Top Consumer Credit Manager jobs in Santa Maria, CA

Top Consumer Credit Manager plans and directs all aspects of an organization's consumer credit activities. Manages and leads the consumer credit underwriting function for a central processing unit. Being a Top Consumer Credit Manager requires a bachelor's degree. Demonstrates expertise in a variety of the field's concepts, practices, and procedures. Additionally, Top Consumer Credit Manager typically reports to top management. The Top Consumer Credit Manager manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Top Consumer Credit Manager typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)

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Consumer Lending Manager
  • CoastHills Credit Union
  • Santa Maria, CA FULL_TIME
  •  

    SUMMARY

    The primary purpose of the Consumer Lending Manager is to assist the Credit Union in achieving its mission to make a difference in our neighbors’ lives.  This is accomplished by providing outstanding service to our members and staff.  An important element of this outstanding service is identifying the financial needs of the member and effectively suggesting solutions that will improve the member’s financial life.  Additionally, under supervision of the VP Consumer Lending, the Consumer Lending Manager is responsible for managing the daily activities of the Consumer Loan Department. The Consumer Lending Manager promotes and maintains a positive image of the Credit Union at all times.

    ESSENTIAL FUNCTIONS

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The following statements are intended to describe the general nature and level of work being performed by this position. It is not intended to be an exhaustive list of all duties, responsibilities, and skills required of this position. Other duties may be assigned to meet business needs.

    •     Ensures compliance with all applicable laws and regulations as well as internal policies and procedures.
    •      Prepares information, as directed, for audits and exams both internal and external.
    •      In conjunction with the VP of Consumer Lending, develops and implements policies, procedures, and guidelines to ensure that loans are properly underwritten, processed, booked and funded in a timely manner.
    •     Assist with managing the department daily operations including but not limited to Debit and Credit Card processing, portfolio maintenance, GL maintenance, Balance Transfer processing, fraud detection and resolution, and department related systems and operations, including but not limited to Base 2000, PaymentsOne VROL, VRM and VAA, Ethos.
    •    Oversees and reviews Visa monthly and quarterly billing and reporting requirements.
    •    Functions as a backup Administrator for LoansPQ.
    •    Produces reports on a periodic basis, including but not limited to turn times, penetration, dealer related reports, and compliance reports.
    •    Comprehends and understands LoanLiner documents. 
    •    Understands Indirect Lending processes. 
    •    Actively participates in project implementation, including attending project team meetings, managing assigned projects and completing project deliverables.
    •    Compiles and analyzes consumer loan reports and makes appropriate recommendations to management.
    •    Reviews and revises loan applications and documents for regulatory compliance and conformance to established loan policies.
    •    Conducts appropriate operational, regulatory compliance and product knowledge training for department and branch Staff.    
    •    Ability to travel, attend and participate in meetings, seminars, and conferences held before and after normal business hours that may require unaccompanied long distance travel and overnight lodging.
    •    Compiles and analyzes sales, ROI and production reports for leadership and ALCO, making recommendations for changes and introducing new lending initiatives to help achieve overall Consumer Loan goals. 
    •    Assists in preparation and submittal of annual branch budget; regularly monitors and controls expenses; communicates budget requirements/deviations.
    •    On occasion, performs all duties and essential functions of all levels of assigned staff.
    •    Maintains a clean and organized work environment and ensuring appropriate supplies are ordered.
    •    Presents a professional image and interacts well with public and all levels of Credit Union personnel.
    •    Performs duties as assigned by management and of any department employee.
    •    Drives a motor vehicle as required.


    SUPERVISORY RESPONSIBILITIES

    •    Follows policies and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML) and Customer  
    •    Identification Program (CIP) to ensure daily compliance with current regulations. Responsible for ensuring all assigned employees are trained and adhere to all BSA, AML and CIP policies and procedures.
    •    Actively participates in Credit Union management meetings and functions.
    •    Performs any other duties as assigned by management.


    QUALIFICATIONS

    The requirements listed below are representative of the knowledge. skill, and/or ability required.

    Education and Experience

    Bachelor’s degree in business, Finance or Accounting or equivalent work experience is required.

    Five or more years of increasingly responsible experience in a lending position within a financial institution.

    Certificates, Licenses and Registrations

    None. 

    Skills and Abilities

    Strong analytical, problem solving and organizational skills.

    Advanced proficiency with Microsoft Office applications.  Ability to communicate effectively verbally and in writing.

    Strong written and verbal communication skills. 

    Ability to travel, attend, and participate in meetings, seminars, and conferences held before and after normal business hours that may require unaccompanied long-distance travel and overnight lodging. 


    AFFIRMATIVE ACTION/EEO STATEMENT:

     CoastHills is an Equal Opportunity/Affirmative Action employer. We will consider all qualified applicants for employment without regard to race, color, religion, ancestry, gender, pregnancy, sex, sexual orientation, transitioning status, gender identity, gender expression, national origin, age, genetic information, military and veteran status, marital status, medical condition, mental disability, physical disability, or any other basis protected by local, state, or federal law. 


    For our EEO Policy Statement, please click here.  If you’d like more information on your EEO rights under the law, please click here

  • 17 Days Ago

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Vice President Consumer Loans
  • SESLOC Federal Credit Union
  • San Luis Obispo, CA FULL_TIME
  • At SESLOC, it is the people that make the place. Rooted in academics and locally headquartered for over 80 years, we are the credit union with the funny name. But to us, financial dreams and goals are...
  • 28 Days Ago

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Branch Manager
  • CoastHills Credit Union
  • Atascadero, CA FULL_TIME
  • Under the direction of the AVP Branch Experience Officer, the Branch Manager is responsible for managing the overall operations of the assigned branch to include consumer and mortgage loan origination...
  • 23 Days Ago

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Associate Branch Manager
  • Golden 1 Credit Union
  • Atascadero, CA FULL_TIME
  • Job Overview:We are seeking a highly motivated and experienced Branch Manager to oversee our financial institution's operations. As a Associate Branch Manager, you will be responsible for managing the...
  • 22 Days Ago

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Atascadero Branch - Branch Manager II
  • Golden 1 Credit Union
  • Atascadero, CA FULL_TIME
  • TITLE: Branch Manager II DEPARTMENT: Branch Channel Delivery STATUS: Exempt JOB CODE: 6202 PAY SCALE: $71,600.00 - $75,000.00 Annually GENERAL DESCRIPTION: The Branch Manager II is responsible for fos...
  • 10 Days Ago

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Sr. Design Manager, Growth & Consumer Booking
  • Mindbody
  • San Luis Obispo, CA FULL_TIME
  • We're revolutionizing the fitness & wellness industry, and we're looking for talented people to help us do it. Mindbody ClassPass bring together the best of both sides of the market: Mindbody is the i...
  • 28 Days Ago

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0 Top Consumer Credit Manager jobs found in Santa Maria, CA area

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FT Consumer Support Specialist - 100% Work From Home>
  • Keeper
  • Santa Maria, CA
  • [Customer Service / Remote] - Anywhere in U.S. / $20.25 per hour / Medical, Dental & Vision / 401k / PTO / M-F 8:30a-5:0...
  • 3/28/2024 12:00:00 AM

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Bilingual Teller Part Time Santa Maria
  • WELLS FARGO BANK
  • Santa Maria, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/28/2024 12:00:00 AM

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Part Time Sales Associate
  • General Nutrition Centers
  • Santa Maria, CA
  • Company Description As the global leader in health and wellness innovation since 1935, GNC motivates people to reach the...
  • 3/28/2024 12:00:00 AM

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Customer Service Part Time Computer Work from Home Job
  • Expert Analytical Solutions
  • Santa Maria, CA
  • Job Description Customer Service Part Time Computer Work from Home Job Work from Home Online Computer Work - Administrat...
  • 3/28/2024 12:00:00 AM

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Maintenance Technician
  • The Judge Group
  • San Luis Obispo, CA
  • Maintenance Technicianreq38176Employment Type: RegularLocation: SAN LUIS OBISPO,CAHave you ever enjoyed Arnold, Brownber...
  • 3/28/2024 12:00:00 AM

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Maintenance Manager
  • The Judge Group
  • San Luis Obispo, CA
  • Maintenance Managerreq38506Employment Type: RegularLocation: SAN LUIS OBISPO,CAHave you ever enjoyed Arnold, Brownberry ...
  • 3/28/2024 12:00:00 AM

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Part-Time, faculty, Early Childhood Studies
  • Allan Hancock College
  • Santa Maria, CA
  • Position Summary The Early Childhood Studies program at Allan Hancock College is seeking applications to develop a quali...
  • 3/27/2024 12:00:00 AM

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Member Services Officer 3- Relationship Specialist
  • CoastHills Credit Union
  • San Luis Obispo, CA
  • Job Description Job Description SUMMARY Under the general supervision of the Branch Manager, the Member Services Officer...
  • 3/26/2024 12:00:00 AM

Santa Maria is a city near the Southern California coast in Santa Barbara County. It is approximately 65 miles (105 km) northwest of Santa Barbara and 150 miles (240 km) northwest of downtown Los Angeles. Its estimated 2018 population was 108,470, making it the most populous city in the county and the Santa Maria-Santa Barbara, CA Metro Area. The city is notable for its wine industry and Santa Maria-style barbecue. Sunset magazine called Santa Maria "The West's Best BBQ Town". Santa Maria is located at 34°57′5″N 120°26′0″W / 34.95139°N 120.43333°W / 34.95139; -120.43333 (34.951377, -120.433...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Consumer Credit Manager jobs
$244,271 to $437,811
Santa Maria, California area prices
were up 2.5% from a year ago

Top Consumer Credit Manager in Rockford, IL
Based on our compensation data, the estimated salary potential for Top Consumer Credit Manager will increase 16 % over 5 years.
December 16, 2019