The purpose of insurance is to protect people against financial disaster when they are unable to earn a living because of sickness or injury, or to give their dependents some type of income after they die. Whether to purchase insurance is an important financial decision about protecting one's earnings and lifestyle.Many companies pay the entire insurance premium, or pay up to a certain amount of coverage. Some employers require waiting periods, where for example an employee may receive limited benefits for the first year of employment and additional benefits on each anniversary of the start da... view article details

When Should You Quit? There are all kinds of reasons people quit their jobs, but some are much better than others.There’s little doubt the days of working for the same company for 40 years and then retiring with a gold watch are long since gone. In fact, the average worker stays in a job for just less than five years, according to 2012 statistics from the US Department of Labor. So if you’re quitting strategically to avoid getting stuck in a career rut, good for you. But if not, you might be taking an unnecessary risk.But before you quit, think about a very simple question that far to... view article details

When Your Work Is Done, Get Out of There Pamela Selle wants you to go the heck (we softened up her original language) home. Seriously. If it is 6 p.m. or if you are done with your projects for the day or your brain is just burned out from the last eight hours of staring at a monitor, Selle says, just get out of the office. It's tough to be the first one to leave the office for fear it makes you look bad, but going home when your work is done does have benefits. It's better for your productivity, it's better for your employer, and it is most assuredly better for you. In February, Phila... view article details

Dear Heather,My job is rather demanding. I’m generally in the office by 8AM and rarely out the door before 6. My oldest son just completed his first year of college and moved back home for the summer to cut down on expenses. He’s a great guy and is paying most of his tuition himself. He’s also very social and his late night schedule is running me ragged. Last night he got home at 2 in the morning. The night before he had friends stop over around 10 and they stayed until after midnight. He doesn’t have to be at work until 9 most days and has that “youthful energy” going for him. I’m in my mid-f... view article details

Dear Heather,My husband is a firefighter. His dad and uncle are firefighters too, and it’s all he’s ever wanted to do. He was up for captain and had a good shot at it we thought, but he got passed over in favor of a guy with a little more seniority. My husband is devastated. I’ve never seen him like this. He can barely drag himself out the door to be at the station, and those guys are his buddies. He doesn’t want to do anything. Just comes home and watches TV on his off days. He said he’s not sure he’s cut out for the job anymore. What can I do??Katie Dear Katie,Watching a loved one struggle f... view article details

Dear Heather,I hope this mail finds you well. This is Aya from Cairo, Egypt. I need your advice according a great confusion that I'm facing those days.I quit my job. It's really interesting, however, I couldn't stand the management team and the pressure that they're putting on me just to get some results without considering my rights and they were dealing with my rights as exceptions.I feel lost, I don't know what should I do, I don't know which career I should choose, which life I should join and decide it to be my lifestyle.I know that I need to work on myself and that makes me confused beca... view article details

Workplace Flexibility is Increasingly Important Flexibility rated as one of the top perks people look for in a job. Whether you're a parent looking for a better work/life balance, or simply someone who wants to cut down on commuting time and costs, more and more jobseekers are actively seeking out workplace flexibility.Here’s a primer of the three most common forms of workplace flexibility that can help you balance family and life demands with your career.3. Compressed Work Weeks Compressed work weeks involve working longer hours each work day, but then earning extra days off... view article details

Getting a raise. Climbing the corporate ladder. Receiving a better title. Taking on more responsibility. Advancing your career. These are the accomplishments most people in the workforce strive to attain. Countless resources exist to guide you every step of the way, from entry-level newbie through middle management and all the way up to the executive offices. How much heartbreak and anger has been exercised lamenting when things don’t go as planned? Why can’t I earn more money?I can’t believe I got passed over for that promotion!My boss is so incompetent, I could do so much better!So if you ar... view article details

It is a teacher's daunting task to add life to their student's school day by generating interest in all subject areas, even those that can be tedious for most students.         Job descriptionThe majority of teachers are primary and secondary school teachers. They generally choose a specific grade level or area of specialty in which to teach. Teachers are responsible for planning and then evaluating student performance. They are then responsible for promoting growth through providing additional assistance and meeting with parents and school staff to discuss student development and ways to impr... view article details

Q: Dear Heather,I really need to get out of where I'm working. It's toxic and completely reactionary. My boss (whom I'd worked with elsewhere in happier times) just resigned after only one month in her position! Sandy is known for her skill in improving business infrastructure but couldn't tolerate what she termed 'arrogant' and 'immature' behavior from management (they never listen to anyone and think they're always right). I feel like I have no control over things, especially now that my old boss has left. It's like I'm on an island all by myself. I'm single—no kids. All I really have to sho... view article details