Cost of Living in Lowell, MA is
24.1% Higher
than the National Average

Did the Cost of Living in Lowell, MA increase in 2020? Lowell, MA area prices were up 1.6% from a year ago. The largest increases were found in Transportation, Food, and Housing.
By using Salary.com's Cost of Living Calculator, you can make a cost of living comparison of the Consumer Price Index (CPI) and salary differentials of over 300+ US cities. Let us help you make an informed decision about what it will cost to live and work in the city of your dreams!
About Lowell, Massachusetts    Lowell is a city in the U.S. Commonwealth of Massachusetts. Located in Middlesex County, Lowell (along with Cambridge) was a county seat until Massach....More

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Cost of Living in other Major Cities

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 86.1%
City, State Washington, DC Compared to national average
+ 56.1%
City, State Miami, FL Compared to national average
+ 11.6%
City, State Chicago, IL Compared to national average
+ 15.0%
City, State Boston, MA Compared to national average
+ 51.0%
City, State New York, NY Compared to national average
+ 80.4%
City, State Dallas, TX Compared to national average
-2.7%

Cost of Living Lowell, MA by Expense Category

Category Compared to national average
CategoryEnergy Compared to national average
+ 15.0%
CategoryFood Compared to national average
-4.3%
CategoryHealthcare Compared to national average
+ 29.0%
CategoryHousing Compared to national average
+ 6.4%
CategoryTransportation Compared to national average
-8.4%

Cost of Living Comparison with Lowell, MA

If you move to Lowell from one of these cities, you would have these the changes of your cost of living.


Move From Move To Cost Of Living Comparison
Move FromSan Francisco, CA Move ToLowell, MA Cost Of Living Comparision
-62.0%
Move FromWashington, DC Move ToLowell, MA Cost Of Living Comparision
-32.0%
Move FromMiami, FL Move ToLowell, MA Cost Of Living Comparision
+ 12.5%
Move FromChicago, IL Move ToLowell, MA Cost Of Living Comparision
+ 9.1%
Move FromBoston, MA Move ToLowell, MA Cost Of Living Comparision
-26.9%
Move FromNew York, NY Move ToLowell, MA Cost Of Living Comparision
-56.4%
Move FromDallas, TX Move ToLowell, MA Cost Of Living Comparision
+ 26.7%

Based on this cost of living comparison, you can see:
If you move from Chicago IL, Dallas, TX, or Miami, FL, the percent increase of your cost of living could be 22.8%, 37.8%, and 24.8%. Looks like this move could have a negative net change in disposable income, so please think carefully!
If you move from New York, NY, San Francisco, CA, or Washington, DC, the percent reduction of your cost of living could be -43.50%, -23%, and -20.10%, that's good news to you that you could be looking at a positive net change in disposable income.


About Lowell, MA

Lowell is a city in the U.S. Commonwealth of Massachusetts. Located in Middlesex County, Lowell (along with Cambridge) was a county seat until Massachusetts disbanded county government in 1999. With an estimated population of 109,945 in 2014, it is the fourth-largest city in Massachusetts, and the second-largest in the Boston metropolitan statistical area. The city is also part of a smaller Massachusetts statistical area called Greater Lowell, as well as New England's Merrimack Valley region. Incorporated in 1826 to serve as a mill town, Lowell was named after Francis Cabot Lowell, a local fi...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia


Comments about the Cost of Living in Lowell, MA

I love to be able to eat at restaurants and try different foods, if I include that along with groceries in my overall cost of living, how would I do in Lowell, MA?

In Lowell, Massachusetts going out to eat at a restaurant and buying food is considered to be affordable. Make sure you take this into account as you plan your overall cost of living in Lowell, MA. ( 2020-09-25 salary.com )

I love to go to sports events, what does Lowell, Massachusetts have to offer?

Lowell, MA does not have a major sports team, but don’t worry, check out local colleges and high school sports schedules. These games usually have very cheap tickets and the spirit and enthusiasm of the crowd often makes up for the level of skill. ( 2020-09-25 salary.com )

What is the cost of internet and cable TV in Lowell, MA?

The average cost of internet access in the U.S. is $66.20 per month. There are many providers and various packages that are offered, many that bundle internet, cable, and phone together. Pricing for various packages can vary a lot even in the same location. You should evaluate the options based on your usage and preferences and pick the best fit for your needs. One tip to reduce this cost and your overall cost of living, is to get cable service from another source like Direct TV, Netflix, Sling, Amazon Prime or others. ( 2020-09-25 salary.com )

Are there any tips that will help make the move to Lowell, Massachusetts easier for my child?

Adults find that moving can sometimes be an emotional and stressful experience. Children, who don’t have the maturity, independence, and understanding of a parent may be even more sensitive to a move. If they are old enough to understand, include the children in making plans for the move. When moving to a distant place, help your children learn about the new area. Check out the website for Lowell, Massachusetts to find opportunities and activities in the new location like parks, beaches, museums, or playgrounds that kids will enjoy and look forward to visiting. ( 2020-09-25 salary.com )

Electricity bills are a big part of my current cost of living and can be really high, what is the cost of electricity in Lowell, Massachusetts?

The current electric rate cost in Lowell,MA is 18.56¢ / kWh, which is the fourth highest compared to the rest of the United States. Energy costs in Lowell,MA are generally going up. The cost of electricity can have a bigger than average impact of your overall cost of living if you are required to pay heating or cooling costs or, if you use an electric stove, clothes dryer, or water heater. Newer appliances are typically more energy efficient so try to replace out dated appliances with more energy efficient models. Also keep in mind, that if electric utilities are included in your rent, most likely the pricing of electricity has been added to the rent amount. ( 2020-09-25 salary.com )

I have a child, how much will child care cost per month in Lowell, Massachusetts ?

The estimated average annual cost for child care in Lowell, Massachusetts (based on state average), is $17062. This cost is ranked NO. 2 nationally. Some employers have company provided day care centers that let you bring your child to work with you and receive care on site. Some colleges and universities with Childhood Education programs also may have day care centers available at reduced costs, so you should explore those possibilities to see if you can reduce your child care expense. ( 2020-09-25 salary.com )

How do rental housing prices in Lowell,Massachusetts impact the overall cost of living?

I am single and live in Lowell,MA, I rent a small studio and the monthly rent is $1320 . Rent contributes to a large part of the overall cost of living in Lowell,MA, I try to economize by having a small apartment. ( 2020-09-25 salary.com )

I need to keep my cost of living under control, is there a lot to do in Lowell, Massachusetts that is not very expensive?

Looks for areas of Lowell, Massachusetts where there is a large student population. In those areas you will be sure to find lots of free or cheap events to go to and plenty of cheap places to eat. Familiarize yourself with the places where students hang out, and take advantage of discounted or bargain prices, you are sure to be able to keep your cost of living reasonable. Look at the website for Lowell, MA to find recommendations for activities that are available and unique to the area. ( 2020-09-25 salary.com )

Will I have to pay a lot in taxes if I move to Lowell, Massachusetts?

The sales tax for Lowell is 6.25%. This is the tax that you will pay on things that you buy. ( 2020-09-25 salary.com )

Can you save money using public transport?

You could save up to $1,000 per year, depending on your location, by using public transport instead of driving. Not only will you reduce the stress of driving and finding a place to park once you reach your destination, your car and tires will last longer, and you will spend less on gas. A side benefit is that you may be able to relax, work, or read on the way to work, or get to know and chat with other commuters. Some employers offer employees reduced fee bus or transit passes, so check that out with your employer. ( 2020-09-25 salary.com )



Cost of Living Frequently Asked Questions

What is a Cost of Living index and how is it used?

In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family. ( 2020-09-25 salary.com )

What factors are included in estimating your cost of living?

The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison. ( 2020-09-25 salary.com )

The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in COL. The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly. ( 2020-09-25 salary.com )


Last Update: 2020-09-25