If you’re like most people, your credit rating is probably the last thing on your mind while looking for a new job. Maybe you’re taking a second or a third look at your resume and cover letter, or having a friend or expert review or revamp them. You may even be taking a closer look at your wardrobe. But according to analysts and experts like Michael Germanovsky, editor-in-chief at Credit-Land.com who was our 'go to' expert for this article, your credit rating should definitely be on your mind if you want to get hired. In reality your credit score can play a very real role in whether or not you... view article details

Q: Dear Heather,I am an African-American female who is working for a company who only seems to want to mentor and promote Caucasian people (especially Caucasian females). After putting in maximum effort for this company and even recreating their company newsletter they previously let fall to the ground, they continued to promote one white person after the other, some with high qualifications and others with only previous fast food experience.All of us African-Americans slowly deflated and realized this company did not want anyone with my ethnic background in leadership. We watched while one Af... view article details

Whether you're already an executive or just an aspiring big cheese, it's never too early to begin studying the sophisticated art of negotiating executive compensation. Only executives are eligible for many types of perks and benefits - if you disagree, try asking for your own jet. And executives often have access to data sources that are harder for other employees to use, or less relevant. But you may be surprised to learn that some of the methods for negotiating executive pay can work just as well for you as they do for the senior VP whose salary continues to rise while everyone else worries ... view article details

According to the U.S. Department of Labor, about 5 percent of job seekers obtain jobs through the open job market which consists of help wanted ads, the internet and print publications. Another 24 percent obtain jobs by cold-calling companies directly. Twenty-three percent obtain jobs through employment agencies, college career-services offices and executive-search firms. The remaining 48 percent obtain their jobs through referrals or “word of mouth.” These individuals get the job referrals by networking. A job search that targets only advertised job openings will likely miss more than half of... view article details

Most job seekers understand the value and importance of a well-organized resume but spend far less energy on crafting a strong cover letter. What they fail to realize is that resumes and cover letters go hand-in-hand. Employers are very busy and receive hundreds of resumes leaving little time for individual review. Submitting a thoughtful and well-written cover letter can help you outshine your competition and get you one step closer to an interview. Don’t let the energy you’ve spent on developing the perfect resume go to waste by failing to deliver an effective cover letter.Here we offer some... view article details

We all want to be heard, but a surprising number of people only half-listen. If you spend more time listening than talking, use your listening skills to your advantage in job interviews, negotiations, networking, business meetings, and when selling anything to anyone. If not, improve your listening skills.'I remember an interview I had for a job,' says Doug Fidoten, president of Dentsu America, a full-service advertising and marketing-communications company. He shares this in my book, Self-Promotion for Introverts®: 'I had already met with a number of other executives, and this was the last on... view article details

Forget Karma... Satya Nadella had a rough weekend.The new Microsoft CEO was at the Grace Hopper Celebration of Women in Computing conference late last week, when a softball question turned into a fiasco. When asked what advice he would give to women looking to advance their careers but who are uncomfortable asking for a raise, Nadella inexplicably began talking about how women should let the system run its course and rely on karma instead of negotiating skills.“It’s not really about asking for the raise, but knowing and having faith that the system will actually give you the right rai... view article details

Most job seekers understand the value and importance of a well-organized resume  but spend far less energy on crafting a strong cover letter. What they fail to realize is that resumes and cover letters go hand-in-hand.  Employers are very busy and receive hundreds of resumes leaving little time for individual review. Submitting a thoughtful and well-written cover letter can help you outshine your competition and get you one step closer to an interview. Don’t let the energy you’ve spent on developing the perfect resume go to waste by failing to deliver an effective cover letter.  Here we offer ... view article details

"This Could be Heaven..." You may enjoy contributing to communities like LinkedIn, Facebook, and Twitter, where you can expand your network, share information, and raise your visibility. Or maybe it’s a love-hate thing -- with the ever-increasing options, the need to keep all your profiles up to date, and all the strangers angling to be your 'friend.' Brings to mind the line from 'Hotel California' by the 70s pop band The Eagles: 'You can check out anytime you like, but you can never leave.' Not to mention: 'We are all just prisoners here of our own device.' Make that devices!Patrice-... view article details

In these tough times everyone is cutting back in some way. We wanted to know how your spending habits have changed in recent months.In the following slideshow we will show you the results and a few selected tips from other readers.Hundreds of wonderful tips were submitted and we want to thank everyone who took the time to submit one.Reader Advice 'As a former shopaholic ie... going to a mall/store at least once a week, I now limit myself to once a month or less.''Ask myself if I really need something, and nine times out of 10 I put it back on the shelf. ''I only purchase what I MUST ... view article details