Start with Confidence  Doing research on how to buy a home is itself an investment - in time. On the one hand are the shelves of books on the subject - helpful, yet sometimes tedious in their detail. On the other hand are specialty Web sites with short, sharp home-buying tips that sacrifice depth and introduce pop-up invitations to apply for mortgages, credit reports, or real estate listings. Even the most hardened researcher can have a tough time telling the forest from the trees. If you are gearing up to buy a house, you may need at least one self-help guide, if only as an anti-jargon dictio... view article details

Which statement best describes how you make a decision?The best decisions are the result of thorough research, where several alternatives are considered, and the pros and cons of each are weighed carefully before reaching a fact-based decision.The best decisions are the result of input from a group—two heads are better than one, and three heads are better than two.The best decisions are the ones I make unilaterally. Just kidding—sort of.The best decisions are the result of brainstorming possibilities and choosing the one that everyone is most excited about.If you are familiar with personality ... view article details

Dear Heather,My husband is a firefighter. His dad and uncle are firefighters too, and it’s all he’s ever wanted to do. He was up for captain and had a good shot at it we thought, but he got passed over in favor of a guy with a little more seniority. My husband is devastated. I’ve never seen him like this. He can barely drag himself out the door to be at the station, and those guys are his buddies. He doesn’t want to do anything. Just comes home and watches TV on his off days. He said he’s not sure he’s cut out for the job anymore. What can I do??Katie Dear Katie,Watching a loved one struggle f... view article details

Dear Annette,I've been working two years at a startup that is about to go public. I enjoy working hard, but am starting to worry that I take it all too seriously. We are going through a very awkward stage of growth and there is much confusion about roles and responsibilities. Politics is rampant in what used to be a very team-oriented team. I find myself very angry and unmotivated. I want to make this work - any suggestions? Thanks,KimberlyDear Kimberly,Congratulations for making it this far. It takes brains, guts, and a cornucopia of snack foods to take a business from wish to winner. It's a ... view article details

As we all know, the economic picture is and has been rather bleak the last few years. And with unemployment still far too close to 10 percent for anyone's liking, we can't tell you it's going to get better any time soon. But while you can't magically predict whether or not you'll join the ranks of the unemployed someday soon, you can be prepared for it. And we can help.These tips are good habits to get into to manage your career even in boom times. So even if you're one of the lucky ones who aren't concerned about being laid off, put the economy to work for you. Let it motivate you to g... view article details

Who has the time, interest, or confidence to pick and track individual stocks (unless, of course, it's what you do for a living)? For those of us who don't, there are index funds. Every self-help guide on investing champions index funds as the safest gateway into the stock market. As portfolios of securities, indices are designed to match the performance of the market as a whole. They are essentially mutual funds that track the market, allowing even the least savvy investor to benefit from an expanding economy in a hands-off, lower-risk way. Most people have heard of the more famous indices su... view article details

There are many reasons for wanting to quit a job. In Salary.com’s 2007/08 Job Satisfaction Survey released earlier this year, respondents who were unhappy in their current job felt they were underpaid, not given opportunities to advance, not adequately recognized, bored, and not given access to learning opportunities leading to career advancement. Given individual circumstances, these may be legitimate excuses. But when do you know you’ve really reached the breaking point? How do you know that the time is right to say good bye? Here are six possible scenarios:You really are underpaid! ... view article details

Not sure how much to contribute to your retirement plan every month? That's easy: Put in as much as you possibly can without leaving yourself stuck. Investment limitsEvery year the IRS puts a limit on how much pretax income you can contribute to your retirement plan. For the year 2005 the maximum is $14,000. This is quite a nice equalizer that prevents bigwig executives from feathering their nests much more than the mail clerk. If you want to contribute more, you can, but it'll have to come from income you've already paid tax on. Though once in there, the extra money can earn tax deferred unti... view article details

The course of a meeting is determined before the group gathers, when the organizer sends invitations that include time, place, and agenda. To some extent, the format of a meeting determines the substance. Meeting organizers who take these responsibilities seriously will have an easier time leading a successful meeting.Time, Place, and AgendaOne of the most important aspects of a well-managed meeting is a carefully conceived agenda. Preparing an agenda isn't just a protocol, it's an occasion to think about the purpose of the meeting and the desired outcomes. Giving structure to the conversation... view article details

In September and October of 2004, U.S. firms topped the 100,000 mark in announced job cuts, according to John Challenger, who heads the Chicago job placement firm Challenger & Christmas. These layoffs do not give much confidence for future business conditions, he added. However, the figures recently released by the Labor Department show positive signs, particularly in the temporary staffing category.The temporary staffing business has been one of the fastest growing industries in the economy. Since September, the number of temporary workers increased by 87,000, nearly a quarter of the jobs add... view article details