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The Credit Manager manages a group of credit analysts and approves requests for credit extensions based on analyst recommendations. Develops and implements procedures for analyzing the creditworthiness of prospective and current customers. Being a Credit Manager requires a bachelor's degree. May personally handle larger/more complex accounts. In addition, Credit Manager typically reports to a head of a unit/department. The Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and ... view job details

Evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Requires a high school diploma or its equivalent. Typically reports to a supervisor or manager. Possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personne... view job details

Manages the commercial credit analysis function that collects, reviews, and analyzes data and prepares detailed credit analysis evaluating the terms and creditworthiness of commercial loan applications. Incorporates steps to verify the accuracy of sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis. Implements best practices and standard methodologies to assign risk ratings to loans, calculate essential ratios and complete an analysis of the applicant's financial status. Develops standardized formats for credit memos that facilit... view job details

Develops and implements procedures for analyzing the creditworthiness of prospective and current customers. Manages a group of credit analysts and approves requests for credit extensions based on analyst recommendations. May personally handle larger/more complex accounts. Requires a bachelor's degree. Typically reports to a head of a unit/department. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowled... view job details

Q: I was hired by a software company at an entry-level sales position. I have a four-year degree and sales experience.I was brought on board at a salary of $27,000 per year, plus a monthly bonus. After my first week on the job, I was moved from an inside sales position to a regional sales manager position with no increase in pay.I've been in this position for three months, and I have had to learn everything on the fly. I've maintained my territory with flying colors, and have increased sales from last year's numbers. Coworkers have told me the man I replaced was making $73,000, with no four-ye... view article details

Determine If Your Career Goals Align With the Job Before Accepting Dig Deeper Sarah was offered a new sales job with a reputable company. She’s been searching for six months for a new position, and quickly snatches up the opportunity after reviewing the basic salary and benefits information. But within a few months of accepting the position, she realizes the job isn’t a good fit for her. She doesn’t work well under the management style, doesn’t feel like her work is recognized, and wants a position where she is motivated and encouraged to bring innovative ideas to the team. Don’t let the e... view article details

Everybody with a credit card knows it's smart to pay what you owe at the end of every month - right? According to CardWeb.com, an international credit card tracker, credit card debt is approximately $9000 per household for those carrying at least one credit card. Internet shopping increases the temptation to overspend, since cash or checks are rarely an option if you're online to shop.Holiday spending is a notoreous time when consumers rack up their credit card bills. According the Cardweb.com, Americans racked up just over $115 billion in retail spending on their credit and debit cards during... view article details

Salespeople are a company's ambassadors to the world. They actively promote the company and its products and services. They are the front line between the company and its customers, and are typically the driving force of revenues - top-line company growth. These employees have a direct impact on how the marketplace perceives their employer and its products.The way salespeople conduct themselves is often a reflection of the company's sales compensation program; and how well the company does is often a reflection of the effectiveness of its commission program. A well designed sales compensation ... view article details

If you’re like most people, your credit rating is probably the last thing on your mind while looking for a new job. Maybe you’re taking a second or a third look at your resume and cover letter, or having a friend or expert review or revamp them. You may even be taking a closer look at your wardrobe. But according to analysts and experts like Michael Germanovsky, editor-in-chief at Credit-Land.com who was our 'go to' expert for this article, your credit rating should definitely be on your mind if you want to get hired. In reality your credit score can play a very real role in whether or not you... view article details

Having compelling compensation plans can help boost your team's performance and motivation. The compensation plan varies depending on the job role's operations, responsibilities, and contributions to the company's sales. For most jobs, you will want to include fixed pay, like a base salary, along with additional bonuses or incentives. But for one particular job -sales managers-they spend less time working on sales and more on other tasks. That said, the way you pay them needs to fit their job, considering their roles and responsibilities.  Determining how to pay sales managers can be a bit tri... view blog & white papers details

About 80% of sales come from only 20% of the sales team. This does not mean the rest of the team is unqualified; many times, lower sales are linked to a lack of motivation. One effective solution is implementing sales incentive plans. In this blog post, you will explore ways to motivate sales representatives, how to recognize and reward top performers, and common errors to avoid when introducing sales incentive plans. What is Sales Incentive Plans A sales incentive program is a way to appreciate and reward salespeople when they meet specific goals. These rewards can be money, like bonuses, or ... view blog & white papers details

Diversity in the workplace has become an essential factor for success in today's global culture. Employers who embrace diversity benefit from a wide range of skills and competencies, increased innovation, and improved problem-solving abilities. And using diversity hiring platforms can significantly aid in achieving this goal. Hiring managers plays a critical role in the process of building a diverse workforce. They are responsible for identifying, screening, and interviewing candidates, and they ultimately make the decision who to hire. This article explores the role of the hiring manager in ... view blog & white papers details

When it comes to driving sales performance, few tools are as good as sales incentive compensation. Getting compensation design right is vital for motivating and rewarding your sales team. Explore some of the best practices in sales incentive compensation to help your managers reward peak sales productivity. Companies must learn how to boost their compensation plan to attract top sales talent, drive desired behaviors, and improve sales force efficacy. With the right incentives, the sales team can smash targets and accelerate revenue growth. This article breaks down the key factors of incentive ... view blog & white papers details

Learn more about a sales incentive program—gain insights from examples and discover how to create one for your organization. A sales incentive program is a powerful tool that drives success by motivating and aligning sales teams with company goals. It goes beyond traditional compensation, incorporating rewards, recognition, and performance-based incentives. In this article, we'll break down the definition of a sales incentive program, share some benefits and examples, and provide you with an easy how-to guide on creating one for your organization. What is a sales incentive program or plan? A s... view blog & white papers details