As of March 01, 2025, the average annual salary for a Health Underwriter in the United States is $68,953. Salary.com reports that pay typically ranges from $61,489 to $74,441, with most professionals earning between $54,694 and $79,437.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $74,441 | $6,203 | $1,432 | $36 |
| Average | $68,953 | $5,746 | $1,326 | $33 |
| 25th Percentile | $61,489 | $5,124 | $1,182 | $30 |
An entry-level Health Underwriter with less than 1 year of experience earns about $65,665. With 1-2 years of experience, the average salary increases to $66,985. For 2-4 years of experience, the pay typically rises to $69,459. Senior-level professionals with 5-8 years of experience earn around $70,752, and those with over 8 years of experience can expect an average of $70,914.
| Levels | Salary |
|---|---|
| Entry Level Health Underwriter | $65,665 |
| Intermediate Level Health Underwriter | $66,985 |
| Senior Level Health Underwriter | $69,459 |
| Specialist Level Health Underwriter | $70,752 |
| Expert Level Health Underwriter | $70,914 |
| Entry Level | 5% |
| Mid Level | 3% |
| Senior Level | 1% |
| Top Level | 3% |
| Experienced | 3% |
Salaries in the United States differ widely between states due to factors like cost of living, local economies, and industry presence.
What Am I Worth?
Salaries in the United States can vary greatly between cities due to factors like cost of living, local economies, and industry presence.
As of March 01, 2025, our research reveals a significant shift in Health Underwriter compensation over the past six years. For example, the median salary increased from $78,379 in 2023 to approximately $75,848 in 2024. (For a detailed analysis of Health Underwriter salary trends, click here.)
Key factors like location, experience, industry demand, and economic growth significantly influence salary variations, making them important to consider.
Salary.com job board provides millions of Health Underwriter information for you to search for. Click on search button below to see Health Underwriter job openings or enter a new job title here.
Here are companies hiring for Health Underwriter and their salaries, click below for more details.
| Core Compensation | ||||
| Core Compensation | Median | % of Total | ||
| Base Salary | $68,953 | 68.0% | ||
| Bonus | $3,590 | 3.5% | ||
| Value of Benefits | ||||
| Core Compensation | Median | % of Total | ||
| Social Security | $5,549 | 5.5% | ||
| 401K/403B | $3,555 | 3.5% | ||
| Disability | $1,161 | 1.1% | ||
| Healthcare | $6,371 | 6.3% | ||
| Pension | $3,047 | 3.0% | ||
| Time Off | $9,207 | 9.1% | ||
| Total Compensation | $101,432 | 100% | ||
The average annual salary of Health Underwriter is $68,953. In case you are finding an easy salary calculator, the average hourly pay of Health Underwriter is $33; the average weekly pay of Health Underwriter is $1,326; the average monthly pay of Health Underwriter is $5,746.
A Health Underwriter's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Health Underwriter earns the most in San Jose, CA, where the annual salary of a Health Underwriter is $86,535.
The highest pay for Health Underwriter is $79,437.
The lowest pay for Health Underwriter is $54,694.
Health Underwriter reviews applications for coverage, gathers data, and assesses risk related to qualifying a candidate for health insurance. Calculates and recommends pricing. Being a Health Underwriter performs group and/or individual underwriting. May require a bachelor's degree. Additionally, Health Underwriter typically reports to a supervisor or manager. The Health Underwriter gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Health Underwriter typically requires 2 to 4 years of related experience.
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We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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