How much does a Personal Banking Representative make hourly in the United States? The average hourly wage for a Personal Banking Representative in the United States is $21 as of March 26, 2024, but the range typically falls between $19 and $24. Hourly rate can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target. 

Personal Banking Representative Salaries by Percentile
Percentile Hourly Pay Rate Location Last Updated
10th Percentile Personal Banking Representative Salary $17 US March 26, 2024
25th Percentile Personal Banking Representative Salary $19 US March 26, 2024
50th Percentile Personal Banking Representative Salary $21 US March 26, 2024
75th Percentile Personal Banking Representative Salary $24 US March 26, 2024
90th Percentile Personal Banking Representative Salary $27 US March 26, 2024
25% $19 10% $17 90% $27 75% $24 $21 50%(Median) Didn’t find job title? Click
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What skills does a Personal Banking Representative need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.

Customer Service: Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.

2.

Prospecting: Prospecting is the first stage of the geological analysis (second – exploration) of a territory. It is the physical search for minerals, fossils, precious metals or mineral specimens, and is also known as fossicking. Prospecting is a small-scale form of mineral exploration which is an organised, large scale effort undertaken by commercial mineral companies to find commercially viable ore deposits. Prospecting is physical labour, involving traversing (traditionally on foot or on horseback), panning, sifting and outcrop investigation, looking for signs of mineralisation. In some areas a prospector must also make claims, meaning they must erect posts with the appropriate placards on all four corners of a desired land they wish to prospect and register this claim before they may take samples. In other areas publicly held lands are open to prospecting without staking a mining claim.

3.

Product Knowledge: Product knowledge is the ability to communicate information and answer questions about a product or service. It is considered an important knowledge area for any role that puts you in front of customers, investors or the media.

Customer Service 14.62%
Prospecting 1.45%
Product Knowledge 0.96%
Others 82.97%

Job Description for Personal Banking Representative

Personal Banking Representative acts as the customer's go-to banking resource to deliver in-branch services, referrals, and product information, resulting in enhanced satisfaction and broadened customer relationships. Identifies customer needs and uses current knowledge of all bank products and services to explain, promote, and cross-sell products and services. Being a Personal Banking Representative processes basic branch service transactions and refers customers to the right resource to facilitate other banking requests. Provides research and solutions to account issues, answers to customer inquiries, and education and training on banking self-service technology. Additionally, Personal Banking Representative requires a high school diploma. Typically reports to a supervisor. The Personal Banking Representative works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Personal Banking Representative typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)... View full job description

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Career Path for Personal Banking Representative

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Personal Banking Representative, the first career path typically progresses to Account Services Representative, Sr..

Additionally, the second career path typically starts with a Personal Banking Senior Representative position, and then progresses to Personal Banking Manager.

Those that have already made the climb...
Pamela J. Shelley-Kessler, Co-President, Chief Financial Officer and Corporate Secretary
LTC is a real estate investment trust (REIT) investing in seniors housing and health care properties primarily through sale-leasebacks, mortgage financing, joint-ventures and structured finance solutions including preferred equity and mezzanine lending. LTC's investment portfolio includes 208 properties in 27 states wi... More
Fiscal Year Ended in 2022
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Personal Banking Representative salary varies from city to city. Compared with national average salary of Personal Banking Representative, the highest Personal Banking Representative salary is in San Francisco, CA, where the Personal Banking Representative salary is 25.0% above. The lowest Personal Banking Representative salary is in Miami, FL, where the Personal Banking Representative salary is 3.5% lower than national average salary.

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.0%
City, State Washington, DC Compared to national average
+ 11.3%
City, State Miami, FL Compared to national average
-3.5%
City, State Chicago, IL Compared to national average
+ 4.9%
City, State Boston, MA Compared to national average
+ 12.1%
City, State New York, NY Compared to national average
+ 16.8%
City, State Dallas, TX Compared to national average
-1.3%

Take just three simple steps below to generate your own personalized salary report

Step 1 of 3

Understand the total hourly compensation opportunity for a Personal Banking Representative, hourly wage plus other pay elements

Average Hourly Wage

Core compensation

 
 
 
19
24
21

Average Total Hourly Cash Compensation

Includes base and short-term incentives

 
 
 
19
25
22
These charts show the average hourly wage (core compensation), as well as the average total hourly cash compensation for the job of Personal Banking Representative in the United States. The average hourly rate for Personal Banking Representative ranges from $19 to $24 with the average hourly pay of $21. The total hourly cash compensation, which includes base and short-term incentives, can vary anywhere from $19 to $25 with the average total hourly cash compensation of $22.
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19
24

 

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Skills associated with Personal Banking Representative: Banking Software, Customer Support, Branch Operations, Inquiry Research/Response ...More

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Personal Banking Representative Salary in United States
Personal Banking Representative Salary Graph, Regional Distribution and Summary