There is currently no job description for Credit Risk Business Analyst. Be the first to submit the job responsibilities for a Credit Risk Business Analyst.

There is currently no job description for Credit Risk Analyst. Be the first to submit the job responsibilities for a Credit Risk Analyst.

Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and obje... view job details

Contributes to the Data Governance, Data Services and Data Quality initiatives across the organization. Collaborate with other Risk stripes across the firm including Market Risk and Model Risk. Monitor exposures, identify concentrated or concerning risk positions, and escalate appropriately. view job details

Build, maintain and improve credit loss forecasting tools and controls for risk-based pricing strategies Collaborate with cross-functional partners including pricing, operations, sales and strategy teams to provide and implement credit risk strategies for optimizing portfolio originations Conduct proactive and ad hoc analysis to identify emerging business trend, credit loss trend, market performance and portfolio dynamics to enhance credit forecasting methods and techniques Build, develop and lead the production of various reports and analytics to support on-going monitoring and optimization of our origination strategy. Works with team to create and maintain accurate monthly reporting of portfolio performance and trends with recommendations to increase profitability while controlling credit risk. Monitors strategy and forecast performance to ensure performance is as expected and escalates unexpected results in an expedited manner. view job details

Disintermediate. Recontextualize. Envisioneer. You’ve got to give business executives one thing: They love their jargon. Clinging to their buzzwords like Leo DiCaprio to a life raft, there are managers out there who seem to enjoy a squirt of dopamine every time they use a verb like architect (yes, as a verb!) or interface. Throw in some adjectives like constructivist, interdisciplinary, metacognitive or inquiry-centered, and then tack them on to nouns like bandwidth, convergence and methodologies and you’re well on your way to a minor stroke as you try to process the message lurking behind all... view article details

Everybody with a credit card knows it's smart to pay what you owe at the end of every month - right? According to CardWeb.com, an international credit card tracker, credit card debt is approximately $9000 per household for those carrying at least one credit card. Internet shopping increases the temptation to overspend, since cash or checks are rarely an option if you're online to shop.Holiday spending is a notoreous time when consumers rack up their credit card bills. According the Cardweb.com, Americans racked up just over $115 billion in retail spending on their credit and debit cards during... view article details

'Safe travels'...at every goodbye these days, it seems, it's the same benediction. Beyond wishing each other well, what else can travelers do to play it safe in the air and in other countries? How can travelers overcome their reluctance to get back on the horse...or the plane? The U.S. State Department offers these tips on traveling safely to other countries.Before you leave...Read the consular information sheet for your destination country, which describes local conditions travelers can expect. Find out about any travel warnings or pertinent public announcements in case there are any perceive... view article details

Safe Travel Tips from the U.S. State Department  Relax: You're Flying   Should We Fly? Or Surf?    Relax: You're Flying  One mile high, as the stars come out, you place cucumbers over your eyelids and settle in for a good night's sleep in coach. Children may kick the seat behind you, the guy to your right may encroach, and strange human noises may blend overhead with the dry relentless forced-air ventilation system - but you're moisturized, hydrated, relaxed, and ready to do business tomorrow. At least, in your dreams.How do veteran road warriors do it, week after week, flying from city to cit... view article details

Tips on Business Travel by Air during Coronavirus With the spread of coronavirus throughout the world, you must take all kinds of precautions when traveling. Although most companies have started working online, some jobs still require travel by plane. We are still in a critical period for controlling the spread of the virus, so travelers, please keep these travel tips in mind. Protect yourself and stay safe! When you check in, you should pay attention to: 1. Choose a window seat Studies have shown that people in aisle seats on planes leave their se... view article details

What makes a good Analyst?  Analyst is a very broad term used differently in every organization and job.  But when you think of an Analyst what are the key attributes you think of?   So often job descriptions and hiring managers focus only on technical skills.  The ability to write kick-ass queries and wrangle data like nobody's business. But in many cases the "Analysis" in "Analyst" is missing.  The critical thinking skills which enable a person to see contextual patterns in data and notice when something looks off. The ability to unconsciously notice the relatedness between several pieces of... view blog & white papers details

In today's fast-changing business world, risk management has become necessary, not an option. Human Resource (HR) leaders believe that risk management is no longer an afterthought. They see it as a core competency needed for daily processes and planning. Embedding risk management into HR functions allows detecting issues ahead. In an era of disruption, failing to focus on risk management is the biggest risk of all. What is Risk Management in HR? Risk management in HR involves identifying potential threats to human resources. It also includes creating strategies to mitigate these risks. HR dep... view blog & white papers details

Employees are the most valuable asset at any company. Employees create and sell the company’s service or product, manage customer interactions, create company culture, and are the face of the brand. Onboarding and training of new employees comes at great expense, and losing seasoned and top-performing employees is even more costly. That is why it is key that HR professionals understand the factors that contribute to flight risk, and what they can do to minimize flight risk within their organization. What Does It Mean if An Employee Is a Flight Risk? At Salary.com, we define flight risk as the ... view blog & white papers details

Engaging in executive coaching takes courage. There are no assurances when senior management hires a consultant from the outside to assist in molding and growing a high-level leader. It is a risky method with major upside potential and significant downside risk. Executive coaching can aid leaders to know their full potential, fix their flaws, and soar to new heights of success. Their team, or the whole company, benefits from this growth and development. There is also a potential that executive coaching will bring to light deeper problems and anomalies. Additionally, it may bring about adverse... view blog & white papers details

Everyone aspires to earn more money, making performance-based compensation an attractive proposition at first glance. Employees are remunerated for the results they deliver, so the harder they work, the larger their paycheck. This concept, also known as results-based pay, outcome-based remuneration, or performance-driven salary, has been shown in some studies to increase productivity by up to 44% - a result attributable to the "incentive effect." However, there are significant downsides to performance pay, such as incentive-based compensation, pay-for-performance, or merit-based pay, that HR p... view blog & white papers details