Mortgage Payment Processing Clerk jobs in Houston, TX

Job Overview:
We are seeking a detail-oriented and experienced Mortgage Processor to join our team. As a Mortgage Processor, you will be responsible for reviewing and verifying loan applications, ensuring compliance with all relevant regulations, and facilitating the loan approval process. The ideal candidate will have a strong understanding of underwriting, mortgage servicing, and credit analysis.

Responsibilities:
- Review loan applications and supporting documentation for accuracy and completeness
- Verify borrower information, including employment history, income, assets, and credit reports
- Analyze financial statements and credit reports to determine borrower eligibility
- Ensure compliance with all applicable laws and regulations, including Fair Housing regulations and TILA
- Collaborate with loan officers, underwriters, and other stakeholders to resolve any issues or discrepancies
- Prepare loan files for underwriting review
- Communicate with borrowers to request additional documentation or clarify information as needed
- Maintain accurate records of all loan transactions and correspondence

Qualifications:
- Previous experience as a Mortgage Processor or in a similar role within the banking or financial services industry
- Strong knowledge of loan origination processes and procedures
- Familiarity with underwriting guidelines and requirements
- Proficient in credit analysis and risk assessment
- Excellent attention to detail and organizational skills
- Strong written and verbal communication abilities
- Knowledge of basic math calculations for loan-related calculations (e.g., interest rates, escrow)
- Ability to work independently and meet deadlines

If you are a motivated individual with a passion for providing exceptional customer service and have the qualifications listed above, we encourage you to apply for this position. We offer competitive compensation packages and opportunities for career growth within our organization.

Job Type: Full-time

Pay: From $40,574.65 per year

Schedule:

• 8 hour shift
• Monday to Friday

Language:

• Spanish (Preferred)

Work Location: In person