Top Consumer Lending Executive plans and directs all aspects of consumer lending policies, objectives, initiatives. Responsible for overall consumer loan functions and the total consumer loan portfolio. Being a Top Consumer Lending Executive requires a bachelor's degree. Demonstrates expertise in a variety of the field's concepts, practices, and procedures. Additionally, Top Consumer Lending Executive typically reports to a top management. The Top Consumer Lending Executive manages a departmental function within a broader corporate function. Develops major goals to support broad functional objectives. Approves policies developed within various sub-functions and departments. To be a Top Consumer Lending Executive typically requires 8+ years of managerial experience. Comprehensive knowledge of the overall departmental function. (Copyright 2024 Salary.com)
Responsibilities:
- Meet with potential borrowers to discuss their financial goals and objectives
- Assist borrowers in selecting the appropriate mortgage loan program
- Collect and analyze borrower's financial information to determine loan eligibility
- Conduct credit analysis and underwriting to assess borrower's creditworthiness
- Guide borrowers through the loan application process, including gathering necessary documentation
- Collaborate with loan processors and underwriters to ensure timely and accurate loan processing
- Provide exceptional customer service throughout the loan origination process
- Stay up-to-date with industry regulations, including TILA and escrow requirements
- Negotiate loan terms and conditions with borrowers and lenders
Experience:
- Proven experience in mortgage loan origination or related field
- Strong knowledge of loan processing, underwriting, and credit analysis
- Familiarity with accounting software for financial sales purposes
- Excellent communication and interpersonal skills
- Ability to work independently and as part of a team
- Attention to detail and strong organizational skills
As a Mortgage Loan Originator, you will play a crucial role in helping individuals achieve their homeownership dreams. You will be responsible for guiding borrowers through the loan application process, assessing their financial situation, and matching them with the most suitable mortgage loan program. Your expertise in loan origination, underwriting, credit analysis, and financial sales will be essential in providing exceptional service to our clients.
In addition to a competitive salary, we offer a comprehensive benefits package that includes health insurance, retirement plans, paid time off, and professional development opportunities. Join our team of dedicated professionals and make a difference in people's lives by helping them secure their dream homes.
Note: This job description is intended to provide a general overview of the position. It is not an exhaustive list of responsibilities or qualifications required for the role.
Job Type: Full-time
Pay: $50,000.00 - $200,000.00 per year
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Work Location: Hybrid remote in Defiance, OH 43512
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