updated policies, procedures, goals and priorities for the branch as necessitated by demands, changing conditions, volume and/or management request
    • Oversee the completion, evaluation, and submission of reports to senior management
    • Develop and execute section budget
    • Serve as change management lead for branch; apply change management principles and knowledge to conduct organizational assessments, develop strategies, change roadmaps and plans
    • Perform supervisory/managerial responsibilities
    • Ensure adequate/skilled staffing; select employees
    • Establish performance goals and priorities
    • Prepare, conduct and review performance appraisals
    • Develop, mentor and counsel staff
    • Provide input and/or prepare budget requirements for Annual Financial Plan (AFP)
    • Ensure section/branch goals and objectives align with division/department strategy
    • Ensure efficiency of operations
    • Perform other duties as assigned

    Qualifications

    • Must possess at least 5 years of Mortgage Industry experience
    • Expert knowledge of applicable federal and state laws, rules and regulations
    • Expert knowledge of conventional, FHA, and VA loans
    • Expert knowledge of financial industry trends, lending practices, products and services, technology, and regulations
    • Extensive progressively responsible experience leading and managing a mortgage/equity operation, preferably in a large financial institution
    • Extensive experience working in a high volume, fast paced environment
    • Extensive experience in supervising and leading employees
    • Advanced knowledge of data querying, reporting, forecasting, analysis and operations research, including statistical methods and modeling
    • Ability to travel, scheduled or unscheduled, to lending area, including remotes Desired - Advanced knowledge of NFCU products, services, programs, policies and procedures
    • Expert skill to influence, negotiate and persuade to reach agreeable exchange and positive outcomes
    • Expert skill presenting findings, conclusions, alternatives and information clearly and concisely
    • Expert skill interacting with staff, management, vendors and members diplomatically and tactfully
    • Expert skill building effective relationships through rapport, trust, diplomacy and tact
    • Expert skill exercising initiative and using good judgment to make sound decisions
    • Expert skill interpreting and applying applicable federal and state laws, rules and regulations
    • Expert analytical thinking skills to include summarizing information and clearly identifying key elements, patterns, results or relationships
    • Expert skill identifying and analyzing business requirements and recommending solutions
    • Expert skill in producing desired results and achieving goals and objectives
    • Expert skill maintaining accuracy with attention to detail and meeting deadlines
    • Expert organizational, planning and time management skills
    • Expert verbal and written communication skills
    • Advanced database, word processing, spreadsheet, and presentation software skills
    • Bachelor's degree in Finance, Economics, Business Administration, or related field, or an equivalent combination of education, training, and experience

    Desired Qualification(s)

    • Master's degree in Finance, Business Administration
    • Outside Sales experience

    Hours: Monday - Friday, 8:00AM - 4:30PM (Must report to campus 3 days a week)

    Location: 9999 Willow Creek Road, San Diego, CA 92131

    About Us

    You have goals, dreams, hobbies, and things you're passionate about-what's important to you is important to us. We're looking for people who not only want to do meaningful, challenging work, keep their skills sharp and move ahead, but who also take time for the things that matter to them-friends, family, and passions. And we're looking for team members who are passionate about our mission-making a difference in military members' and their families' lives. Together, we can make it happen. Don't take our word for it:

    * Military Times 2022 Best for Vets Employers

    * WayUp Top 100 Internship Programs

    * Forbes 2022 The Best Employers for New Grads

    * Fortune Best Workplaces for Women

    * Fortune 100 Best Companies to Work For

    * Computerworld Best Places to Work in IT

    * Ripplematch Campus Forward Award - Excellence in Early Career Hiring

    * Fortune Best Place to Work for Financial and Insurance Services

    Equal Employment Opportunity: Navy Federal values, celebrates, and enacts diversity in the workplace. Navy Federal takes affirmative action to employ and advance in employment qualified individuals with disabilities, disabled veterans, Armed Forces service medal veterans, recently separated veterans, and other protected veterans. EOE/AA/M/F/Veteran/Disability EOE/AA/M/F/Veteran/Disability

    Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position

    Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

     

  • Just Posted

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Mortgage Account Manager
  • Cake Mortgage Corp.
  • Los Angeles, CA FULL_TIME
  • Description: Cake Mortgage is a progressive National Mortgage Lender based out of Chatsworth, CA offering both competitive compensation and career growth. We are always looking for like-minded passion...
  • 22 Days Ago

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Retail Branch Manager-Mortgage
  • AmeriSave Mortgage Company
  • Lincoln, CA FULL_TIME
  • Company DescriptionEstablished in 2002, AmeriSave Mortgage Corporation is one of the largest privately-owned online mortgage lenders in the nation.At AmeriSave, we understand that a mortgage is so muc...
  • 12 Days Ago

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Retail Branch Manager-Mortgage
  • AmeriSave Mortgage Company
  • Grove, CA FULL_TIME
  • Company DescriptionEstablished in 2002, AmeriSave Mortgage Corporation is one of the largest privately-owned online mortgage lenders in the nation.At AmeriSave, we understand that a mortgage is so muc...
  • 12 Days Ago

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Retail Branch Manager-Mortgage
  • AmeriSave Mortgage Company
  • Folsom, CA FULL_TIME
  • Company DescriptionEstablished in 2002, AmeriSave Mortgage Corporation is one of the largest privately-owned online mortgage lenders in the nation.At AmeriSave, we understand that a mortgage is so muc...
  • 12 Days Ago

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Retail Branch Manager-Mortgage
  • AmeriSave Mortgage Company
  • Roseville, CA FULL_TIME
  • Company DescriptionEstablished in 2002, AmeriSave Mortgage Corporation is one of the largest privately-owned online mortgage lenders in the nation.At AmeriSave, we understand that a mortgage is so muc...
  • 12 Days Ago

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Mortgage Loan Officer
  • Royal Business Bank
  • Honolulu, HI
  • JOB SUMMARY Responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in comp...
  • 3/28/2024 12:00:00 AM

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Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

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Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

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Director, Allowance for Credit Loss
  • Hilltop Holdings
  • Dallas, TX
  • Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgag...
  • 3/28/2024 12:00:00 AM

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Sales Director, Banking
  • Trepp, Inc.
  • New York, NY
  • Trepp, Inc is the leading provider of CMBS and commercial mortgage information, analytics and technology to the global s...
  • 3/28/2024 12:00:00 AM

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Assistant Vice President of Credit Policy
  • Emporium TPO
  • Frisco, TX
  • Emporium is a wholesale origination platform that is dedicated to servicing professional mortgage brokers and non-delega...
  • 3/28/2024 12:00:00 AM

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Risk & Asset Management and COO Associate
  • Russell Tobin
  • New York, NY
  • Job Description Description: FID Secured Lending group (“FSL”) is seeking an associate / VP to be part of its lending ri...
  • 3/28/2024 12:00:00 AM

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Table Funding Mortgage Underwriter
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our cli...
  • 3/28/2024 12:00:00 AM

California is a state in the Pacific Region of the United States. With 39.6 million residents, California is the most populous U.S. state and the third-largest by area. The state capital is Sacramento. The Greater Los Angeles Area and the San Francisco Bay Area are the nation's second and fifth most populous urban regions, with 18.7 million and 9.7 million residents respectively. Los Angeles is California's most populous city, and the country's second most populous, after New York City. California also has the nation's most populous county, Los Angeles County, and its largest county by area, S...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Manager jobs
$96,537 to $163,397

Mortgage Credit Manager in Nashville, TN
That said, it’s not impossible to get a home loan if you have less-than-optimal credit.
January 06, 2020
Mortgage Credit Manager in Waco, TX
To facilitate homeownership, there are different types of mortgage programs available for almost all levels of credit scores.  Of course, the higher your credit score, the better chance you have of qualifying for a lower interest rate.
February 14, 2020
These borrowers whose incomes, credit ratings and savings are not good enough to qualify for conventional loans, can only get loans from finance companies that charge much higher interest rates -- anywhere from three to four percentage points higher than conventional loans.
January 25, 2020
Mortgage Credit Manager in Sioux City, IA
The MCC Credit can be used with Conventional/Conforming, FHA, USDA and VA home loans.
December 18, 2019