Cost of Living in Waterloo, IA

Cost of Living in Waterloo, IA is
-7.2% Lower
than the National Average

Did the Cost of Living in Waterloo, IA increase in 2019? Waterloo, IA area prices were up 0.8% from a year ago. The largest increases were found in Transportation, Food, and Housing.
By using Salary.com's Cost of Living Calculator, you can make a cost of living comparison of the Consumer Price Index (CPI) and salary differentials of over 300+ US cities. Let us help you make an informed decision about what it will cost to live and work in the city of your dreams!
About Waterloo, Iowa    Waterloo is a city in and the county seat of Black Hawk County, Iowa, United States. As of the 2010 United States Census the population decreased by 0....More

Cost of Living Calculator



Cost of Living in other Major Cities

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 62.5%
City, State Washington, DC Compared to national average
+ 59.6%
City, State Miami, FL Compared to national average
+ 14.7%
City, State Chicago, IL Compared to national average
+ 16.7%
City, State Boston, MA Compared to national average
+ 39.5%
City, State New York, NY Compared to national average
+ 83.0%
City, State Dallas, TX Compared to national average
+ 1.7%

Cost of Living Waterloo, IA by Expense Category

Category Compared to national average
CategoryEnergy Compared to national average
-0.4%
CategoryFood Compared to national average
-25.2%
CategoryHealthcare Compared to national average
-24.5%
CategoryHousing Compared to national average
-55.0%
CategoryTransportation Compared to national average
-12.1%

Cost of Living Comparison with Waterloo, IA

If you move to Waterloo from one of these cities, you would have these the changes of your cost of living.


Move From Move To Cost Of Living Comparison
Move FromSan Francisco, CA Move ToWaterloo, IA Cost Of Living Comparision
-69.7%
Move FromWashington, DC Move ToWaterloo, IA Cost Of Living Comparision
-66.8%
Move FromMiami, FL Move ToWaterloo, IA Cost Of Living Comparision
-21.9%
Move FromChicago, IL Move ToWaterloo, IA Cost Of Living Comparision
-23.9%
Move FromBoston, MA Move ToWaterloo, IA Cost Of Living Comparision
-46.8%
Move FromNew York, NY Move ToWaterloo, IA Cost Of Living Comparision
-90.3%
Move FromDallas, TX Move ToWaterloo, IA Cost Of Living Comparision
-8.9%

Based on this cost of living comparison, you can see:
If you move from Chicago IL, Dallas, TX, or Miami, FL, the percent increase of your cost of living could be 22.8%, 37.8%, and 24.8%. Looks like this move could have a negative net change in disposable income, so please think carefully!
If you move from New York, NY, San Francisco, CA, or Washington, DC, the percent reduction of your cost of living could be -43.50%, -23%, and -20.10%, that's good news to you that you could be looking at a positive net change in disposable income.


About Waterloo, IA

Waterloo is a city in and the county seat of Black Hawk County, Iowa, United States. As of the 2010 United States Census the population decreased by 0.5% to 68,406; the 2016 Census estimates the population at 67,934, making it the sixth-largest city in the state. The city is part of the Waterloo – Cedar Falls Metropolitan Statistical Area, and is the more populous of the two cities. According to the United States Census Bureau, the city has a total area of 63.23 square miles (163.76 km2), of which 61.39 square miles (159.00 km2) is land and 1.84 square miles (4.77 km2) is water. The average el...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia


Comments about the Cost of Living in Waterloo, IA

What are the cheapest grocery stores?

Some stores like Smith's offer frequent discounts or loyalty programs that can save you even more at the checkout. Since groceries are an essential part of you cost of living, take advantage of discounts whenever you can. ( 2019-09-26 salary.com )

Are there good recreational opportunities in or near Waterloo, IA?

Waterloo, IA does not have a major sports team, but don’t worry, check out local colleges and high school sports schedules. These games usually have very cheap tickets and the spirit and enthusiasm of the crowd often makes up for the level of skill. ( 2019-09-26 salary.com )

What is the cost of internet and cable TV in Waterloo, IA?

The average cost of internet access in the U.S. is $66.20 per month. There are many providers and various packages that are offered, many that bundle internet, cable, and phone together. Pricing for various packages can vary a lot even in the same location. You should evaluate the options based on your usage and preferences and pick the best fit for your needs. One tip to reduce this cost and your overall cost of living, is to get cable service from another source like Direct TV, Netflix, Sling, Amazon Prime or others. ( 2019-09-26 salary.com )

I am nervous about moving, what is the typical cost of moving to another city and what should I have to think about?

The average cost of moving to another state is around $5,600 for a distance of 1,200 miles. This price can vary a lot if the distance is greater and depending on how much is being moved. Even if your employer is covering the cost of a move, there will still be costs that are not covered. A cost that typically occurs is that your existing furniture and accessories are either too large, too small, or not appropriate for your new home. You may find that after you move, you will need to purchase many new items for the new location, for example, window coverings, rugs, lighting, and outdoor gear. Make sure you budget for these types of expenses and include them in the first year’s cost of living at your new location. Finally, although there is no dollar cost, is the stress of moving, which will increase if you have children or pets. Make sure you prepare in advance for what additional TLC those kids and pets will need to have a good move. ( 2019-09-26 salary.com )

Are there any tips that will help make the move to Waterloo, Iowa easier for my child?

Adults find that moving can sometimes be an emotional and stressful experience. Children, who don’t have the maturity, independence, and understanding of a parent may be even more sensitive to a move. If they are old enough to understand, include the children in making plans for the move. When moving to a distant place, help your children learn about the new area. Check out the website for Waterloo, Iowa to find opportunities and activities in the new location like parks, beaches, museums, or playgrounds that kids will enjoy and look forward to visiting. ( 2019-09-26 salary.com )

How much are average utility costs in Waterloo, Iowa compared to the rest of U.S.?

Electric costs in Waterloo,IA are currently higher than average when compared to other states. Since a year ago the price of electricity in Iowa has gone down about 0.79%. Electric costs will contribute to the energy component of your overall cost of living. ( 2019-09-26 salary.com )

I have a child, how much will child care cost per month in Waterloo, Iowa ?

It is difficult to exactly predict the cost of child care in any city, which for parents, is a large part of the cost of living. There are different arrangements and lengths of time that are needed to care for a child, and costs may vary a lot depending on the services provided. Based on the state average, for Waterloo child care for a child up to 3 years could cost $9485 per year. Iowa, is ranked NO. 25 in annual cost of child care in the U.S. ( 2019-09-26 salary.com )

How do rental housing prices in Waterloo,Iowa impact the overall cost of living?

I am single and live in Waterloo,IA, I rent a small 1 bedroom and the monthly rent is $713 . Rent contributes to a large part of the overall cost of living in Waterloo,IA, I try to economize by having a small apartment. ( 2019-09-26 salary.com )

What can you do for free in Waterloo, IA?

Looks for areas of Waterloo, Iowa where there is a large student population. In those areas you will be sure to find lots of free or cheap events to go to and plenty of cheap places to eat. Familiarize yourself with the places where students hang out, and take advantage of discounted or bargain prices, you are sure to be able to keep your cost of living reasonable. Look at the website for Waterloo, IA to find recommendations for activities that are available and unique to the area. ( 2019-09-26 salary.com )

Can you save money using public transport?

You could save up to $1,000 per year, depending on your location, by using public transport instead of driving. Not only will you reduce the stress of driving and finding a place to park once you reach your destination, your car and tires will last longer, and you will spend less on gas. A side benefit is that you may be able to relax, work, or read on the way to work, or get to know and chat with other commuters. Some employers offer employees reduced fee bus or transit passes, so check that out with your employer. ( 2019-09-26 salary.com )



Cost of Living Frequently Asked Questions

What is a Cost of Living index and how is it used?

In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family. ( 2019-09-26 salary.com )

What factors are included in estimating your cost of living?

The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison. ( 2019-09-26 salary.com )

The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in COL. The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly. ( 2019-09-26 salary.com )


Last Update: 2019-09-26