Bar Harbor Bank & Trust offers: competitive pay, referral incentives, an employee stock purchase plan, medical/dental/vision/life insurance plans, paid holidays, 401(k) plan, paid time off, a wellness program, continuing education benefits, and more!
Bar Harbor Bank & Trust, one of New England's top financial institutions is looking for a responsible and dedicated individual to join our Residential Lending team as a Mortgage Loan Originator in Randolph, Vermont.
The ideal candidate is a self-starter, who enjoys working with new and existing customers, to provide thoughtful solutions through lending and companion products that require more complex sales techniques. This is a great opportunity to work with a very successful, strong rooted residential lending department. The organization offers robust technology solutions to optimize the performance of our ambitious team of mortgage professionals.
Responsibilities (Essential):
- Meeting with customers or prospective customers in order to promote products offered by the Bank, in an effort to meet customer needs while providing excellent customer service
- Develop and maintain a network of developers, realtors, attorneys, accountants, and other potential centers of influence and referral sources
- Market and cross-market the Bank’s loan and other products and services, using approved marketing materials
- Originate new mortgage and home equity loans/liens, obtaining all required information and documentation from the customer
- Able to work with multiple systems applications to navigate products and recommend profitable solutions from unstructured inbound and outbound sales leads
- Ability to skillfully craft lending products with companion products and pricing that results in client sales
- Demonstrates solid sales production in volume or units over a sustained timeframe
- Stay informed with all different kinds of loans available and is comfortable interviewing applicants to assess their loan requirements
- Ability to advise applicants on which option is best suited for their needs
- Make all required disclosures to customers, including, without limitation, disclosure of all required loan fees and costs
- Provide progress reports to clients, and assist with resolving any discrepancies
Required Education & Experience:
- At least three years of previous experience as a Mortgage Loan Originator is required.
- Prior banking experience required.
- Minimum of an Associate’s degree, or equivalent work experience.
- Full competency in business math and basic accounting skills.
- Ability to analyze, interpret findings and results, and to draw logical conclusions in carrying out day-to-day responsibilities. Flexibility to learn and keep current with changing procedures and regulations, varying job assignments, technological advances, and new equipment.
- Proven history of working as a positive team member in a fast paced, high volume environment while managing multiple priorities.
- Exceptional customer service skills.
- Must obtain and maintain a valid NMLS registration.
- Working knowledge of Windows-based software programs.
Bar Harbor Bank & Trust is an Equal Opportunity Employer, Minority/Female/Disability and Protected Veteran.
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EEO is the law Spanish - https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeosp.pdf
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