COVR FINANCIAL TECHNOLOGIES Advanced Insurance Specialist Salary in the United States

REPORTS TO: Head of Direct Distribution

DEPARTMENT: Sales

FLSA STATUS: Exempt

WORK SCHEDULE: M-F, either 7-3:30, 8-4:30, or 9-5:30, may need to flex times due to business needs

LOCATION: Boise, ID office preferred, but can be remote for right candidate

COMPENSATION: Base salary plus performance incentive bonus; first year agents can earn $60k -100K   

COMPANY OVERVIEW:

Covr Technologies is a leading, InsurTech venture capital-backed company, focused on using technology to simplify the buying process for life insurance and related products.  As an innovator in a rapidly evolving industry, Covr is a technology-driven company that provides a simpler way for people to protect what matters most.  Through partnerships with financial institutions and advisors, Covr's innovative digital platform provides the capability to research, compare and buy life insurance from top providers, fully online and within minutes.  Our employees enjoy a casual dress code, flexible hours and progressive work environment.  We have a strong culture based on our core values:  Client First, Integrity, Innovation, Collaboration, Fun!

JOB SUMMARY:

Our Direct to Consumer (DTC) channel is growing and we’re adding a specialty role for an advanced sales expert to help with more complex insurance sales opportunities from our financial partners.  In this role, the Advanced Insurance Specialist will be responsible for providing exceptional insurance expertise, product recommendations and submitting applications that are tailored to the best financial interests of our customers. 

We provide our clients with a choice of the top carriers and array of best insurance products in the market. As a result, you’re afforded the competitive advantage of offering solutions with a portfolio of best options and prices. From Term and Universal Life to more complex permanent solutions, you’ll have an opportunity to showcase your product expertise and make an immediate impact with high premium cases.      

In this role, you won’t have to drive to appointments or make cold calls! You’ll be provided with an abundance of qualified leads every day from our affinity partner firms and conduct all sales consultations over the phone.

You get to work regular business hours, earn a salary plus generous bonuses, and take advantage of our comprehensive benefits package!

If you love to “close deals” this is an exceptional opportunity for someone with a competitive spirit who’s sharp, ambitious and genuinely enjoys helping people with their financial needs.  

Must be computer savvy, disciplined and able to work in a fast-paced, dynamic environment. 

ESSENTIAL JOB FUNCTIONS, DUTIES, AND PERFORMANCE RESPONSIBILITIES:

• Connect with provided leads and members via phone and email, accept incoming calls and conduct follow-up activities.
• Advise clients on insurance products, financial solutions, and underwriting.
• Guide clients on the use of the Covr digital insurance platform.
• Provide insurance quotes and case design to clients for multiple product lines, including Life, DI, supplemental health and asset based long term care 
• Depending on product, will take application or submit a ticket on behalf of the client.
• Communicate benefits and features of various insurance products based on client needs. 
• Work on Agency Management Systems, CRM, Quoters and Carrier portals.
• Perform other projects and tasks as assigned.

JOB SPECIFICATION/QUALIFICATIONS:

Required Education and Experience:

• Bachelor’s degree or equivalent work-related experience
• Experience with field underwriting, and product niches
• Familiarity in life insurance, long term care, disability income, and case design
• Life insurance licensed with a minimum of 2+ years of life insurance sales experience
• Series 6/63 or Series 7/63

Knowledge and Skills:

• Competitive salesperson with proven track record of high performance and success 
• Demonstrated ability to accomplish multiple tasks simultaneously in a fast-paced environment
• Excellent verbal communication skills with ability to build phone-based relationships
• Strong organizational and time management skills; must be computer savvy and able to navigate multiple systems
• Ability to work independently and exercise good judgment with professional and technical fortitude
• Strong work ethic and high level of personal integrity and accountability
• Desire to grow and succeed

BENEFITS PACKAGE:

Check out our Employee Reviews on Glassdoor and Indeed to learn more about our culture!

We offer a competitive benefits package:

• Paid Time Off (PTO): 3 weeks to start increasing with years of service
• Paid holiday’s – 10.5 days, including two 4-day weekends!
• NEW - Downtown parking subsidy
• NEW - Summer Hours Program
• Medical, Dental and Vision – 90% of monthly premium paid by Covr for all full-time employees
• HSA employer contribution of $600/yr ($150/qtr)
• Adult and child orthodontia
• Health Savings Account (HSA) with quarterly company contributions
• Short-Term and Long-Term Disability
• NEW - Pet insurance for cats and dogs!
• 401(k) with company match at 3.5%
• Company paid Life and AD&D insurance of $25,000 for all full-time employees.
• Supplemental Life and AD&D insurance up to 5x’s salary for employee up to $300,000
• Supplemental Life and AD& D plans offered for spouse up to $100,00 and dependents up to $10,000
• Flexible Spending Accounts (FSAs): medical, dependent, parking and transit

To Submit an Application/Questions:

• Internal Applicants: Apply through Covr’s YourSource self-service portal.

• External Employees: Submit an external application by going to www.covrtech.com/careers/

• Have a question about an open position… Text your question directly to our HR department at (208) 417-8305. We check our messages frequently throughout the day and will get back to you as soon as possible.

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