Mortgage Loan Officer jobs in North Dakota

Position Overview:

The Loan Officer is responsible sourcing and originating loan applications from consumers and maintaining relationships to develop an active pipeline of applicants.

Ideal candidates for this position have a strong service-oriented mindset with prior loan sale experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements.

Essential Functions of the Role:

• Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals.
• Maintain a pipeline of applications within federal and state regulations.
• Analyze mortgage applications and determine the programs best meeting the needs of the consumer.
• Gather required application data and provide initial documents and disclosures to the applicant.
• Communicate and educate the consumer on qualified programs including benefits and risks.
• Provide all applicable initial documents and disclosures to the loan processor.
• Other duties as assigned.

Essential Knowledge/Skills/Abilities:

• Strong communication skills
• Ability to generate leads
• Customer service oriented
• Proven ability to prioritize and multi-task
• Knowledge of various loan products (FHA, VA, conventional, etc.)
• General knowledge of credit reports and debt-to-income ratios
• Ability to adapt to market changes
• Knowledge of the mortgage loan process

Experience Requirements:

• One to two years residential mortgage origination experience required.

Education/Licensing Requirements:

• High school diploma or equivalent required. Some college preferred.
• Licensed in market area and registered nationally in NMLS.
• Professional certifications (CMB, CMC, CMPS) preferred.

Working Conditions:

• Fast-paced environment.
• Requires normal vision (corrected) both close and distant.
• Requires normal hearing levels (corrected).
• Requires working at a desk to use a phone and computer for extended periods of time.
• Requires sitting, bending.
• Works effectively with frequent interruptions.
• Lifting requirements of 10 lbs. occasionally.
• Frequent travel >50%.

• Medical, dental, and vision insurance
• Short-term and long-term disability
• 401(k) and Roth 401(k) plans with a Company match
• Company-provided life insurance
• AND MORE!