SBA Banking Manager jobs in Huntsville, AL

SBA Banking Manager manages a team of SBA (Small Business Administration) officers who are responsible for generating SBA loans. Develops and executes business plans aligned with managements objectives and directs the generation of sales opportunities. Being a SBA Banking Manager ensures all SBA eligibility, regulations and underwriting guidelines are followed. Reviews loan quality and oversees process. Additionally, SBA Banking Manager requires a bachelor's degree. Typically reports to top management. The SBA Banking Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. To be a SBA Banking Manager typically requires 3+ years of managerial experience. (Copyright 2024 Salary.com)

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Private Banking Relationship Manager
  • First Horizon
  • Huntsville, AL FULL_TIME
  • About Us
    First Horizon Corp. (NYSE: FHN), with approximately $90 billion in assets, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, mortgage, and title insurance services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank

    Summary

    Private Bankers are responsible for business development of professional high net worth individuals and their related businesses, administering loan portfolios, providing clients with wealth management and treasury management solutions, cultivating current relationships, identifying and marketing to prospects, analyzing financial data and needs, and cross-selling products and services. 

    Key Responsibilities Include
    • Maintains a client portfolio for the bank (greater than $10MM)
    • Expand  and add to existing client relationships which generate incremental revenue for the bank through deposits, loans, wealth management and treasury management. 
    • Develop new client relationships which generate acceptable returns for the bank
    • Work with the Management and Underwriters to analyze the credit strengths and weaknesses of prospective borrowers and make loan decision recommendations
    • Work with Management to make recommendations on loan pricing which are competitive with the marketplace and achieves an acceptable return for the bank
    • Work with Management  to structure loans (term, covenants, collateral, guarantees, etc.) which appropriately protect the bank
    • Work with Management to recognize client needs and matching the bank's capabilities to meet these needs
    • Work with Management  on loan structure, pricing, and other product/services for clients
    • Maintain a thorough knowledge of bank's lending policies and regulatory requirements with a particular knowledge of Consumer regulations
    • An ability to work with multiple channels to solve the client need: consumer, business banking and commercial. 
    • Maintain proper house-holding of relationships 
    • Utilize the appropriate underwriting channel for the client. 
    • Continually upload financial information and client detail into central repository throughout the underwriting process.
    • Gather financials for new and renewal opportunities with clients.
    • Prepare Opportunity Memos (with Management) as needed for new and renewal requests to initiate underwriting process.
    • Work directly with the underwriter to ensure accurate reflection of financials
    • Work directly with the underwriter to ensure accurate preparation of Loss Given Default, Probability of Default, and Risk Adjusted Return on Capital models at time of new/renew requests.
    • Coordinate deal team meetings between Relationship Managers, Market Presidents, Senior Credit Officer and Underwriter.
    • Works with other Team Members to appropriately ensure accuracy of underwriting package.
    • Create/Prepare term sheets, with Management supervision.
    • Finalize term sheets to meet client and bank needs
    • Engage underwriting to update results of term sheet accordingly and as needed to be reviewed by deal team.
    • Work with Manager to coordinate credit decision with Market President, Senior Credit Officer, Executive Credit Officer, Chief Credit Officer and Chief Operations Officer.
    • Create/Prepare Commitment Letter with Management supervision
    • Finalize any required conditions precedent as needed to ensure Loan Closing has all items needed.
    • Responsible for reviewing closing documents
    • Responsible for communication with clients
    • Identifies portfolio weaknesses and trends and alerts management (Group Manager, Market President, Senior Credit Officer) to deteriorating portfolio conditions
    • Ensure receipt of all financial and covenant requirements of client relationships, managing exceptions as dictated by policy.
    • Annual Review of client relationships as dictated by policy.
    • Annual Risk Rating of client relationships as dictated by policy. This role is responsible for completing of Probability of default and Loss Given Default models for on-going annual portfolio management.
    • Ensures client adherence to covenants with review of calculations, key provisions, and recommendations according to policy.
    • Performs all other duties as assigned

      SUPERVISORY RESPONSIBILITIES

      1. No supervisory responsibilities

      QUALIFICATIONS

      To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

      1. Bachelor (4-year college) degree at least 4 years of experience or equivalent combination of education and experience
      2. Formal Commercial Credit training

       

      Benefit Highlights

      • Medical with wellness incentives, dental, and vision 
      • HSA with company match
      • Maternity and parental leave
      • Tuition reimbursement
      • Mentor program
      • 401(k) with 6% match
      • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

      Follow Us
      Facebook -- facebook.com/FirstHorizonBank
      Twitter -- twitter.com/FirstHorizonBnk
      LinkedIn -- linkedin.com/company/first-horizon-bank
      Instagram -- instagram.com/first_horizon
      YouTube -- youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q

      Corporate Diversity Commitment:
      We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

    • 14 Days Ago

    A
    Digital Banking Representative
    • Ascend Federal Credit Union
    • Tullahoma, TN OTHER
    • About Us Ascend is the largest credit union in Middle Tennessee and one of the largest credit unions in the United States, with over $4 billion in assets. With an occupation-based field of membership,...
    • 2 Months Ago

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    Commercial Banker - Middle Market Banking - Vice President
    • JPMC Candidate Experience page
    • Huntsville, AL FULL_TIME
    • You are customer focused, enjoy building relationships and providing financial advice to your clients. A role as a Commercial Banker is for you. As a Commercial Banker your role is to be the focal poi...
    • 9 Days Ago

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    Manager
    • Salsarita's Fresh Mexican Grill
    • Madison, AL FULL_TIME
    • OUR STORY Since our beginnings in Charlotte, NC in 2000, we have made fresh food daily, served by a staff with exceptional customer service. Every day, our team works effortlessly to provide the fresh...
    • 19 Days Ago

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    Manager
    • Salsarita's Fresh Mexican Grill
    • Huntsville, AL FULL_TIME
    • OUR STORY Since our beginnings in Charlotte, NC in 2000, we have made fresh food daily, served by a staff with exceptional customer service. Every day, our team works effortlessly to provide the fresh...
    • 19 Days Ago

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    Manager
    • Altitude Trampoline Park
    • Huntsville, AL PART_TIME
    • INTRODUCTION Altitude Trampoline Park is looking for a fun-loving, fast-paced, goal-oriented leader. If you are independent, opinionated, and looking to run a business unlike any other, we have the jo...
    • 20 Days Ago

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    0 SBA Banking Manager jobs found in Huntsville, AL area

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    Customer Experience Manager
    • Michaels Stores, Inc.
    • Huntsville, AL
    • Store - HUNTSVILLE-EAST, AL Deliver a customer centric shopping experience by managing and delivering effective front-en...
    • 3/28/2024 12:00:00 AM

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    Retail Service Specialist
    • O'Reilly Auto Parts
    • Huntsville, AL
    • The Retail Service Specialist will support the Store Manager and Assistant Managers in areas of sales, customer service,...
    • 3/28/2024 12:00:00 AM

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    Assistant Store Manager
    • O'Reilly Auto Parts
    • Huntsville, AL
    • The Assistant Store Manager will support the Store Manager in areas of sales, customer service, store appearance and sto...
    • 3/28/2024 12:00:00 AM

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    CASH CONTROL CLERK 1
    • U.S. Space & Rocket Center
    • Huntsville, AL
    • CASH CONTROL CLERK 1 Overview The purpose of this position is to process daily transactions for the Cash Control Departm...
    • 3/27/2024 12:00:00 AM

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    Financial Reporting Director
    • Axient
    • Huntsville, AL
    • **Overview** Axient is looking for a **Financial Reporting Director** that is a Senior level manager in a corporate role...
    • 3/26/2024 12:00:00 AM

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    Relationship Manager III - C&IB
    • PNC Financial Services Group, Inc.
    • Huntsville, AL
    • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
    • 3/25/2024 12:00:00 AM

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    Loan Officer
    • Lennar Homes
    • Huntsville, AL
    • Overview: Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team m...
    • 3/24/2024 12:00:00 AM

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    Portfolio Manager
    • First Horizon Bank
    • Huntsville, AL
    • About Us First Horizon Corp. (NYSE: FHN), with approximately $90 billion in assets, is a leading regional financial serv...
    • 3/8/2024 12:00:00 AM

    Huntsville is a city located primarily in Madison County in the Appalachian region of northern Alabama. Huntsville is the county seat of Madison County. The city extends west into neighboring Limestone County and south into Morgan County. Huntsville's population was 180,105 as of the 2010 census. Huntsville is the third-largest city in Alabama and the largest city in the five-county Huntsville-Decatur-Albertville, AL Combined Statistical Area, which at the 2013 census estimate had a total population of 683,871. The Huntsville Metropolitan Area's population was 417,593 in 2010 to become the 2n...
    Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
    Income Estimation for SBA Banking Manager jobs
    $122,004 to $205,496
    Huntsville, Alabama area prices
    were up 1.3% from a year ago

    SBA Banking Manager in Lebanon, PA
    Berkshire has a team of dedicated small business banking professionals located in every region throughout its footprint trained to help customers find the best combination of services to make their businesses prosper, today and in the future.
    January 16, 2020
    SBA Banking Manager in Harrisburg, PA
    Small Business Administration (SBA) plays a critical role in making financing available to small businesses for a wide array of purposes, from starting and growing a business to purchasing commercial real estate.
    January 14, 2020
    SBA Banking Manager in Lincoln, NE
    You will be part of our SBA team, responsible for performing multiple functions related to SBA loan servicing for non-complex loans.
    January 02, 2020