Mortgage Credit Supervisor jobs in Mississippi

Mortgage Credit Supervisor supervises mortgage credit analysts and monitors application procedures to ensure assignments meet established processes/standards. Reviews the analysis of current, new and renewed residential loans. Being a Mortgage Credit Supervisor ensures processing timelines and production targets are met. Makes recommendations for process improvement. Additionally, Mortgage Credit Supervisor requires a bachelor's degree. Typically reports to a manager or head of a unit/department. The Mortgage Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. Thorough knowledge of functional area under supervision. To be a Mortgage Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. (Copyright 2024 Salary.com)

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Mortgage Loan Originator/Processor
  • Sunbelt Federal Credit Union
  • Hattiesburg, MS FULL_TIME
  • Mortgage Loan Originator/Processor        


    REPORTS TO: Mortgage Loan manager

    Supervisory Responsibilities:  None

    SUMMARY/OBJECTIVE:
    Answer questions from members on real estate loans and rates. Gather and analyze financial information on members for the purpose of determining qualifying status for mortgage loans. Provide member with applications, interview for routine loans, or to obtain additional information, and set up appointments with mortgage loan officer. Collate, review, and verify a myriad of loan documents for accuracy for real estate transaction. This position also maintains thorough knowledge of lending products and services and understands the department’s internal processes that support these products and services.  Base Plus Commissions pay.

    FLSA Classification: Non-Exempt                                  

    Essential Functions:
    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    • Process applications and verify accuracy for second mortgage open‐end and closed‐end loans; conduct loan interviews with members when necessary. Follow‐up with members to obtain any documentation.
    • Return calls and voicemails within a 24-hour business period.
    • Provide all applicable disclosures for both fixed‐ and variable‐rate loans.
    • Calculate closing costs and provide a good faith estimate for closing costs to members.
    • Process loan to include verification of employment, deposit accounts, and all liabilities in order to prepare application of verified information.
    • Order and check credit report to determine credit worthiness of applicant based on industry standards for collateral/equity value.
    • Approve or deny second mortgage open‐end and closed‐end loan applications under authority delegated by policy.
    • Request and evaluate real‐estate appraisal to ensure proper guidelines are followed and final value is properly determined.
    • Request flood certification to determine if property is or is not in a flood zone.
    • Order title work from attorney.
    • Obtain copy of current homeowner’s insurance and flood insurance (if applicable) and make sure mortgage clause is in favor of credit union.
    • Establish repayment and interest schedule based upon loan guidelines and rates.
    • Prepare closing package, researching and resolving all items in the closing package to ensure closing process is on time and documentation is complete and accurate.
    • Originators/Processors must understand and are accountable for executing all job functions in a way that is consistent with all requirements for Federal/State regulatory guidelines, BSA, OFAC and the USA Patriot Act/Customer Identification Act (CIP). Note: Failure to comply with requirements may be subject to strong disciplinary action, up to and including termination by the credit union, as well as civil and criminal penalties.
    Competencies:
    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required.
    • Ability to solve problems within established policies and procedures
    • Ability to accept and perform new job responsibilities as needed
    • Excellent communication skills (oral, written and listening), professional appearance and positive attitude
    • Basic math skills required (ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals)
    • Have a thorough knowledge of Mortgage Lending Compliance and Lending Regulations.
    • Good working knowledge of credit models and credit scoring
    Education & Qualifications:
    • High school diploma or equivalent and at least two years of related work experience, preferably in a financial institution
    • Math Ability – Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
    • Reasoning Ability – Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
    • Computer Skills – MS Word, Excel, Outlook, and PowerPoint.
    Experience, Skills and Other Requirements:
    • Must possess strong basic math skills, accuracy and attention to detail
    • Must demonstrate an ability to understand and implement changing policies and procedures.
    • Exceptional oral and written communication skills required.
    • Must possess interpersonal skills including courtesy, tact, and diplomacy as they are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
    Certificates, Licenses and Registrations:
    • Must successfully complete BSA training as required
    • Employee must be bondable (insurable)
    WORK ENVIRONMENT: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    • Primarily in-door office work with quiet to moderate noise level.
    • Occasional work outside the office.
    • Occasional travel for business-related functions.
    • Occasional evening and weekend schedules required.
    Position Type/Expected Hours of Work:
    • This is a full-time position. Days and hours of work are Monday through Thursday 8:00 a.m. to 5:00 p.m., Friday 8:00 a.m. to 5:30 p.m. and occasional Saturdays from 9:00 a.m. until 1:00 p.m. Saturday rotation required; May also require occasional travel for training as needed. Hours may change without notice.
    PHYSICAL DEMANDS
    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this job, the employee is regularly required to sit, stand, and walk; use hands to finger, handle, feel or grasp; reach with hands and arms; and talk or hear. The employee is frequently required to kneel, crouch, or stoop. The employee is occasionally required to lift and/or move 25-30 pounds.

     Employment Requirements:
    All applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union:
    • U.S. Citizenship
    • Successfully passing a drug test for illegal drugs
    • Successfully passing a background investigation
    Benefits Offered:
    • 401K, With employee match and profit shares.
    • Medical, Dental, Vision, Life, STD, LTD
    • Paid Holidays
    • Employee Education Assistance Program (Tuition Reimbursement). 
    • 16 Days of PTO (Paid time off) that begins accruing day one. (usable after 90 days)
    • Employee Assistance Program (EAP)
    DECLARATION
    This job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.
  • 1 Day Ago

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Mortgage Loan Originator/Processor
  • Sunbelt Federal Credit Union
  • Gulfport, MS FULL_TIME
  • Mortgage Loan Originator/Processor REPORTS TO: Mortgage Loan manager Supervisory Responsibilities: None SUMMARY/OBJECTIVE:Answer questions from members on real estate loans and rates. Gather and analy...
  • 9 Days Ago

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Mortgage Loan Originator - Madison, MS
  • LIBERTY FEDERAL CREDIT UNION
  • Ridgeland, MS FULL_TIME
  • Mortgage Loan Originator Liberty Federal Credit Union is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be based out of Madison, MS. If interes...
  • 16 Days Ago

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Mortgage Loan Originator - Madison, MS
  • Evansville Teachers Federal Credit Union
  • Ridgeland, MS FULL_TIME
  • Mortgage Loan Originator Liberty Federal Credit Union is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be based out of Madison, MS. If interes...
  • 11 Days Ago

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Mortgage Loan Originator
  • USA Mortgage
  • Jackson, MS FULL_TIME
  • DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
  • 8 Days Ago

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On-Site Mortgage Originator/Processor
  • National Mortgage Staffing
  • Biloxi, MS FULL_TIME
  • Originate and Process Residential mortgage Loans. Requirements: NMLS preferred Minimum 2 years of experience in Originating or processing Mortgage Loans Minimum one year of experience in sales Must be...
  • 19 Days Ago

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IT Solutions Customer Manager, LTC Actuarial
  • Genworth
  • Richmond, VA
  • At Genworth, we empower families to navigate the aging journey with confidence. We are compassionate, experienced allies...
  • 3/30/2024 12:00:00 AM

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MLO/Wholesale Account Executive
  • Royal Business Bank
  • Los Angeles, CA
  • JOB SUMMARY Responsible for business development from retail clients and mortgage brokers. The MLO/Wholesale Account Exe...
  • 3/29/2024 12:00:00 AM

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Senior Investment Accountant
  • USPRO
  • New Haven, CT
  • Senior Investment Accountant New Haven, CT (Hybrid) Direct Hire Overview Responsible for the investment accounting for t...
  • 3/29/2024 12:00:00 AM

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Wealth Advisor - CFP
  • Judson Group
  • Pasadena, CA
  • Judson Group has been retained by an exponentially growing RIA in the search for a Wealth Advisor - CFP. This individual...
  • 3/29/2024 12:00:00 AM

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Marketing Coordinator
  • Total Media Management LLC
  • Savannah, GA
  • About Total Media Management: From paid advertising and content marketing to website development and graphic design,Tota...
  • 3/29/2024 12:00:00 AM

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Marketing Manager
  • PrimeLending, A PlainsCapital Company
  • Dallas, TX
  • If you are looking to work in an Agile work environment that offers Service Beyond Expectations, this role could be for ...
  • 3/29/2024 12:00:00 AM

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Vice President Finance
  • HireLevel.
  • Edwardsville, IL
  • HireLevel is seeking a Vice President of Finance for a credit union in Edwardsville, Illinois. The VP of Finance will be...
  • 3/29/2024 12:00:00 AM

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Inside Sales Specialist - Mortgage Loan Coordinator
  • Top Flite Financial, Inc.
  • Pittsburgh, PA
  • Who should apply? Qualified applicants would be local to the Pittsburgh Metropolitan area as this is an on-site position...
  • 3/27/2024 12:00:00 AM

Mississippi is bordered to the north by Tennessee, to the east by Alabama, to the south by Louisiana and a narrow coast on the Gulf of Mexico; and to the west, across the Mississippi River, by Louisiana and Arkansas. In addition to its namesake, major rivers in Mississippi include the Big Black River, the Pearl River, the Yazoo River, the Pascagoula River, and the Tombigbee River. Major lakes include Ross Barnett Reservoir, Arkabutla Lake, Sardis Lake, and Grenada Lake with the largest lake being Sardis Lake. Mississippi is entirely composed of lowlands, the highest point being Woodall Mountai...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Supervisor jobs
$69,632 to $90,337

Mortgage Credit Supervisor in Santa Ana, CA
Many people might start by asking, “Why a credit union?” Huegel says that there are many advantages to getting a mortgage through a credit union rather than a bank.
January 25, 2020
Mortgage Credit Supervisor in Somerset, NJ
Based on our compensation data, the estimated salary potential for Mortgage Credit Supervisor will increase 16 % over 5 years.
December 21, 2019
Mortgage Credit Supervisor in Columbus, MS
Brad Huegel, mortgage supervisor at SharePoint Credit Union, with locations throughout the metro including one in St.
December 25, 2019