There is no escaping the fact that college costs are rising. The College Board reports that most students and their families can expect to pay, on average, from $95 to $1,440 more than last year for this year’s tuition and fees, depending on the type of college attended. Average College Costs for 2007-2008: Private four year $23,712 (up 6.3 % from last year) Public four-year $6,185 (up 6.6 %from last year) Public two-year $2,361 (up 4.2% from last year) Financing Options Families are encouraged to seek federally backed loans first, then shop for private loans, based in part on the recommend... view article details

So, would you recognize a generous time off policy if you saw one? If you had to establish a time off policy for your company, what questions would you ask?The following is a checklist of questions that a good policy for paid time off should answer. It can be used as a starting point for a negotiation, or for a business seeking to establish or revise a policy for paid time off.The Society for Human Resource Management, http://www.shrm.org, offers its members a model policy for paid time off that is comprehensive and a good framework for companies that do not have one.A well-crafted policy for ... view article details

Dear Annette,Our company subsidizes memberships to a gym in our building. Everybody goes here, and I often find myself working out next to senior people in the company. How do I handle this? Out of BreathDear Out of Breath,I'm sure you realize you can glisten with perspiration and good manners at the same time. I myself do not exercise - I have People to do that for me - but nobody knows better than I do that sweat can be fabulous. It can also make the most casual situations more complicated than they appear. When working out with colleagues, you want to show you're a team player who appreciat... view article details

The Income Gap & Why We Should Care Two weeks ago, we looked at some numbers that suggested the gap between rich and poor in the United States is growing. Last week, we considered some possible reasons for this growing inequality.This week, we answer perhaps the most important question: So what? The numbers suggest the real income of the poor is holding steady; it is the soaring income of those at the top that is widening the gap. Why then should that one number -- the difference between the top and the bottom -- be of concern?According to several analyses, income inequality can cause... view article details

'Bonds come in many shapes and sizes. Those issued by the government include T-bills, Treasury notes and Treasury bonds. Municipal bonds are issued by a city, county, state, school, or park district for constructing roads, bridges, schools, libraries, airports, and so on.'    Now that the roaring bull that was the stock market has been put out to pasture, let us turn our attention to bonds and bond mutual funds. With investors accepting the sad reality that stock values can drop as fast as they may rise, bonds beckon as a lower-risk alternative - albeit one with a less exciting growth potentia... view article details