Gambling isn’t just for Las Vegas and Atlantic City anymore and that means the jobs aren’t confined to those two casino giants anymore either.You might say the casino industry is spreading the wealth.According to a 2013 study by the American Gaming Association, there are 39 states with some type of casino gambling whether its commercial casinos or Indian gaming. And there are other states, like New Hampshire, looking to deal themselves in.In 2012, the year covered by the AGA report, 332,075 people were employed in commercial casinos across the country accounting for $13.2 billion in wages. In ... view article details

Mortgage Size   The first and biggest hurdle to buying your own home is money. Few buyers, if any, try to buy a home without financing because it just doesn't make sense. In addition to the relatively low price of credit in America, why would anyone pass up substantial mortgage interest tax relief? Then there's the opportunity cost. Even the most financially secure among us won't want to tie up hefty capital in real estate when it could be spread across several investments in a diversified, well-planned portfolio.Typically, home buyers pursue a loan in amounts of 80 or 90 per cent of the purch... view article details

'Stock mutual funds can be geared toward an investor's risk threshold. The more conservative investor would focus on lower-risk balanced funds that usually are composed of high-dividend-yielding stocks and bonds.' Anyone who's shopped for a mutual fund knows finding the right one can be harder than locating that proverbial needle in a haystack. There are so many to choose from. Remarkably, people seem to navigate the selection process somehow, because statistics show that most stocks held by the average American are purchased by way of a mutual fund. Mutual funds do the work for you'Certainly ... view article details

There are three reasons why your credit card bill is so high every month. The first are the splurges: the plane ticket and hotel costs for your vacation; the $130 shoes you had to have; or that new flat screen TV for football season. The second are the lifestyle expenses. A few $60 dinners each week or that round of happy hour drinks on your coworker’s last day are common.The third expense is more insidious: low-cost, recurring monthly expenses that are a direct result of the digital age we live in. You probably pay $8.99 for Netflix, $9.99 for Dropbox, $4.99 for music streaming, $6.95 for web... view article details

With the Labor Department reporting that the number of people receiving unemployment benefits is the highest it has been in seven years, is there such a thing as a “recession-proof” job? Probably not, but there are some careers that may survive the current economic crisis better than others. The key is to focus on work that continues even when most people do not have extra discretionary money to spend. So what are some in-demand jobs in a slow economy?Accountant Now more than ever, companies are paying attention to the bottom line. They need good “bean counters”, whether they are fres... view article details

Working in a nonprofit organization brings both material and nonmaterial rewards. Although some nonprofit organizations do not pay (or are unable to pay) market wages, the benefits of working in a nonprofit often outweigh the drawbacks for many employees.In the United States, nonprofit or charitable organizations such as foundations, churches, arts organizations, universities, and even some hospitals, are exempt from federal income taxes. Although the range of their services is rather broad, these groups have in common a mission to provide a benefit to a constituency that is more important tha... view article details

It Starts with the CEO Chief executive officers (CEOs) get paid lots of money for being the top employees in the company. Why do they get paid so much? Like athletes and actors, CEOs provide a level of talent that is required to produce the desired product - in this case, a strongly performing company. The skills and responsibilities that come with the job of CEO are extreme and the number of people who can fill these roles is limited. That is why the market has determined that people with these skills are worth a lot of money to their companies. Only about 20 percent of a CEO's pay is base... view article details

Check, Please How many times have you stared at your bill at the end of a meal and wondered, "how much should I tip?" There are so many invisible factors that go into determining whether that server gets 10, 15 or 20%. Perhaps the waitress wasn't friendly enough, or the waiter was way too friendly. Maybe the food was late, or maybe you're not sure whether to tip on drinks, knowing most places inflate alcohol prices by 400% to outweigh the costs of a liquor license. For the less mathematically-inclined, this after-dinner math problem can also be exceedingly stressful – armed only with a phone c... view article details

Chief executive officers (CEOs) get paid lots of money for being the top employees in the company. Why do they get paid so much? Like athletes and actors, CEOs provide a level of talent that is required to produce the desired product - in this case, a strongly performing company. The skills and responsibilities that come with the job of CEO are extreme and the number of people who can fill these roles is limited. That is why the market has determined that people with these skills are worth a lot of money to their companies. Only about 20 percent of a CEO's pay is base salary; the rest is made... view article details

Pay Yourself Right When Being Your Own Boss The dream of working independently is a reality for almost 10 million people in the United States, or roughly 10 percent of the workforce, according to the Bureau of Labor Statistics. The rewards of self-employment include independence from supervision, the ability to set your own hours, and the satisfaction of knowing you are writing your own ticket. And yes, if you want, you can often work in your bathrobe. Technology makes it easy to work wherever you go. With an up-front investment of a few thousand dollars in a computer, bandwidth (telephone,... view article details