Underwriter (P/C) jobs in Fayetteville, NC

Underwriter (P/C) analyzes and reviews inspection reports, location, risk, credit reports, etc. to accept or reject renewal/new property and casualty policy applications. Decides on appropriate premium rates and issues coverage. Being an Underwriter (P/C) provides customer services regarding underwriting processes and decisions. May communicate with field agents to gather additional information or to explain underwriting decisions. Additionally, Underwriter (P/C) typically requires a bachelor's degree or equivalent. Typically reports to a supervisor or manager. The Underwriter (P/C) work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Underwriter (P/C) typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

Recently Added Underwriter (P/C) jobs

F
Loan Underwriter
  • Fort Liberty Federal Credit Union
  • Fort Bragg, NC FULL_TIME
  • Loan Underwriter-Onsite Position requiring Consumer and Auto Lending Experience
    Highly competitive compensation package offered
    Purpose:
    In accordance with established policies and procedures, originates consumer and real estate loans by reviewing and analyzing the credit-worthiness of loan applications. Orders credit bureau reports, makes direct credit inquiries, approves or denies credit requests, notifies dealers of loan decisions and assists in the cashing of approved loans. Responsible for producing a high volume of quality consumer/indirect/HELOC’s and 2nd mortgage loans. Handles members’ complaints and responds to a variety of loan inquiries from internal staff and members.
    Primary Duties and Responsibilities:
    • Conducts interviews and verifies eligibility for providing loan services.
    • Assists branch employees with lending decisions and proper documentation.
    • Reviews all data presented on applications to determine purpose, current financial status, compliance with consumer law and debt ratio.
    • Determines if loan requests should be approved or denied.
    • Approves loans, which meet approval criteria and authority level assigned, insuring they are processed and ready for disbursal without delay.
    • Is capable of processing a loan from inception through credit investigation, write up and disbursement.
    • Insures that current loan policies and procedures are strictly adhered to.
    • Maintains proper surveillance and security over applications being processed and funds being disbursed.
    • Informs members of rejection or conditional loans.
    • Processes deed of trust loans, which include 1ST and 2nd mortgages, Home equity and FHA Title, I home improvement loans, to closing and insures all are complete prior to filing. Must be registered with the NMLS before performing any duties related to the offering of mortgage products to perspective borrowers.
    • Responsible for maintaining positive public relations with our members.
    12. Researches member files and determines necessary corrections.
    • Secures contracts and checks at the close of the business.
    • Other duties as required or assigned by management.
    Other Duties and Responsibilities:
    • Must comply with the Federal Bank Secrecy Act, Anti-Money Laundering & Customer Identification Policy (BSA), the OFAC Policy and the Identity Theft Policy.
    • Writes up work sheets on loans.
    • Responsible for supplies necessary for operation of the Loan Department
    • Insures FHA reporting manifest is complete.
    • Assists staff in understanding policies and procedures.
    • Handles members’ complaints
    • May perform supervisory duties in the absence of department supervisor.
    • Assists in training department personnel
    • Keeps managers informed of problems or potential problems with department.
    • Insures that all files are secure at the close of business.
    • Performs other functions as required by the VP Credit Administration.
    Minimum Qualifications:
    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum level of knowledge, skills and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    Education and Training:
    • High School diploma with some additional coursework, certifications and/or lending training.
    • Must be able to meet the qualifications necessary to be registered with the NMLS under the provisions set forth by the S.A.F.E. Act.
    • On an annual basis is required to complete mandatory Bank Secrecy Act, OFAC and Red Flag Identity Theft training.
    Prior Experience:
    • 3-5 years credit union or financial industry experience within the lending function.
    Interpersonal Skills:
    Courtesy, tact and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
    Other Special Skills and Abilities:
    • Knowledge of lending laws and regulations.
    • Knowledge of Credit Union products and services.
    • Strong communication skills – both written and verbal and the ability to explain complex terms or situations.
    • Strong proficiency in computer software including word, excel, outlook.
    • Knowledge of lending software and reporting.
    Physical Demands:
    The need for physical stamina is low to moderate.
    Working Conditions:
    Minimal adverse working conditions. Some fluctuations in temperature experienced in office setting. May need to work beyond normal working hours, pending organization needs.
  • 16 Days Ago
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F
Loan Underwriter
  • Fort Liberty Federal Credit Union
  • Liberty, NC FULL_TIME
  • Loan Underwriter Purpose: In accordance with established policies and procedures, originates consumer and real estate loans by reviewing and analyzing the credit-worthiness of loan applications. Order...
  • 7 Days Ago
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F
Junior PC Technician
  • FEDITC LLC
  • Fayetteville, NC OTHER
  • Job Details Level: Experienced Job Location: Fayetteville - Fayetteville, NC Education Level: 2 Year Degree Salary Range: Undisclosed DescriptionFEDITC, LLC is a fast-growing business supporting DoD a...
  • 7 Days Ago
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F
Senior PC Technician
  • FEDITC LLC
  • Fayetteville, NC OTHER
  • Job Details Level: Senior Job Location: Fayetteville - Fayetteville, NC Position Type: Full Time Education Level: 2 Year Degree Salary Range: Undisclosed DescriptionFEDITC, LLC is a fast-growing busin...
  • 10 Days Ago
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F
Journeyman PC Technician
  • FEDITC LLC
  • Fayetteville, NC OTHER
  • Job Details Level: Experienced Job Location: Fayetteville - Fayetteville, NC Position Type: Full Time Education Level: 2 Year Degree Salary Range: Undisclosed DescriptionFEDITC, LLC is a fast-growing ...
  • 1 Month Ago
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0 Underwriter (P/C) jobs found in Fayetteville, NC area

M
Real Estate Developer (*Job Location-Charlotte, NC)
  • Mosaic Development Group
  • Fayetteville, NC
  • Job Description Job Description *Job located in Charlotte, NC QUALIFICATIONS: Experienced in development of multifamily ...
  • 4/24/2024 12:00:00 AM
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A
mechanic master tech or diag tech
  • Aamco transmissions and total car care
  • Fayetteville, NC
  • Job Description Job Description Benefits: 401(k) 401(k) matching Bonus based on performance Employee discounts Flexible ...
  • 4/24/2024 12:00:00 AM
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A
mechanic c tech or b tech
  • Aamco transmissions and total car care
  • Fayetteville, NC
  • Job Description Job Description Benefits: 401(k) 401(k) matching Bonus based on performance Competitive salary Employee ...
  • 4/24/2024 12:00:00 AM
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F
Mortgage Banker
  • FIRST BANK AND TRUST COMPANY
  • Lillington, NC
  • Job Description Job Description The First Bank and Trust Company is seeking a Mortgage Banker in Lillington, NC. The Mor...
  • 4/23/2024 12:00:00 AM
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T
Remote Insurance Agents Needed
  • The Jernigan Agency
  • Fayetteville, NC
  • This Jernigan Agency is looking for individuals interested in working remotely as sales representatives. We are hiring c...
  • 4/23/2024 12:00:00 AM
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S
Remote Sales Representative - Work From Home
  • Symmetry Financial Group
  • Fayetteville, NC
  • Job Description Overview: We are seeking a highly motivated and results-driven Life Insurance Sales Representative to jo...
  • 4/22/2024 12:00:00 AM
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B
Automotive Service Manager
  • Bleecker Auto Group
  • Red Springs, NC
  • Job Description Job Description “GM Dealership Service Experience a MUST – TOP PAY - Apply Now.” 5-Day Work Week Closed ...
  • 4/22/2024 12:00:00 AM
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P
Insurance 2
  • PRT Financial
  • Sanford, NC
  • Are you a highly motivated individual looking to embark on a rewarding career in the insurance industry? We are a dynami...
  • 4/21/2024 12:00:00 AM
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About Fayetteville, North Carolina

Fayetteville (/ˈfeɪətˌvɪl/) is a city in Cumberland County, North Carolina, United States. It is the county seat of Cumberland County, and is best known as the home of Fort Bragg, a major U.S. Army installation northwest of the city. Fayetteville has received the All-America City Award from the National Civic League three times. As of the 2010 census it had a population of 200,564, with an estimated population of 204,408 in 2013. It is the 6th-largest city in North Carolina. Fayetteville is in the Sandhills in the western part of the Coastal Plain region, on the Cape Fear River. With an estima...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Underwriter (P/C) jobs
$52,594 to $66,904
Fayetteville, North Carolina area prices
were up 1.5% from a year ago
View detail

What does an Underwriter (P/C) do?

Underwriter (P/C) in Canton, OH
Across the portfolio—and within subsegments and industries—great underwriters have a clear view of the sweet spot from which they can profitably underwrite risk.
February 29, 2020
Underwriter (P/C) in Longview, TX
The next step for a commercial mortgage underwriter is the calculation of the debt service coverage ratio or DSCR.  This is the ratio of a property’s net operating income to annual mortgage payments (also called debt service).  Notice that in our example above, we did not list mortgage payments as expenses.
February 14, 2020
Underwriter (P/C) in Vallejo, CA
During this open enrollment, insurers cannot reject you or charge a higher premium based on a pre-existing health condition or disability.
February 01, 2020