New Accounts Representative jobs in Michigan

Do you have a passion for helping members achieve financial freedom? Are you experienced with new accounts and lending? The Member Relationship Representative works with new and existing members, assisting with their financial goals. Members First Credit Union is looking for a Member Relationship Representative that has at least one year of relatable experience. If this sounds like you, apply now to the Broadway Branch in Mount Pleasant.

We will empower you to be the best version of yourself while helping you maintain a positive work/life balance. We believe in purpose, belonging and joy; when our people find this in their work and the people they work with, amazing things happen. We encourage a better tomorrow by being trustworthy, caring and enthusiastic.

MEMBER RELATIONSHIP REPRESENTATIVE I

Non-Exempt

Reports to: Branch Leader

Position Overview

The primary purpose of this position is to assist Members First Credit Union to deliver on its mission: To encourage a better tomorrow. To achieve this mission, the position must deliver on our brand promise: We believe in you. Our promise is to be trustworthy, caring, and enthusiastic to help you succeed. You will do this by living out our core values in every service contact to both internal and external members.

Essential Duties

• Deliver on the Credit Union’s Promises in every service situation
• Develop and Maintain an effective level of product knowledge
• Identify members’ financial needs and recommend appropriate Credit Union solutions
• Inform members of loans available within the Lending Policies of the credit union
• Increase loan volume by cross selling additional loan products, using information obtained from the member and/or credit report
• Open New Accounts, new IRA accounts, certificates of deposits, and various other share and sub accounts. Tell new members and potential members about our MFCU products and services and how the member will benefit from these products & services
• Be a visible presence in the local community. Promote the credit union and gain leads through participation in business, community, chamber, and charitable organization activities as assigned
• Travel is required to various branch locations to cover shortages in staffing
• This position is an in branch/office role, must be available to work 8 a.m. to 5 p.m. M-F, Saturday coverage as needed, and some outside of normal working hours for meetings and/or education/trainings

Duties and Responsibilities

The following statements are intended to describe the general nature and level of work being performed by this position. It is not intended to be an exhaustive list of all duties, responsibilities and skills required of this position. Other duties may be assigned to meet business needs.

• Create opportunities for expanded member relationship by determining the needs for additional product and services; recommend appropriate Credit Union solutions
• Process member’s cash and checks
• Operate and balance a cash drawer as needed
• Handle inquiries on member’s accounts, statements, and histories
• Process check orders as needed
• Sell Visa Gift and Travel Cards and cashier’s checks/money orders
• Collect any fees as required for services
• Remind delinquent members that their payments are due

New Accounts

• Thoroughly explain products and services to members. Prepare and process documentation for new accounts and collect share deposit
• Assist with the new accounts auditing process
• Prepare an adverse action letter when products are denied
• Be knowledgeable in IRA laws and paperwork

General Sales Expectations

• Successfully use effective Sales Champion skills and behaviors
• Actively participate in Credit Union initiatives, promotions, and achieve assigned financial service goals
• Build relationships with current and new members. Offer products and services that will help to fulfill their financial needs
• Assists with the onboarding process that continues to build relationship with new members

Other

• Answer telephones and handle member inquiries
• Process mail as required
• Attend education functions as required
• Other duties that may be assigned from time to time

Qualifications and Expectations

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the expectations of the person performing this job.

• Strive to exceed credit union, department, and personal goals
• Team oriented
• Dependable
• Highly organized
• Produces accurate work results
• Readily keeps others adequately informed
• Presents a professional image
• Maintains a high level of knowledge about credit union philosophy, products and services
• Flexibility
• Ability to communicate with members and other staff – clearly and concisely
• Good understanding of State and Federal laws governing the account opening, servicing and lending processes
• Courtesy, tact, and diplomacy are essential elements of the job. Work involves personal contact with others inside and /or outside the organization generally regarding routine matters for purposes of giving or obtaining information, which may require some discussion

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Ability to lift up to 25 pounds.
• Able to sit or stand for 2-4 hours at a time.

Work Environment

• Must maintain a neat and orderly work area.
• Routinely clean and disinfect work areas (i.e. teller stations, desk surfaces, phones, electronic equipment).
• Protect the confidentiality of credit union staff and members by locking door or removing items from desk/workstation when away.

Education and Experience

• Minimum high school graduate or equivalent
• Minimum 1-2 years related experience
• Skills in Microsoft Word, Excel, and Outlook
• The ability to attain the Financial Counselor Certification (CCUFC) through CUNA within the first 6 months

Experience

• 1 year(s): Experience in a financial institution

• 1 year(s): New accounts representative or lender experience

Education

• High School or better

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)