Mortgage Underwriter jobs in Saginaw, MI

E
Mortgage Loan Underwriter
  • ELGA Credit Union
  • Grand Blanc, MI FULL_TIME
  • ELGA Credit Union
    Mortgage Loan Underwriter


    Department: Mortgage
    Reports To: Mortgage Operations Supervisor
    Classification: Non-Exempt
    Supervises Direct: 0
    Supervises Indirect: 0

    Role: To ensure mortgage loans are properly documented and that the credit union's interest in the property is properly secured within secondary market guidelines and credit union policies and procedures.

    Essential Functions & Responsibilities:

    20% - Maintains thorough and up to date knowledge of underwriting guidelines and polices of Fannie Mae conventional lending with growth into the FHA, RD, and VA programs in addition to credit union products, guidelines, and policies for portfolio mortgage loans.

    20% - Maintains through and up to date knowledge for federal lending regulations governing real estate lending to ensure compliance with various related regulations.

    15% - Performs detailed analysis of all financial and collateral documentation required to satisfy the conditions of the loan and determine if it is sufficient and in compliance with secondary market mortgage requirements, or credit union policies and procedures, and federal and state regulations.

    20% - Possesses the ability to apply appropriate judgement and knowledge to verify, add, or waive conditions and/or documentation as well as problem solve at a complex level related to mortgage lending issues.

    15% - Acts as a liaison and subject matter expert to external members, internal members and third-party vendors.

    5% - Performs other job-related duties as assigned.

    Performance Measurements:

    1. To meet established expectations of ELGA's Core Factors including but not limited to Accountability, Attitude, Communication, Competence, Continuous Improvement & Innovation and Relationship Building.
    2. Complete initial underwriting and set conditions for each loan within 48 hours of receipt.
    3. Communicate, share knowledge and problem solve with loan processor and/or loan originator to ensure understanding of requirements and allow files to move smoothly through the process.
    4. Complete final underwriting, communicate any additional conditions or issues to the loan processor and/or loan originator, or clear the loan to close within 48 hours of receipt.
    5. To support other associates and to take the initiative to offer help when needed.

    Knowledge and Skills:

    Experience: Minimum of 2 years of underwriting experience with demonstrated understanding of Fannie Mae guidelines. Experience as a processor in a Fannie Mae environment may serve as a suitable substitute.

    Education: (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through previous experience as a Mortgage Processor.

    Interpersonal Skills: Work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.

    Other Skills: Must have good communication and computer skills. Must be or must be able to be successfully registered with NMLS in accordance with the SAFE ACT.

    Work Environment: Work is primarily conducted in the office with flexibility for occasional remote work.

    This Job Description is not a complete statement of all duties and responsibilities comprising the position.
  • 14 Days Ago

U
Mortgage Loan Originator
  • USA Mortgage
  • Flushing, MI FULL_TIME
  • DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
  • 6 Days Ago

P
Mortgage Consultant
  • Prosperity Home Mortgage, LLC
  • Saginaw, MI FULL_TIME
  • Job Summary: Under the general supervision of an Area Manager, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sourc...
  • 10 Days Ago

G
Mortgage Loan Officer
  • Guardian Mortgage Company, Inc
  • Grand Blanc, MI FULL_TIME
  • Company DescriptionGuardian Mortgage Company, Satisfying Customers Since 1965Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas ...
  • 10 Days Ago

G
Mortgage Loan Originator Assistant
  • Guardian Mortgage Company, Inc
  • Grand Blanc, MI FULL_TIME
  • Company DescriptionGuardian Mortgage Company, Satisfying Customers Since 1965 Guardian Mortgage has been in the mortgage lending and servicing business in Southeastern Michigan and North Central Texas...
  • 10 Days Ago

G
Retail Mortgage Loan Officer
  • Guardian Mortgage Company, Inc
  • Grand Blanc, MI FULL_TIME
  • Company DescriptionGuardian Mortgage Company, Satisfying Customers Since 1965Guardian Mortgage Company, Satisfying Customers Since 1965 Guardian Mortgage has been in the mortgage lending and servicing...
  • 10 Days Ago

Filters

Clear All

Filter Jobs By Location
  • Filter Jobs by companies
  • More

0 Mortgage Underwriter jobs found in Saginaw, MI area

S
Branch Manager
  • Suburban Propane Gas Corporation
  • Linwood, MI
  • Manage all aspects of the CSC's profit and expense activity which includes sales, inventory, fleet, staffing and custome...
  • 3/28/2024 12:00:00 AM

W
Regional Sales Representative (ED)
  • Waukesha Pearce Industries
  • Saginaw, MI
  • ** Regional Sales Representative (ED)** **Job Category****:** 259 Sls Rep/Mining/Mfg/Wh **Requisition Number****:** REGI...
  • 3/28/2024 12:00:00 AM

O
Consumer Loan Sales Specialist
  • OneMain Financial
  • Flint, MI
  • PUT YOUR CAREER IN MOTION AS A CONSUMER LOAN SALES SPECIALIST At OneMain, Consumer Loan Sales Specialists empower custom...
  • 3/28/2024 12:00:00 AM

M
Vice President - Fleet
  • Mersino Dewatering LLC
  • Davison, MI
  • Job Description Job Description Mersino is an established and growing competitor in the construction dewatering and pump...
  • 3/28/2024 12:00:00 AM

W
Branch Service Manager
  • WORKFORCE - Staffing Solutions
  • Overview We are seeking a Branch/Service Manager for a heavy equipment and machinery sales and service company. The succ...
  • 3/27/2024 12:00:00 AM

J
HVAC TB Controls Tech
  • Johnson Controls International
  • Saginaw, MI
  • What you will do Under general supervision, conducts preventive maintenance, repair, installation, and commissioning and...
  • 3/25/2024 12:00:00 AM

C
Hospice RN Executive Director
  • Curo Health Services
  • Flint, MI
  • Our Company Heartland Hospice is a member of the Gentiva family - an industry leader in hospice, palliative, home health...
  • 3/25/2024 12:00:00 AM

C
Fund Development Coordinator
  • COMMUNITIES FIRST, INC
  • Flint, MI
  • Communities First, Inc. is a Michigan-based nonprofit 501c3 whose mission is to build healthy, vibrant communities throu...
  • 3/24/2024 12:00:00 AM

Saginaw (/ˈsæɡɪnɔː/) is a city in the U.S. state of Michigan and the seat of Saginaw County. The city of Saginaw and Saginaw County are both located in the area known as Mid-Michigan or Central Michigan. The city of Saginaw is located adjacent to Saginaw Charter Township and is considered part of the Tri-City area, along with neighboring Bay City and Midland. The Saginaw County MSA had a population of 196,542 in 2013. The city is also the largest municipality within the Saginaw, Midland, and Bay City Metropolitan Area. The city of Saginaw was a thriving lumber town in the 19th century and an i...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Underwriter jobs
$60,551 to $81,510
Saginaw, Michigan area prices
were up 1.3% from a year ago

Mortgage Underwriter in Chelsea, MA
Evaluates the mortgage loan applications and supporting documentation and determines the eligibility and risk to the credit union and ensures loan conforms to the specific loan product and pricing.
November 06, 2022
Determines additional documentation requirements on each file and ensure the timely receipt of such documents and or items.
February 06, 2023
Mortgage Underwriter in Depew, NY
Implement and apply the processes, infrastructure and resources needed to deliver agreed team plans and targets, identifying and implementing improvements and collaborating with colleagues to maximize integration, effectiveness and efficiency.
January 06, 2023
Meet all performance targets including standards in quality and productivity.
February 11, 2023
Mortgage Underwriter in Irving, TX
Compile, analyze, and document loan data and credit risk, borrower and property information.
January 04, 2023