Mortgage Underwriter jobs in Passaic, NJ

Quality Control Mortgage Underwriter

*This is a remote position

American Financial Resources, LLC (AFR), the corporate entity for AFR Wholesale (www.afrcorp.com) and eLEND (www.eLEND.com), is a national residential mortgage lender dedicated to helping homeowners, homebuyers, and mortgage professionals achieve their financing goals by delivering innovative mortgage solutions and an unparalleled customer experience.

AFR is not only one of the top lenders in the US, we are on the cutting edge of new technology and we are reshaping the lending landscape by providing our clients with new ways to simplify the mortgage process. We are dedicated to the pursuit of growth and education, and provide our employees with the tools they need to succeed. Were looking for bright, motivated people to join our team!

Requirements & Preferred Qualifications

• 2 or 4 Year College Degree Preferred
• Excellent analytical and organizational skills
• Excellent verbal and written communication skills
• Excellent customer service skills
• 5 Years of Mortgage Underwriting Experience
• Prior experience in Investor and/or Lender Quality Audit
• Working knowledge of Investor Guidelines including, but not limited to, FannieMae, FreddieMac, FHA, VA, USDA
• Ability to work well independently, in a fast-paced environment
• Strong desire to learn and begin a long term career with the right company

Position Responsibilities

• Ensuring that loans are of investment quality, were underwritten according to investor guidelines, contain no material misrepresentations, and comply with all applicable federal and state laws;
• Review documentation in loan files for completeness and accuracy;
• Ensure that loan program guidelines are met;
• Validate the existence of the borrower’s employer and the employment of the borrower;
• Validate borrower debts and assets, undisclosed property ownership, social security number, and credit report;
• Ensure that no misrepresentations occur on loan files;
• Verify that all loan conditions are satisfied, that all “red flags” have been addressed and/or resolved;
• Confirm that all parties have been checked against exclusionary lists;
• Other duties as assigned.

This is a full time position with a competitive salary and benefits package, including medical, vision and dental insurance.

AFR is an Equal Opportunity Employer and is committed to employment diversity.

To apply please email TalentManagement@afrcorp.com