Top Mortgage Executive jobs in Pittsfield, MA

Top Mortgage Executive leads and directs an institution's mortgage loan functions. Sets corporate policies and procedures. Being a Top Mortgage Executive oversees all mortgage loan activities and ensures compliance with regulations. May require an advanced degree. Additionally, Top Mortgage Executive typically reports to top management. The Top Mortgage Executive manages a departmental function within a broader corporate function. Develops major goals to support broad functional objectives. Approves policies developed within various sub-functions and departments. Comprehensive knowledge of the overall departmental function. To be a Top Mortgage Executive typically requires 8+ years of managerial experience. (Copyright 2024 Salary.com)

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Mortgage Loan Consultant
  • Community Bank System, Inc.
  • Chatham, NY FULL_TIME
  • Overview

    At Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration.

    Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.

    To ensure our people can enjoy long and successful careers here at CBSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.


    Responsibilities

    As a member of the Retail Banking Team, the Mortgage Consultant originates mortgage loans to meet individual and department production goals. Loans must be originated in accordance with bank policies and investor and regulatory guidelines, with an emphasis on delivering superior customer service. The Mortgage Consultant is responsible for establishing and maintaining strong professional ties to area business generators by executing a sales call program to service realtors and other referral sources to develop new mortgage business.

    • Solicit quality loans that meet the criteria of current product offering
    • Inform customers of the institution's loan programs, underwriting guidelines and applicable government regulations.
    • Schedule appointments to fit the needs of the customer whether on company premises or at a mutually convenient location. Coordinate such appointments with associates.
    • Personally interview all applicants to collect and analyze pertinent information regarding income, assets, debts and credit data. Determine which products best meet the needs and financial circumstances of the potential borrower, and advise them regarding the features and benefits of different loan programs.
    • Complete each loan application and all pre-processing functions in a timely manner to permit disclosures to be provided within required regulatory timeframes. Gather and submit with each application the documentation necessary to render a loan decision by bank underwriter.
    • Cross-sell company products and services by referring customers to the appropriate individual or department to include: deposit accounts, trust services, business banking, consumer lending, insurance and personal financial services, and any other product or service offered by the company to promote a complete banking relationship.
    • Communicate complex approvals, denials and counter-offers to the applicant and other parties as appropriate, maintaining strict confidentiality of critical customer financial information.
    • Develop new loan business by continuously marketing to former satisfied customers, real estate agents, home builders, attorneys, accountants, financial planners and other potential referral sources.
    • Represent the bank in local business and community organizations and events to develop additional business. May present seminars to general public and real estate community for community outreach and to promote additional business.
    • Develop and maintain current competitive market information. Keep informed of trends and developments in the local market, as well as changing rules and regulations pertaining to the mortgage industry.
    • Actively participate in ongoing training and education as directed by Manager.
    • Stay abreast of, and participate in, community outreach programs within the MLC's designated territory to ensure the bank remains a partner to groups of low to moderate income (LMI) and those in a protected class.
    • Ensure exceptional customer service, both internal and external by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics and complying with all Federal and State compliance policies.
    • Comply with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.
    • Maintain overall responsibility for the loan file and documentation through processing, underwriting, closing, and post-closing by following the transaction through to its conclusion.
    • Act as the customer's point of contact and information source from the application through booking process.
    • Respond to inquiries relating to mortgage lending, or to requests from other Bank personnel, customers, etc.
    • Complete annual training requirements pertaining to Federal and State laws/regulations on or before due dates and attend in-house training pertaining to sales, service, and technology throughout the year.
    • Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion.
    • Perform other related duties as assigned or directed.

    Qualifications

    • An Associate's degree or equivalent preferred
    • Specialized Banking and lending education and training
    • Sales training
    • Proficient reading, writing, grammar, and mathematics skills.
    • PC knowledge, proficient interpersonal relations, communicative and sales skills.
    • A working knowledge of Bank operating policies and procedures which impact consumer services.
    • A thorough knowledge of the features and benefits of all the Bank's mortgage/home equity products and services.
    • Minimum of 3 - 5 years' experience in real estate lending (including 2 years of experience in a related sales position) required.
    • This position requires National Mortgage Licensing System ("NMLS") registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act).

    Other Job Information

    Hours: 40hours/week

    Compensation: Commissioned Base Incentive Plan plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

    Physical Requirements:

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.

    An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.


    Minimum

    USD $24.75/Hr.
    Maximum

    USD $37.19/Hr.
    Community Bank System, Inc. is an Affirmative Action, Equal Opportunity Employer who fully embraces diversity - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.

     

  • 10 Days Ago

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Executive Assistant
  • Robert Half
  • Willowbrook, IL PER_DIEM
  • There is an opening at a growing medical technology firm for an Executive Assistant. You might be a good fit for this position if you are professional and highly-skilled, and ready to maintain various...
  • 10 Days Ago

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Executive Director
  • Boys & Girls Club of Brattleboro
  • Brattleboro, VT FULL_TIME
  • Executive Director Job Description 2024 Please do not apply through Indeed. Please apply directly with a cover letter and a resume to jobs@bgcbrattleboro.org or through our website https://bgcbrattleb...
  • 13 Days Ago

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Executive Director
  • Great Barrington Housing Aurhority
  • Great Barrington, MA PART_TIME
  • HOUSING AUTHORITY EXECUTIVE DIRECTOR The Great Barrington Housing Authority seeks an Executive Director to administer 120 units in three facilities (two in Great Barrington and one in Sheffield) invol...
  • 13 Days Ago

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Executive Assistant
  • Robert Half
  • Buellton, CA PER_DIEM
  • Professional, highly-skilled candidates will be interested in this Executive Assistant position at a growing, dynamic firm. You will be a good fit for this position if you can maintain various adminis...
  • 15 Days Ago

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Account Executive
  • Aflac
  • Brattleboro, VT FULL_TIME
  • "There is a difference between HAVING to be somewhere & WANTING to be somewhere!" Schedule a time to visit our office and see what AFLAC has to offer.Customer service background? Looking for a NEW car...
  • 3 Days Ago

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0 Top Mortgage Executive jobs found in Pittsfield, MA area

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Life Insurance Specialist
  • The Alicea Insurance Agency
  • Troy, NY
  • Organization Description: The Alicea Insurance Agency is an insurance and financial services agency. Our company was fou...
  • 3/18/2024 12:00:00 AM

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Life Insurance Specialist
  • The Alicea Insurance Agency
  • Albany, NY
  • Organization Description: The Alicea Insurance Agency is an insurance and financial services agency. Our company was fou...
  • 3/18/2024 12:00:00 AM

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Life Insurance Specialist
  • The Alicea Insurance Agency
  • Schenectady, NY
  • Organization Description: The Alicea Insurance Agency is an insurance and financial services agency. Our company was fou...
  • 3/18/2024 12:00:00 AM

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Commercial Closing Attorney
  • Sunmark Credit Union
  • Latham, NY
  • Job Description Job Description People Helping People, that is what Sunmark Credit Union is all about! We are looking fo...
  • 3/17/2024 12:00:00 AM

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Loan Servicing Representative
  • Sunmark Credit Union
  • Latham, NY
  • Job Description Job Description People Helping People, that is what Sunmark Credit Union is all about! Why join the Sunm...
  • 3/17/2024 12:00:00 AM

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Production Associate-1st shift
  • The Job Center Staffing
  • Holyoke, MA
  • Production Associate The Job Center Staffing is hiring Production Associates on 1st shift in Holyoke MA. This is a great...
  • 3/17/2024 12:00:00 AM

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Audit Senior Manager (Remote)
  • CBRE
  • Albany, NY
  • Audit Senior Manager (Remote) Job ID 152590 Posted 01-Feb-2024 Service line Corporate Segment Role type Full-time Areas ...
  • 3/16/2024 12:00:00 AM

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Production Assistant-3rd shift
  • The Job Center Staffing
  • Holyoke, MA
  • Production Assistant The Job Center Staffing is hiring Production Associates on 3rd shift in Holyoke MA. This is a great...
  • 3/15/2024 12:00:00 AM

Pittsfield is located at 42°27′N 73°15′W / 42.450°N 73.250°W / 42.450; -73.250 (42.4522, -73.2515). According to the United States Census Bureau, the city has a total area of 42.5 square miles (110.0 km2), of which 40.5 square miles (104.8 km2) is land and 2.0 square miles (5.2 km2), or 4.70%, is water. Pittsfield is bordered by Lanesborough to the north, Dalton to the east, Washington to the southeast, Lenox to the south, Richmond to the southwest, and Hancock to the west. Pittsfield is located 48 miles (77 km) northwest of Springfield, 135 miles (217 km) west of Boston, and 39 miles (63 k...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Mortgage Executive jobs
$251,393 to $514,399
Pittsfield, Massachusetts area prices
were up 1.6% from a year ago

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