Trust Officer jobs in Allentown, PA

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Commercial Loan Officer
  • Mauch Chunk Trust Company
  • Jim Thorpe, PA FULL_TIME
  • Job Title: Commercial Lending Officer Revision Date: January 2024

    Reports to: Senior Commercial Lending Officer Supervises: None

    GENERAL RESPONSIBILITIES:

    The Commercial Lending Officer plays a crucial role in developing and maintaining relationships with business clients as well as other team members, acting as the Subject Matter Expert (SME) for business lenders and customers regarding Loan structure, documentation and regulation.

    ESSENTIAL FUNCTIONS:

    • Build and maintain relationships with business clients in the community.
    • Act as the primary point of contact for business clients and provide personalized financial solutions.
    • Analyze the financial needs of business clients and recommend appropriate banking products and services.
    • Assist clients in developing financial strategies and plans for their businesses.
    • Evaluate credit applications and financial statements to determine the creditworthiness of business clients.
    • Make credit recommendations and present them to the credit committee for approval. Create personalized loan structures, including terms, interest rates, and repayment plans, tailored to match borrowers' specific financial requirements while adhering to the bank's lending guidelines. Act as the "lead"/SME in this capacity for the business lending team.
    • Strictly follow changing regulations, internal lending policies, and procedural guidelines, staying updated, and keeping other members of the business banking team informed regarding applicable compliance and regulatory changes (in conjunction with the CCO).
    • Assist clients in securing business loans, lines of credit, and other financial products.
    • Guide clients through the loan application process and ensure all the necessary documentation is submitted.
    • Monitor and manage the credit risk associated with the business portfolio.
    • Maintain precise, complete, and compliant records of all credit-related activities, including loan agreements, contracts, and correspondence, ensuring accuracy and adherence to documentation requirements. Act as a SME in this area to other business bankers.
    • Collaborate with the CCO in improving the bank's credit policies and procedures, offering valuable insights and recommendations based on industry best practices to strengthen the credit risk management framework.
    • Work with clients to mitigate potential risks and implement risk management strategies.
    • Identify opportunities for new client acquisition and develop a network of potential business clients in the community.
    • Ensure that all banking activities comply with relevant federal and state regulations.
    • Stay up to date with industry changes and regulatory updates.
    • Educate clients on various financial products and services available to them.
    • Manage Community Advisory Board (CAB) meetings and ensure members are regularly contacted and that they are providing valuable referrals and information about the communities we serve.
    • Build a collaborative relationship with internal business partners to solidify customer relationships. Leads joint calling efforts as warranted.
    • Improve visibility and brand image of the Bank by active participation in community organizations and events.
    • Assist in the creation and implementation of business development initiatives.
    • Use diverse communication tactics such as targeted mailing, email, telephone calls, in-person meetings, and other strategies to develop COI's and new customers.
    • Derive insights to competitor strategies and activities and develop effective counter strategies.
    • Prepare and maintain activity reports as required. Particular emphasis on recording activity and key dates in the Customer Relationship Management (CRM) system.
    • Comply with all corporate policies, procedures and federal regulations including BSA/AML and OFAC.
    • Demonstrate knowledge of, and adherence to, EEO policy; shows respect and sensitivity for cultural differences; values diversity; promotes an environment free of harassment of any type; builds a diverse business relationship.

    NON-ESSENTIAL FUNCTIONS:

    • Conduct employee training as necessary.
    • Serves on Committees as assigned.
    • Other duties as assigned.


    EDUCATION, TRAINING AND EXPERIENCE:

    • Bachelor's degree in finance, business, economics, or a related field.
    • Significant experience in commercial lending.
    • Knowledge of commercial lending practices, credit analysis, and financial statement analysis.
    • Experience in credit analysis and underwriting in a banking or financial institution, with a minimum of 5-7 years of relevant experience.
    • Strong knowledge of financial analysis techniques and credit risk assessment.
    • Familiarity with local, state, and federal commercial/business banking regulations and compliance requirements.
    • Strong interpersonal and communication skills sufficient to coach and guide others.
    • Sales and business development skills to acquire and retain clients.
    • Ability to work effectively within a team and independently.
    • Customer-focused mindset and dedication to providing exceptional service.
    • Strong analytical and problem-solving skills.


    PHYSICAL/MENTAL REQUIREMENTS:

    • Dexterity and eye/hand coordination to operate office equipment.
    • Ability to speak to and hear customers and other employees on the telephone and in person.
    • Body and motor skills sufficient to move from one office location to another.
    • Ability to work in a fast-paced environment.
    • Ability to work well under pressure.
    • Ability to multi-task.
    • Self-sufficiency in approach to work and excellent prioritization and planning skills.
    • Ability to manage complex assignments independently while also working effectively as part of the team.
    • Ability to work in an accurate and organized manner to effectively manage related-job pressures and deadlines.
  • 9 Days Ago

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Estate Trust and Tax Legal Assistant
  • NORRIS MCLAUGHLIN, P.A.
  • Allentown, PA OTHER
  • Job Details Level: Experienced Job Location: Pennsylvania Office of Norris McLaughlin, P.A. - Allentown, PA Position Type: Full Time Salary Range: Undisclosed Job Category: Legal Admin Job Description...
  • 16 Days Ago

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Commercial Loan Underwriter
  • ESSA Bank and Trust
  • Allentown, PA FULL_TIME
  • ESSA Bank & Trust has an immediate opening for an experienced Commercial Loan Underwriter in Allentown, PA or our Radnor, PA location. We are seeking a skilled and detail-oriented Underwriter to join ...
  • 19 Days Ago

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Portfolio Manager
  • Mauch Chunk Trust Company
  • Jim Thorpe, PA FULL_TIME
  • Title: Portfolio Manager Revision Date: March 2024 Reports to: Chief Credit Officer Supervises: None GENERAL RESPONSIBILITIES: This position is responsible for performing a wide variety of functions p...
  • 10 Days Ago

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Bank Teller
  • First Northern Bank & Trust Co
  • Wind Gap, PA FULL_TIME
  • POSITION SUMMARY Operate a teller window to provide customers with various services such as treasurer's checks, receiving payments and deposits, and other banking transactions. Answers questions from ...
  • 4 Days Ago

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Security Officer
  • Platinum Group Security
  • Allentown, PA FULL_TIME
  • Platinum Group Security is looking to expand our team in Pennsylvania!!! We are looking for seasoned unarmed security officers with exceptional customer service skills. We are looking to place these g...
  • 21 Days Ago

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0 Trust Officer jobs found in Allentown, PA area

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Inside Sales Representative
  • USHA - Pennsylvania (JHG-PA)
  • Quakertown, PA
  • Job Description Job Description Make The Difference: Our clients are looking for viable alternatives to their current be...
  • 3/28/2024 12:00:00 AM

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HR Business Partner 6 Months FTC
  • Piramal Pharma Solutions
  • Bethlehem, PA
  • Piramal Pharma Solutions is a leading global CDMO of advanced drug development and manufacturing solutions to the pharma...
  • 3/27/2024 12:00:00 AM

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HVAC Technician-Commercial
  • Zentech Consulting
  • Harleysville, PA
  • Job Description Job Description Commercial HVAC Technicians will work with numerous system parts and mechanisms to maint...
  • 3/27/2024 12:00:00 AM

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Account Executive - Remote (Hybrid)
  • Penn Division - USHA (JHG-PA)
  • Allentown, PA
  • Job Description Job Description Make The Difference: Our clients are looking for viable alternatives to their current be...
  • 3/26/2024 12:00:00 AM

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SLED Account Executive (VP/AVP)
  • Plumlogix (MBE Salesforce Partner)
  • Allentown, PA
  • Title: SLED Account Executive Location: MD/VA preferred but this is a Remote position Type: FTE or Part-Time Compensatio...
  • 3/25/2024 12:00:00 AM

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Client Partner (Healthcare Domain)
  • Genzeon
  • Exton, PA
  • Genzeon has an exciting role of Client Partner on remote basis and happy to discuss about this opportunity (details belo...
  • 3/25/2024 12:00:00 AM

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Business Development - Staffing Solutions
  • ORS Partners
  • Norristown, PA
  • Overview: About ORS Partners: TalentFlex Solutions, a division of ORS Partners, is a dynamic and innovative workforce so...
  • 3/25/2024 12:00:00 AM

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Digital Sales Representative - Base + Uncapped Commission
  • ADP
  • Allentown, PA
  • ADP is hiring Digital Sales Representatives! Are you ready for your next best job where you can control your financial f...
  • 3/25/2024 12:00:00 AM

Allentown (Pennsylvania Dutch: Allenschteddel) is a city located in Lehigh County, Pennsylvania, United States. It is Pennsylvania's third most populous city and the 231st largest city in the United States. As of the 2010 census, the city had a total population of 118,032 and is currently the fastest growing city in all of Pennsylvania. It is the largest city in the metropolitan area known as the Lehigh Valley, which had a population of 821,623 residents as of 2010[update]. Allentown constitutes a portion of the New York City Combined Statistical Area and is the county seat of Lehigh County. ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Trust Officer jobs
$76,975 to $109,612
Allentown, Pennsylvania area prices
were up 1.5% from a year ago