Underwriter (P/C) jobs in Sacramento, CA

Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why choose CIG’s Commercial Ag Client Services Team?

The Commercial Ag Client Services Team provides an excellent starting point for your career at CIG with the ability to be promoted as you learn and master new skills and demonstrate the competencies required to move forward with CIG.

Benefits

• Accrue eighteen days of Paid Time Off during your first year
• Up to eighty-seven percent of benefits covered by CIG for you and your family members
  • Medical, dental, vision plans
• One hundred percent covered plans
  • Basic Life & AD&D
  • Employee Assistance
  • Leave Management
  • Long Term Disability
  • Short Term Disability (Outside of CA)
• Voluntary benefit offerings
  • Short-term (CA only)
  • Voluntary Life AD&D self, spouse and child plans
  • Flexible Spending
  • Health Savings (HSA)
  • Hospital Indemnity
  • Accidental Injury
• Nine paid holidays, plus two floating holidays
• Above and Beyond Reward Recognition Program
  • Kudos & Shout Out Points Program
  • Quarterly Above and Beyond Bonus Program
  • Annual Above and Beyond Bonus Program
• Competitive compensation
  • Base compensation
  • Salary Management Spot Bonuses
  • Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Discount partnerships.
  • Gym memberships, travel, shopping, restaurants, theme parks, and more
• Insurance Educational reimbursement and bonus programs
• Employee Referral Bonus Program
• You have a voice! You are encouraged to share your voice through multiple channels, get involved with our Employee Experience and DEI committees to drive and continue the health and well-being of our organization for everyone.
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth match)
• Wellness and mental health incentive programs
  • Wellness platform, tools and events
  • Health Savings Account – match

Work Environment

The Underwriting Trainee position is a hybrid-eligible role out of our Roseville, CA, Monterey, CA, or Reno, NV offices. This position is available mid-May, 2024.

Job Overview:

The Underwriting Trainee is an entry-level position. Prior insurance experience is not required. The Trainee is expected to complete a 6–12-month training program with the Underwriter Development and Audit department. Meeting or exceeding performance expectations as the UW Trainee in this initial phase allows for transition to regional on-the-job training in the Trainee capacity. Upon meeting, or exceeding performance expectations in this regional training as a Trainee, allows for eligibility of promotion to an open Associate Underwriter role.

Responsibilities:

• The Underwriting Trainee is expected to develop a working knowledge or all pertinent insurance contract forms (ISO and CIG proprietary), including coverages and applications.
• Develop a familiarity with pertinent, applicable, state and federal regulations, codes, laws, and statutes affecting their work, and know where to find them for detailed review.
• Will be proficient in working within all systems necessary to perform their work, including Policy Center, Claims Center, eCIG, UMS, and Sharepoint, as well as vendor and government sites.
• The trainee will be proficient in understanding all Commercial or Agribusiness manuals and program guidelines.
• Trainee will complete all required courses for the CIG Property Expertise Certification within their first full year of employment as an Associate Underwriter.

Minimum Requirements:

• College Degree from a Certified University or College 3.0 GPA or better
• Excellent computer skills
• Excellent interpersonal skills
• Analytical skills required
• Innate sense of curiosity
• An ongoing commitment to professional development and pursuit of technical Underwriting skill development desired

Hourly pay rate: $24.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.