Cost of Living in Plano, IL 2025
12%
|
Higher Than National Avg.
336%
|
Lower Than State Avg.
Plano's 2025 cost of living is $2767 per month for singles and $6093 per month for families of four.
Living costs in Plano are 12% higher than the U.S. national average and 336% lower than Illinois's state average.
This reflects a 1% increase from 2024.
The primary drivers of Plano's cost of living are soaring housing costs, elevated transportation expenses, and rising food prices.
See how Plano's cost of living affects your budget or salary needs with Salary.com's free Cost of Living Calculator.
Cost of Living Calculator
How does Plano's cost of living compare to the national average in 2025?
Living in Plano is more expensive than the national average,
with housing costs 12.3 % higher at $1348
per month for a single person and $2471 per month for a family of four.
Food expenses run 14.6 %
above average at $459
monthly for an individual and $1490 for a family,
while energy, transportation and healthcare costs are 9.0 % higher at about $954 per month
for one person and $2154 for a household.
These costs bring the total monthly expenses to $2761
for a single person and $6115 for a family of four,
making Plano one of America's most expensive cities.
| Expense Category | Average Monthly Expense Single Person | Average Monthly Expense Family of Four | Plano compare to: U.S. Average |
|---|---|---|---|
|
1348 | 2471 |
|
|
459 | 1490 |
|
|
178 | 306 |
|
|
411 | 874 |
|
|
365 | 974 |
|
How does the cost of living compare when moving from other major cities to Plano?
Plano's 2025 cost of living is 69% lower than San Francisco,
28% less than Washington, 5% below Miami
, 1% lower than Chicago, 37% less than Boston
, and 57% below New York.
Essential for evaluating relocation costs and salary needs in Plano.
| Move From | Move To | Cost of Living Comparison |
|---|---|---|
| San Francisco, CA | Plano |
|
| Washington, DC | Plano |
|
| Miami, FL | Plano |
|
| Chicago, IL | Plano |
|
| Boston, MA | Plano |
|
| New York, NY | Plano |
|
| Dallas, TX | Plano |
|
About Plano, IL
Plano is a city in Kendall County, Illinois, United States near Aurora, with a population of 10,856 at the 2010 census, nearly doubling its size from 2000. The city was home to the Plano Harvester Company in the late nineteenth century, as well as the Plano Molding Company more recently. In 2011, downtown Plano was used as a set for Man of Steel.
According to the 2010 census, Plano has a total area of 7.503 square miles (19.43 km2), of which 7.46 square miles (19.32 km2) (or 99.43%) is land and 0.043 square miles (0.11 km2) (or 0.57%) is water....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Comments about the cost of living in Plano, IL
Healthcare access and affordability and your cost of living
Illinois is ranked number 21 out of all states in overall healthcare access and affordability.
Healthcare costs make up a significant part of the cost of living. The ability to afford healthcare as well as the ability to access care are key indicators of how much you will be paying for this important resource if you move to another state. Affordability is generally measured by the rates set for insurance coverage in a state, as well as the out-of-pocket expenses that need to be paid by you when receiving the care. If rates or out-of-pocket expenses are high, your cost of living will increase. Access to healthcare is how easy or difficult it may be to receive the care. Access is measured by identifying barriers that might prevent the delivery of care such as the inability to obtain insurance coverage, having to travel long distances to health care centers and lack of sufficient facilities and/or healthcare professionals. The timeliness of care, how fast you can get to see a healthcare provider, is another important measure.
(
2025-07-24
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)
Cold winters and the cost of living
Energy is one of the costs that contribute to the cost of living in a state. The cost of your utilities may fluctuate based on weather conditions. Illinois is noted as a state that has some of the worst winter weather in the U.S. Snow, bitterly cold temperatures, storms, and strong winds can force you indoors for days on end. This typical winter weather can drive your energy costs and cost of living higher than in states with a milder climate. Expect to pay more for your utility bills during the winter months. (
2025-07-24
salary.com
)
Cost of Living Frequently Asked Questions
What is a Cost of Living index and how is it used?
In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family.
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2025-07-24
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What factors are included in estimating your cost of living?
The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison.
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The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in COL. The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly.
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2025-07-24
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See how much you can get when it is an hourly pay
Use our Salary Converter Tool, a user-friendly resource designed to see how much your salary will be if converted into hourly/weekly/biweekly/monthly/yearly pay. With just a few clicks, you can gain valuable insights into your earning potential, ensuring you make informed financial decisions.
See how much you can get when it is a yearly pay
Use our Salary Converter Tool, a user-friendly resource designed to see how much your salary will be if converted into hourly/weekly/biweekly/monthly/yearly pay. With just a few clicks, you can gain valuable insights into your earning potential, ensuring you make informed financial decisions.
Last Update: 2025-07-24