Cost of Living in Ashfield, MA 2025
13%
|
Higher Than National Avg.
73%
|
Lower Than State Avg.
Ashfield's 2025 cost of living is $2806 per month for singles and $6180 per month for families of four.
Living costs in Ashfield are 13% higher than the U.S. national average and 73% lower than Massachusetts's state average.
This reflects a 2% increase from 2024.
The primary drivers of Ashfield's cost of living are soaring housing costs, elevated transportation expenses, and rising food prices.
See how Ashfield's cost of living affects your budget or salary needs with Salary.com's free Cost of Living Calculator.
Cost of Living Calculator
How does Ashfield's cost of living compare to the national average in 2025?
Living in Ashfield is more expensive than the national average,
with housing costs 5.2 % lower at $1137
per month for a single person and $2085 per month for a family of four.
Food expenses run 11.9 %
below average at $353
monthly for an individual and $1146 for a family,
while energy, transportation and healthcare costs are 11.7 % higher at about $977 per month
for one person and $2196 for a household.
These costs bring the total monthly expenses to $2467
for a single person and $5427 for a family of four,
making Ashfield one of America's most expensive cities.
| Expense Category | Average Monthly Expense Single Person | Average Monthly Expense Family of Four | Ashfield compare to: U.S. Average |
|---|---|---|---|
|
1137 | 2085 |
|
|
353 | 1146 |
|
|
224 | 385 |
|
|
366 | 779 |
|
|
387 | 1032 |
|
How does the cost of living compare when moving from other major cities to Ashfield?
Ashfield's 2025 cost of living is 67% lower than San Francisco,
26% less than Washington, 3% below Miami
, 1% higher than Chicago, 35% less than Boston
, and 54% below New York.
Essential for evaluating relocation costs and salary needs in Ashfield.
| Move From | Move To | Cost of Living Comparison |
|---|---|---|
| San Francisco, CA | Ashfield |
|
| Washington, DC | Ashfield |
|
| Miami, FL | Ashfield |
|
| Chicago, IL | Ashfield |
|
| Boston, MA | Ashfield |
|
| New York, NY | Ashfield |
|
| Dallas, TX | Ashfield |
|
About Ashfield, MA
According to the United States Census Bureau, the town has a total area of 40.3 square miles (104.3 km2), of which 40.0 square miles (103.6 km2) is land and 0.27 square miles (0.7 km2), or 0.62%, is water. Ashfield is located in the southwest corner of Franklin County, along the Hampshire County line. Ashfield is bordered by Buckland to the north, Conway to the east, Goshen to the south, Cummington to the southwest, Plainfield to the west, and Hawley to the northwest. Ashfield is 15 miles (24 km) west-southwest of Greenfield, 35 miles (56 km) north-northwest of Springfield, and 105 miles (16...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Comments about the cost of living in Ashfield, MA
Buying a home and the cost of living
If you want to buy a home in the beautiful state of Massachusetts, you will find that it is one of the highest residential home markets in the country. Purchasing a home can be a lengthy and complex process. Besides the down payment, which is usually 15-20% of the selling price, there will be closing costs. If you own a home in your former location the sale of that home needs to be completed as well. Once you have purchased and moved into your new home, there will be utility and maintenance costs as well as property taxes and home insurance that will contribute to your cost of living. The advantages of living in Massachusetts are many, but the high cost of buying a home is not one of them. (
2025-07-24
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)
Healthcare access and affordability and your cost of living
Massachusetts is ranked number 2 out of all states in overall healthcare access and affordability.
Healthcare costs make up a significant part of the cost of living. The ability to afford healthcare as well as the ability to access care are key indicators of how much you will be paying for this important resource if you move to another state. Affordability is generally measured by the rates set for insurance coverage in a state, as well as the out-of-pocket expenses that need to be paid by you when receiving the care. If rates or out-of-pocket expenses are high, your cost of living will increase. Access to healthcare is how easy or difficult it may be to receive the care. Access is measured by identifying barriers that might prevent the delivery of care such as the inability to obtain insurance coverage, having to travel long distances to health care centers and lack of sufficient facilities and/or healthcare professionals. The timeliness of care, how fast you can get to see a healthcare provider, is another important measure.
(
2025-07-24
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Cold winters and the cost of living
Energy is one of the costs that contribute to the cost of living in a state. The cost of your utilitiies may fluctuate based on weather conditions. Massachusetts is noted as a state that has some of the worst winter weather in the U.S. Snow, bitterly cold temperatures, storms and strong winds can force you indoors for days on end. This typical winter weather can drive your energy costs and cost of living higher than in states with a milder climate. Expect to pay more for your utility bills during the winter months. (
2025-07-24
salary.com
)
Cost of Living Frequently Asked Questions
What is a Cost of Living index and how is it used?
In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family.
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2025-07-24
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What factors are included in estimating your cost of living?
The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison.
(
2025-07-24
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)
The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in COL. The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly.
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2025-07-24
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See how much you can get when it is an hourly pay
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See how much you can get when it is a yearly pay
Use our Salary Converter Tool, a user-friendly resource designed to see how much your salary will be if converted into hourly/weekly/biweekly/monthly/yearly pay. With just a few clicks, you can gain valuable insights into your earning potential, ensuring you make informed financial decisions.
Last Update: 2025-07-24