How much does a Mortgage Credit Analyst make in San Antonio, TX? The average Mortgage Credit Analyst salary in San Antonio, TX is $53,911 as of March 26, 2024, but the range typically falls between $46,994 and $67,445. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target. 

Mortgage Credit Analyst Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Mortgage Credit Analyst Salary $40,696 San Antonio,TX March 26, 2024
25th Percentile Mortgage Credit Analyst Salary $46,994 San Antonio,TX March 26, 2024
50th Percentile Mortgage Credit Analyst Salary $53,911 San Antonio,TX March 26, 2024
75th Percentile Mortgage Credit Analyst Salary $67,445 San Antonio,TX March 26, 2024
90th Percentile Mortgage Credit Analyst Salary $79,767 San Antonio,TX March 26, 2024
25% $46,994 10% $40,696 90% $79,767 75% $67,445 $53,911 50%(Median) Didn’t find job title? Click
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What skills does a Mortgage Credit Analyst need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.

Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.

2.

Microsoft Office: Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.

3.

Loan Review: Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.

Analysis 17.72%
Microsoft Office 2.1%
Loan Review 1.13%
Others 79.05%

Job Description for Mortgage Credit Analyst

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)... View full job description

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Job Openings for Mortgage Credit Analyst in San Antonio, TX

Career Path for Mortgage Credit Analyst

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Mortgage Credit Analyst, the upper level is Mortgage Underwriter II and then progresses to Mortgage Underwriter IV.

Those that have already made the climb...
Pamela J. Shelley-Kessler, Co-President, Chief Financial Officer and Corporate Secretary
LTC is a real estate investment trust (REIT) investing in seniors housing and health care properties primarily through sale-leasebacks, mortgage financing, joint-ventures and structured finance solutions including preferred equity and mezzanine lending. LTC's investment portfolio includes 208 properties in 27 states wi... More
Fiscal Year Ended in 2022
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Mortgage Credit Analyst salary varies from city to city. Compared with national average salary of Mortgage Credit Analyst, the highest Mortgage Credit Analyst salary is in San Francisco, CA, where the Mortgage Credit Analyst salary is 25.0% above. The lowest Mortgage Credit Analyst salary is in Miami, FL, where the Mortgage Credit Analyst salary is 3.5% lower than national average salary.

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.0%
City, State Washington, DC Compared to national average
+ 11.3%
City, State Miami, FL Compared to national average
-3.5%
City, State Chicago, IL Compared to national average
+ 4.9%
City, State Boston, MA Compared to national average
+ 12.1%
City, State New York, NY Compared to national average
+ 16.8%
City, State Dallas, TX Compared to national average
-1.3%

Take just three simple steps below to generate your own personalized salary report

Step 1 of 3

Understand the total compensation opportunity for a Mortgage Credit Analyst, base salary plus other pay elements

Average Base Salary

Core compensation

 
 
 
46994
67445
53911

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
49466
70662
56110
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Mortgage Credit Analyst in San Antonio, TX. The base salary for Mortgage Credit Analyst ranges from $46,994 to $67,445 with the average base salary of $53,911. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $49,466 to $70,662 with the average total cash compensation of $56,110.
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46994
67445

 

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About San Antonio, Texas    San Antonio (/ˌsæn ænˈtoʊnioʊ/; from Spanish, "Saint Anthony"), officially the City of San Antonio, is the seventh-most populous city in the United St....More

San Antonio, Texas  area prices were up 1.2% from a year ago    View the Cost of Living in San Antonio, Texas

Mortgage Credit Analyst Salary in popular cities: HoustonDallasAustin

Skills associated with Mortgage Credit Analyst: Loan Review, Loan Underwriting, Mortgage Loans, Regulatory Compliance ...More

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