Top Consumer Lending Executive jobs in Everett, WA

Our nationally recognized residential mortgage team is looking to add an experienced and reliable Pre-Approval specialist to the sales team as loan volume increases. Our assistants play a key role in supporting the team to facilitate the loan process for our clients and helping us offer them a concierge-type experience.

The ideal candidate will be people-oriented, well-organized, and an effective task manager. Successful candidates will operate with incredible attention to detail and perform well under pressure. The ideal candidate will have a desire to learn the mortgage industry, and be able to adapt to quickly changing priorities.

Successful candidates will also participate in and contribute to our team culture.

Pre-Approval Specialist Responsibilities:

• Review client's goals and expectations
• Follow up on additional items that may be needed with each client
• Calculate the borrower's income, assets, downpayment scenarios, etc.
• Run automated underwrite systems (AUS) like DU and LP
• Complete the Deal-Killer Checklist on every pre-approval
• Review and analyze all potential loan programs
• Deliver professional pre-approval results presentation to the borrower
• Consult the client about rates, terms, closing costs, and/or financial options
• Maintain the company/team's CRM with accurate and clear information about each client. Complete a Pre-approval summary on every file.
• Call/email/text the cleint's Real Estate Agent after every pre-approval to update them on the client's status
• One hour of outbound calling/dialing per day.

Qualifications:

• Minimum 2 years of experience in the Mortgage Industry
• Proficiency in Microsoft Office products including Outlook, Word, and Excel
• Ability to calculate income for W2 employees, self-employed borrowers
• Excellent knowledge of mortgage underwriting guidelines
• Proficient in DU/DO, LP & Major Origination Systems
• Must have excellent verbal and written communication skills
• Previous experience in mortgage, finance, banking, or real estate

Compensation & Benefits:

§ Full time position – 40hr/week

§ 10-days of PTO per year 9 holidays which include 2-floating holiday days

§ Full medical, dental, vision & 401K coverage

§ Stocked kitchen with breakfast, lunch & snacks

§ Team events, and happy hours

Work is on location / Encompass experience is a bonus / Salary DOE.

Job Type: Full-time

Pay: $25.00 - $30.00 per hour

Expected hours: 40 per week

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible schedule
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Professional development assistance
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Work setting:

• In-person
• Office

Education:

• High school or equivalent (Preferred)

Experience:

• Customer Service: 1 year (Preferred)
• Mortgage: 2 years (Required)

Work Location: In person