Mortgage Underwriter jobs in New Brunswick, NJ

About us

Highest Commission Structure!!!!! Be paid what your really worth.

Motto Mortgage Nunez Elite Choice Corp. is a small business in Freehold, NJ. We are engaging, professional, social and our goal is to Be open and forthcoming with our customers and never over-promise or under-deliver..

Our work environment includes:

• On-the-job training
• Work-from-home days
• Safe work environment

We are looking for a loan officer to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Skills

• Proven working experience as a loan officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• BS degree in finance, economics or a related field

Job Type: Full-time

Pay: $85,000.00 - $200,000.00 per year

Benefits:

• Dental insurance
• Health insurance
• Vision insurance

Compensation package:

• Commission pay

Schedule:

• 8 hour shift
• Monday to Friday

Work setting:

• In-person
• Office

Education:

• Bachelor's (Required)

Experience:

• Fair Housing regulations: 1 year (Required)
• Loan origination: 1 year (Required)
• Sales: 1 year (Preferred)

License/Certification:

• MLO (Required)

Work Location: In person