Rating Analyst jobs in Youngstown, OH

C
Credit Analyst
  • Credit Analyst
  • Canfield, OH FULL_TIME
  • To use all information in creating a clear picture of the customer’s financial position. This is vital to the Lenders; it allows them to make well informed decisions before entering into a lending relationship with the customer.

    ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:

    • Compose analysis based on historic, projected, and stressed financial information. This analysis will clearly illustrate the customer’s ability to re-pay the requested amount, and is accomplished by creating cash flow statements for each participant and writing an analysis of their performance over the past three (3) years.
    • Project the customer’s performance for the next year by using customer prepared projections, analyst prepared projections, or a combination thereof.
    • Effectively communicate with the lenders to clearly understand all factors contributing to the loan request.
    • Generate questions to the lender for the purpose of completing the credit presentation, accuracy of cash flow, and to resolve any other discrepancies in the underwriting.
    • Translate and interpret financial data from tax returns, compilations, reviews, and audited statements; personal statements; and other financial statements to create spreads utilizing WebEquity software.
    • Access Kroll Factual Data to obtain and analyze Tri-Merge Credit Bureau reports on individual participants in the request
    • Utilize web sources, such as the Ohio Secretary of State or the Mahoning County Auditor to retrieve other necessary information
    • Access Fiserv/Viewpoint to research the customer’s complete deposit and loan relationship with the Bank
    • Recognize the level of analysis that is appropriate for the request
    • Retrieve industry information through First Research and demographic information through SNL financial via the Internet.
    • Perform reviews for Special Assets’ commercial relationships
    • Establish/organize all loan information in credit file
    • Attend meetings with lenders and clients as needed
    • Accurately risk grade borrowers, co-borrowers, and guarantors
    • Ensure proper aggregate exposure and coding of credit facilities, both new and existing
    • Review appraisals and environmental reports to ensure accurate collateral analysis
    • Understand various business entities structures and required documents needed for verification
    • Understand and apply credit policies and procedures
    • Attend and participate in weekly staff meetings and training
    • Special projects assigned by Commercial Credit Manager as needed
    • Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations
    • Regular, predictable attendance is an essential requirement of this position

    EDUCATION and/or EXPERIENCE:

    • Bachelor’s degree (BA) in Accounting or Finance from four (4) year college or university
    • Minimum of one (1) year commercial credit analyst experience
    • Strong background in working with financial statement and advanced understanding of the information available on financial statement and how they related to the customer’s business operations and ability to repay loan.
    • Knowledge of Word, Excel, and Outlook and Internet navigation/research is expected
    • Ability to clearly and effectively communicate both verbally and in writing

    Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran

    Education

    Required
    • Bachelors or better in Finance or related field

    Skills

    Required
    • Microsoft Excel
    • Credit Analysis
    Preferred
    • Risk Management
    • Commercial Lending

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

  • 9 Days Ago

B
Financial Analyst
  • Berk Enterprises
  • Warren, OH FULL_TIME
  • Job Summary: A Financial Analyst provides financial leadership, with oversight to pricing and costing activities. The role may complete return on investment analysis, ad hoc financial analysis, foreca...
  • 19 Days Ago

R
Business Analyst
  • RedSail Technologies
  • Cranberry, PA FULL_TIME
  • Program Effectiveness Analyst Job Summary The Program Effectiveness Analyst will play a critical role in optimizing our pharmacy programs and help to drive efficiency, insights and impact of RedSail’s...
  • 22 Days Ago

F
Credit Analyst
  • Farmers National Bank of Canfield
  • Canfield, OH FULL_TIME
  • DescriptionTo use all information in creating a clear picture of the customer's financial position. This is vital to the Lenders; it allows them to make well informed decisions before entering into a ...
  • Just Posted

B
Business Analyst
  • Berk Enterprises
  • Warren, OH FULL_TIME
  • Job Summary:A Business Analyst provides financial leadership, with oversight to pricing and costing activities. The role may complete return on investment analysis, ad hoc financial analysis, forecast...
  • 2 Days Ago

M
Commercial Analyst
  • MSSL Wiring System
  • Warren, OH FULL_TIME
  • POSITION SUMMARY: Coordinate customer service activities for specified customers within a given market segment. JOB REQUIREMENTS: · EDUCATION: o A bachelor’s degree in business, Engineering or demonst...
  • 3 Days Ago

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0 Rating Analyst jobs found in Youngstown, OH area

P
Desktop Support Analyst
  • PLS Logistics
  • Cranberry Twp, PA
  • Job summary The Desktop Support Analyst will be responsible for supporting PLS desktop and Laptop Computing environment ...
  • 3/28/2024 12:00:00 AM

A
IT Support Analyst
  • All Lines Technology
  • Cranberry Twp, PA
  • The analyst will perform first level IT support, incident resolution. The analyst is responsible for getting users back ...
  • 3/28/2024 12:00:00 AM

J
Help Desk Analyst
  • Johnson Service Group
  • Cranberry Township, PA
  • Job Description Job Description Shifts Open 7:30am-9:30am vari Start time Set weekend day Saturday (remaining days will ...
  • 3/28/2024 12:00:00 AM

O
Senior SAP Business Analyst
  • Oxford Solutions, Inc
  • Cranberry Twp, PA
  • Currently have an opening for a Senior SAP Business Analyst. Work onsite in Cranberry, PA. As a Senior SAP Business Anal...
  • 3/28/2024 12:00:00 AM

W
EDI Business Analyst
  • WernerCo
  • West Middlesex, PA
  • About Us: WHY WERNER? BECAUSE WE ARE THE PRO'S CHOICE! You will find our market leading products and brands on trucks an...
  • 3/28/2024 12:00:00 AM

S
SQL Data/Business Analyst
  • Steelite International America
  • Youngstown, OH
  • Job Description Job Description Steelite International is seeking experienced SQL Data/Business Analyst to join our fina...
  • 3/27/2024 12:00:00 AM

S
Purchasing Analyst
  • Storm Search
  • Sharon, PA
  • Immediate Direct Hire opportunity for an Enterprise Purchasing Analyst in the Sharon, PA area! Details: Location: On-sit...
  • 3/25/2024 12:00:00 AM

T
Production Data Analyst
  • The Judge Group
  • Youngstown, OH
  • Our client, a global packaging manufacturer, is currently seeking a Production Data Analyst for their expanding data ana...
  • 3/25/2024 12:00:00 AM

Youngstown is a city in and the county seat of Mahoning County in the U.S. state of Ohio, with small portions extending into Trumbull County. According to the 2010 Census, Youngstown had a city proper population of 66,982, while the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area it anchors contained 565,773 people in Mahoning and Trumbull counties in Ohio, and Mercer County in Pennsylvania. Youngstown is located on the Mahoning River, approximately 65 miles (105 km) southeast of Cleveland and 61 miles (100 km) northwest of Pittsburgh. Despite having its own media market, Young...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Rating Analyst jobs
$37,042 to $47,786
Youngstown, Ohio area prices
were up 1.3% from a year ago

Rating Analyst
Assist in establishing standards for requirements gathering, setting ground rules and expectations for completeness of rate/rule change requests.
November 15, 2022
Market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide.
December 14, 2022
Estimate, manage, and track activities to a timeline.
December 24, 2022
Performs other related duties as required and/or assigned.
December 27, 2022
Understands intricacies and nuances of our pricing/rating systems across all clients/products.
February 08, 2023
Document new process flows for all change types, identifying and acting on opportunities to enhance/streamline.
April 10, 2023
Requires extended periods of computer use.
April 18, 2023
Develop, research, analyze, and document specifications for minor projects, change requests, report requests, and problem calls.
May 14, 2023