The foundation laid now often sets the tone for what the future will hold. This philosophy possesses very significant meaning in education. Selecting a place of higher learning definitely helps chart the course for future career opportunities and success. It may not be that any of the schools are necessarily wrong—it’s really about uncovering that one school that is right for you. A few things to consider: Ask the online-accredited colleges to send brochures and information packets about their programs. Seeing the quality and depth of information sent will help determine the type of education... view article details

Benefits can significantly increase the value of the compensation package. The costs for providing benefits such as health insurance, retirement , training, vacation and personal days, and other perks could be a significant percentage of each employee's salary.      Beyond Compensation  Compensation is more than just base pay. It is a total package that should address your overall well-being - financial, physical, emotional, even spiritual. As companies compete for talent in tight labor markets, many are rolling out better benefits to attract and retain the best workers. Companies often strive... view article details

Dear Heather,My husband is a firefighter. His dad and uncle are firefighters too, and it’s all he’s ever wanted to do. He was up for captain and had a good shot at it we thought, but he got passed over in favor of a guy with a little more seniority. My husband is devastated. I’ve never seen him like this. He can barely drag himself out the door to be at the station, and those guys are his buddies. He doesn’t want to do anything. Just comes home and watches TV on his off days. He said he’s not sure he’s cut out for the job anymore. What can I do??Katie Dear Katie,Watching a loved one struggle f... view article details

Dear Heather,I hope this mail finds you well. This is Aya from Cairo, Egypt. I need your advice according a great confusion that I'm facing those days.I quit my job. It's really interesting, however, I couldn't stand the management team and the pressure that they're putting on me just to get some results without considering my rights and they were dealing with my rights as exceptions.I feel lost, I don't know what should I do, I don't know which career I should choose, which life I should join and decide it to be my lifestyle.I know that I need to work on myself and that makes me confused beca... view article details

Q: Dear Heather,One of my co-workers has hit a rough patch in her personal life. She just ended a three-year relationship, is taking it very hard and apparently has little family/friend support. She is a very committed to her job and takes on extra projects on a regular basis. The boyfriend didn't seem very important in her life  (I only met him twice), and I'm kind of surprised she's taking it so hard. The problem is she has started calling me in the evening fairly regularly. I don't think she has much going on outside of work and is pretty lonely. I feel really bad for her and consider her a... view article details

New London topped our list with salary ranges above the national average, a low cost of living, and a low unemployment rate. Are you living beyond your means? Is your paycheck not stretching far enough? Perhaps you're even having trouble finding a job. Maybe it's time to jump a plane to one of the cities at the top of Salary.com's 'Salary Value' index. We found the top (and bottom) US metros for building personal net worth (taking into account local salaries, cost of living, and unemployment relative to the national average). Median base pay was correlated across more than 2,500 different benc... view article details

Last year, a Boston-area high-tech company saw its stock plunge from a record high of $58.75 on January 20, to a low of $1.13 exactly 11 months later in November. One employee, who chose to remain anonymous for this article, exercised 1,000 options at $10 a share when the stock reached its peak. With April 16 nipping at her heels, she still owns the shares. Imagine her terror upon learning that the spread of $48.75 multiplied by the 1,000 shares - a total of $48,750 - is subject to a parallel tax system called the alternative minimum tax, or AMT, at a rate of up to 28 percent. Even though her ... view article details

Mortgage Size   The first and biggest hurdle to buying your own home is money. Few buyers, if any, try to buy a home without financing because it just doesn't make sense. In addition to the relatively low price of credit in America, why would anyone pass up substantial mortgage interest tax relief? Then there's the opportunity cost. Even the most financially secure among us won't want to tie up hefty capital in real estate when it could be spread across several investments in a diversified, well-planned portfolio.Typically, home buyers pursue a loan in amounts of 80 or 90 per cent of the purch... view article details

'Stock mutual funds can be geared toward an investor's risk threshold. The more conservative investor would focus on lower-risk balanced funds that usually are composed of high-dividend-yielding stocks and bonds.' Anyone who's shopped for a mutual fund knows finding the right one can be harder than locating that proverbial needle in a haystack. There are so many to choose from. Remarkably, people seem to navigate the selection process somehow, because statistics show that most stocks held by the average American are purchased by way of a mutual fund. Mutual funds do the work for you'Certainly ... view article details

Be an Ant, Not a Grasshopper*  Most people know they should invest for the future, but at least half would like to do better. In a Salary.com poll about investments in the company retirement plan, 44 percent of respondents said they contribute, but could do better; 13 percent know they should invest, but have other priorities; and 41 percent said they contribute the maximum. Just 3 percent reported not having a retirement plan. If you're gainfully employed and reasonably satisfied with your career, there are few good excuses for not taking advantage of this benefit. If you've got access to a c... view article details