Underwriter (P/C) jobs in Providence, RI

Underwriter (P/C) analyzes and reviews inspection reports, location, risk, credit reports, etc. to accept or reject renewal/new property and casualty policy applications. Decides on appropriate premium rates and issues coverage. Being an Underwriter (P/C) provides customer services regarding underwriting processes and decisions. May communicate with field agents to gather additional information or to explain underwriting decisions. Additionally, Underwriter (P/C) typically requires a bachelor's degree or equivalent. Typically reports to a supervisor or manager. The Underwriter (P/C) work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Underwriter (P/C) typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Jr. Underwriter
  • Semper Home Loans
  • Providence, RI FULL_TIME
  • Semper Home Loans, a mortgage lender headquartered in Providence, RI, is actively seeking a Jr. Underwriter to join our underwriting team.

    Responsibilities:
    • Review loan files to determine compliance with lender credit underwriting guidelines as well as government guidelines.
    • Review and validate borrower(s): income (including complex business and personal tax returns), credit, asset documentation, title, and fraud reports.
    • Analyze loan files to determine credit worthiness of borrowers.
    • Prioritize and manage files among new submissions, documents, and funding.
    • Work as a team with loan officers and other professionals to ensure file completeness.
    • Review the appraisal process to ensure the value of the property is accurately presented.
    • Maintain production standard goals as established by management.
    • Re-underwrite loans if and when additional information has been received.
    • Be proactive in researching general underwriting scenarios and guidelines to stay up to date.
    • Assist with post-closing items. 

    Required Qualifications:
    • Bachelor’s degree, or equivalent combination of education and experience
    • Must have a minimum of two years experience in mortgage underwriting including conventional, FHA, VA, and/or specialty program underwriting.
    • Must have active DE CHUMS.
    • LAPP/SAR is preferred but not required.
    • Must be familiar with investor guidelines.
    • Strong analytical and decision-making/problem-solving skills.
    • Excellent interpersonal, organization, prioritization, and time management skills.
    • Strong working knowledge of ATR/QM requirements
    • Encompass LOS experience required
    • Knowledge of compliance and disclosure requirements (TRID)

    Benefits
    • We offer medical, dental, vision, life insurance, 401k plan with a 3% match of employee contributions as well as paid vacation, sick, and holiday pay
    • We are also open to the position being fully remote for the right individual.

    Semper Home Loans is an EEO/AA employer
  • 24 Days Ago

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Field Underwriter
  • The WRS Group - Symmetry Financial
  • Smithfield, RI CONTRACTOR
  • We are looking for highly motivated, hard working, self starting individuals to join our sales force. Who are we? We are a Financial Services Agency partnered with Symmetry Financial Group. We provide...
  • 1 Month Ago

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PC Technician
  • Robert Half
  • New York, NY OTHER
  • If you're looking for work as a PC Technician, and have the ability to interact with technical and non-technical users in an understandable and concise manner while solving complex technical issues, y...
  • 3 Days Ago

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PC Technician
  • Robert Half
  • Marlton, NJ OTHER
  • Travel REQUIRED.ideally 1 year of experienceRobert Half is looking for PC Technician candidates who have the ability to interact with technical and non-technical users in an understandable and concise...
  • 7 Days Ago

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PC Technician
  • TekwissenGroup
  • Warwick, RI FULL_TIME,CONTRACTOR
  • Overview: TekWissen Group is a workforce management provider throughout the USA and many other countries in the world. The below job opportunity is with one of our clients who is a global information ...
  • 8 Days Ago

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PC Technician
  • Robert Half
  • San Francisco, CA OTHER
  • Can you solve and explain complex technical issues in an easy-to-understand manner? Robert Half wants to hear from you about a fantastic opportunity for a PC Technician in the Internet Service Provide...
  • 22 Days Ago

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0 Underwriter (P/C) jobs found in Providence, RI area

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Sales - Field Underwriting Territory Representative
  • Hiring Now!
  • Natick, MA
  • Description: Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people first and...
  • 4/18/2024 12:00:00 AM

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Director Personal Lines Underwriting
  • Arbella Insurance Group
  • Quincy, MA
  • Why Arbella? At Arbella, we're focused on people. We work hard to attract and retain the best. That means providing a gr...
  • 4/17/2024 12:00:00 AM

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Director of Personal Lines Underwriting
  • Arbella Insurance Group
  • Quincy, MA
  • Organization Background Established in 1988, the Arbella Insurance Group is an A rated company by AM Best, with over $1 ...
  • 4/17/2024 12:00:00 AM

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Vice President, Sales
  • First American Insurance Underwriters
  • Needham, MA
  • About First American Insurance Underwriters Over the last 35 years, First American Insurance Underwriters (FAIU), based ...
  • 4/16/2024 12:00:00 AM

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Indirect Underwriter
  • Rockland Federal Credit Union
  • Rockland, MA
  • Indirect Underwriter Rockland Federal Credit Union (RFCU) is searching for an Indirect Underwriter to join our Consumer ...
  • 4/16/2024 12:00:00 AM

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Vice President, Sales
  • First American Insurance Underwriters
  • Needham Heights, MA
  • About First American Insurance Underwriters Over the last 35 years, First American Insurance Underwriters (FAIU), based ...
  • 4/16/2024 12:00:00 AM

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Underwriting Director - Cargo (Remote)
  • Intact Insurance
  • Canton, MA
  • Job Description We currently have an opportunity for an Underwriting Director to join our Specialty Ocean Marine team in...
  • 4/16/2024 12:00:00 AM

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Director of Personal Lines Underwriting
  • Arbella Insurance Group
  • Quincy, MA
  • Organization Background Established in 1988, the Arbella Insurance Group is an A rated company by AM Best, with over $1 ...
  • 4/16/2024 12:00:00 AM

The Providence city limits enclose a small geographical region with a total area of 20.5 square miles (53 km2); 18.5 square miles (48 km2) of it is land and the remaining 2.1 square miles (5.4 km2) is water (roughly 10%). Providence is located at the head of Narragansett Bay, with the Providence River running into the bay through the center of the city, formed by the confluence of the Moshassuck and Woonasquatucket Rivers. The Waterplace Park amphitheater and riverwalks line the river's banks through downtown. Providence is one of many cities claimed to be founded on seven hills like Rome. The...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Underwriter (P/C) jobs
$60,694 to $77,209
Providence, Rhode Island area prices
were up 1.6% from a year ago

Underwriter (P/C) in Canton, OH
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Underwriter (P/C) in Longview, TX
The next step for a commercial mortgage underwriter is the calculation of the debt service coverage ratio or DSCR.  This is the ratio of a property’s net operating income to annual mortgage payments (also called debt service).  Notice that in our example above, we did not list mortgage payments as expenses.
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Underwriter (P/C) in Vallejo, CA
During this open enrollment, insurers cannot reject you or charge a higher premium based on a pre-existing health condition or disability.
February 01, 2020