Underwriter (P/C) jobs in Rhode Island

Underwriter (P/C) analyzes and reviews inspection reports, location, risk, credit reports, etc. to accept or reject renewal/new property and casualty policy applications. Decides on appropriate premium rates and issues coverage. Being an Underwriter (P/C) provides customer services regarding underwriting processes and decisions. May communicate with field agents to gather additional information or to explain underwriting decisions. Additionally, Underwriter (P/C) typically requires a bachelor's degree or equivalent. Typically reports to a supervisor or manager. The Underwriter (P/C) work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Underwriter (P/C) typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Jr. Underwriter
  • Semper Home Loans
  • Providence, RI FULL_TIME
  • Semper Home Loans, a mortgage lender headquartered in Providence, RI, is actively seeking a Jr. Underwriter to join our underwriting team.

    Responsibilities:
    • Review loan files to determine compliance with lender credit underwriting guidelines as well as government guidelines.
    • Review and validate borrower(s): income (including complex business and personal tax returns), credit, asset documentation, title, and fraud reports.
    • Analyze loan files to determine credit worthiness of borrowers.
    • Prioritize and manage files among new submissions, documents, and funding.
    • Work as a team with loan officers and other professionals to ensure file completeness.
    • Review the appraisal process to ensure the value of the property is accurately presented.
    • Maintain production standard goals as established by management.
    • Re-underwrite loans if and when additional information has been received.
    • Be proactive in researching general underwriting scenarios and guidelines to stay up to date.
    • Assist with post-closing items. 

    Required Qualifications:
    • Bachelor’s degree, or equivalent combination of education and experience
    • Must have a minimum of two years experience in mortgage underwriting including conventional, FHA, VA, and/or specialty program underwriting.
    • Must have active DE CHUMS.
    • LAPP/SAR is preferred but not required.
    • Must be familiar with investor guidelines.
    • Strong analytical and decision-making/problem-solving skills.
    • Excellent interpersonal, organization, prioritization, and time management skills.
    • Strong working knowledge of ATR/QM requirements
    • Encompass LOS experience required
    • Knowledge of compliance and disclosure requirements (TRID)

    Benefits
    • We offer medical, dental, vision, life insurance, 401k plan with a 3% match of employee contributions as well as paid vacation, sick, and holiday pay
    • We are also open to the position being fully remote for the right individual.

    Semper Home Loans is an EEO/AA employer
  • Just Posted

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Field Underwriter
  • The WRS Group - Symmetry Financial
  • Smithfield, RI CONTRACTOR
  • We are looking for highly motivated, hard working, self starting individuals to join our sales force. Who are we? We are a Financial Services Agency partnered with Symmetry Financial Group. We provide...
  • 1 Month Ago

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PC Technician
  • TekwissenGroup
  • Warwick, RI FULL_TIME,CONTRACTOR
  • Overview: TekWissen Group is a workforce management provider throughout the USA and many other countries in the world. The below job opportunity is with one of our clients who is a global information ...
  • 13 Days Ago

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Commercial Credit Underwriter - Providence
  • Rockland Trust
  • Providence, RI FULL_TIME
  • The Commercial Credit Underwriter (CCU) position is designed and intended to prepare individuals for the role of Portfolio Manager I or a future Credit Professional role by providing specific on-the-j...
  • 4 Days Ago

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Underwriter II - Renewables
  • Factory Mutual Insurance Company
  • Johnston, RI FULL_TIME
  • Overview FM Global is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property ins...
  • 10 Days Ago

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Underwriter II - Construction
  • Factory Mutual Insurance Company
  • Johnston, RI FULL_TIME
  • Overview FM Global is a leading property insurer of the world's largest businesses, providing more than one-third of FORTUNE 1000-size companies with engineering-based risk management and property ins...
  • 1 Month Ago

Rhode Island (/ˌroʊd -/ (listen)), officially the State of Rhode Island and Providence Plantations, is a state in the New England region of the United States. It is the smallest state in area, the seventh least populous, the second most densely populated, and it has the longest official name of any state. Rhode Island is bordered by Connecticut to the west, Massachusetts to the north and east, and the Atlantic Ocean to the south via Rhode Island Sound and Block Island Sound. It also shares a small maritime border with New York. Providence is the state capital and most populous city in Rhode Is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Underwriter (P/C) jobs
$60,405 to $76,841

Underwriter (P/C) in Huntington, WV
For underwriters with at least 3 years of insurance experience, The Institutes offers the Chartered Property and Casualty Underwriter (CPCU) designation.
January 23, 2020
Underwriter (P/C) in Abilene, TX
Information on liability exposures can be of assistance to a commercial underwriter’s assessment of risk at properties they’re insuring.
February 24, 2020
Underwriter (P/C) in Raleigh, NC
Advanced Analytics and Underwriting Automation for P&C Insurers.
December 17, 2019