Underwriter (Life) jobs in Providence, RI

Underwriter (Life) reviews medical, occupational, financial, and legal information to select or reject individual or group life insurance applications. Calculates rates and premiums from approved decrement tables. Being an Underwriter (Life) may have contact with the field force for information on which to base decisions. May require a bachelor's degree. Additionally, Underwriter (Life) typically reports to a supervisor or manager. The Underwriter (Life) works on projects/matters of limited complexity in a support role. Work is closely managed. To be an Underwriter (Life) typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Jr. Underwriter
  • Semper Home Loans
  • Providence, RI FULL_TIME
  • Semper Home Loans, a mortgage lender headquartered in Providence, RI, is actively seeking a Jr. Underwriter to join our underwriting team.

    Responsibilities:
    • Review loan files to determine compliance with lender credit underwriting guidelines as well as government guidelines.
    • Review and validate borrower(s): income (including complex business and personal tax returns), credit, asset documentation, title, and fraud reports.
    • Analyze loan files to determine credit worthiness of borrowers.
    • Prioritize and manage files among new submissions, documents, and funding.
    • Work as a team with loan officers and other professionals to ensure file completeness.
    • Review the appraisal process to ensure the value of the property is accurately presented.
    • Maintain production standard goals as established by management.
    • Re-underwrite loans if and when additional information has been received.
    • Be proactive in researching general underwriting scenarios and guidelines to stay up to date.
    • Assist with post-closing items. 

    Required Qualifications:
    • Bachelor’s degree, or equivalent combination of education and experience
    • Must have a minimum of two years experience in mortgage underwriting including conventional, FHA, VA, and/or specialty program underwriting.
    • Must have active DE CHUMS.
    • LAPP/SAR is preferred but not required.
    • Must be familiar with investor guidelines.
    • Strong analytical and decision-making/problem-solving skills.
    • Excellent interpersonal, organization, prioritization, and time management skills.
    • Strong working knowledge of ATR/QM requirements
    • Encompass LOS experience required
    • Knowledge of compliance and disclosure requirements (TRID)

    Benefits
    • We offer medical, dental, vision, life insurance, 401k plan with a 3% match of employee contributions as well as paid vacation, sick, and holiday pay
    • We are also open to the position being fully remote for the right individual.

    Semper Home Loans is an EEO/AA employer
  • 25 Days Ago

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Field Underwriter
  • The WRS Group - Symmetry Financial
  • Smithfield, RI CONTRACTOR
  • We are looking for highly motivated, hard working, self starting individuals to join our sales force. Who are we? We are a Financial Services Agency partnered with Symmetry Financial Group. We provide...
  • 1 Month Ago

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Associate Life Customer Service Representative
  • Amica Life Insurance Company
  • Lincoln, RI FULL_TIME
  • Associate Life Customer Service Representative10 Amica Center Blvd, Lincoln, RI 02865Your future is our business.Amica Life in Lincoln, RI is seeking a Customer Service Representative to provide excep...
  • 20 Days Ago

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Underwriter II - Renewables
  • Factory Mutual Insurance Company
  • Johnston, RI FULL_TIME
  • Overview FM Global is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property ins...
  • 6 Days Ago

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Underwriter II - Construction
  • Factory Mutual Insurance Company
  • Johnston, RI FULL_TIME
  • Overview FM Global is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property ins...
  • 1 Month Ago

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Indirect Auto Lending Underwriter
  • COASTAL1 CREDIT UNION
  • Pawtucket, RI FULL_TIME
  • Coastal1 is looking to hire an Indirect Auto Lending Hybrid Underwriter! An Indirect Auto Lending Underwriter is responsible for timely and accurate underwriting and negotiation of all Indirect Lendin...
  • 21 Days Ago

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0 Underwriter (Life) jobs found in Providence, RI area

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Surety Underwriting
  • Diedre Moire Corp.
  • East Providence, RI
  • Insurance Underwriter - Commercial Surety - East Providence, RI Insurance Underwriter Underwriting Surety Contract Suret...
  • 4/19/2024 12:00:00 AM

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Marketing Underwriter- HMIG
  • Highmark Health
  • Providence, RI
  • Company : HM Insurance Group Job Description : JOB SUMMARY This job maintains existing business, generates new business,...
  • 4/19/2024 12:00:00 AM

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Director Personal Lines Underwriting
  • Arbella Insurance Group
  • Quincy, MA
  • Why Arbella? At Arbella, we're focused on people. We work hard to attract and retain the best. That means providing a gr...
  • 4/17/2024 12:00:00 AM

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Director of Personal Lines Underwriting
  • Arbella Insurance Group
  • Quincy, MA
  • Organization Background Established in 1988, the Arbella Insurance Group is an A rated company by AM Best, with over $1 ...
  • 4/17/2024 12:00:00 AM

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Vice President, Sales
  • First American Insurance Underwriters
  • Needham, MA
  • About First American Insurance Underwriters Over the last 35 years, First American Insurance Underwriters (FAIU), based ...
  • 4/16/2024 12:00:00 AM

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Vice President, Sales
  • First American Insurance Underwriters
  • Needham Heights, MA
  • About First American Insurance Underwriters Over the last 35 years, First American Insurance Underwriters (FAIU), based ...
  • 4/16/2024 12:00:00 AM

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Underwriting Director - Cargo (Remote)
  • Intact Insurance
  • Canton, MA
  • Job Description We currently have an opportunity for an Underwriting Director to join our Specialty Ocean Marine team in...
  • 4/16/2024 12:00:00 AM

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Director of Personal Lines Underwriting
  • Arbella Insurance Group
  • Quincy, MA
  • Organization Background Established in 1988, the Arbella Insurance Group is an A rated company by AM Best, with over $1 ...
  • 4/16/2024 12:00:00 AM

The Providence city limits enclose a small geographical region with a total area of 20.5 square miles (53 km2); 18.5 square miles (48 km2) of it is land and the remaining 2.1 square miles (5.4 km2) is water (roughly 10%). Providence is located at the head of Narragansett Bay, with the Providence River running into the bay through the center of the city, formed by the confluence of the Moshassuck and Woonasquatucket Rivers. The Waterplace Park amphitheater and riverwalks line the river's banks through downtown. Providence is one of many cities claimed to be founded on seven hills like Rome. The...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Underwriter (Life) jobs
$55,058 to $68,415
Providence, Rhode Island area prices
were up 1.6% from a year ago

Underwriter (Life) in Pittsburgh, PA
The underwriter has a challenging task in reviewing this material and making tough decisions regarding information to include or exclude, and the weight to apply to specific data.
March 03, 2020
Underwriter (Life) in Lynchburg, VA
Underwriting is the lengthiest part of the life insurance application process.
February 09, 2020
Life insurance underwriting is where your premiums, approval or denials are established.
January 25, 2020
Underwriter (Life) in Charlotte, NC
The main responsibility of an underwriter is to approve and adjust insurance policies.  So, just how does that translate into a day-to-day job.
January 11, 2020