If you’re like most people, your credit rating is probably the last thing on your mind while looking for a new job. Maybe you’re taking a second or a third look at your resume and cover letter, or having a friend or expert review or revamp them. You may even be taking a closer look at your wardrobe. But according to analysts and experts like Michael Germanovsky, editor-in-chief at Credit-Land.com who was our 'go to' expert for this article, your credit rating should definitely be on your mind if you want to get hired. In reality your credit score can play a very real role in whether or not you... view article details

Q. I had five years of experience as financial accountant in private industry in the United States before moving to Hong Kong last year. My annual earnings as a manager were US$43,000. The staff accountant job I hold in Hong Kong equates to US$28,000. Besides the job title, the salary difference is also because of the different living standard, tax rates, and salary trends between the United States and Hong Kong. After taking these considerations into account, I estimate my salary in Hong Kong to be equal to US$40K.Now I am returning to the United States and my low salary looks awkward on my r... view article details

When my wife and I began to gather receipts and other scraps of paper for our taxes this year, I called our long-time accountant with a routine request for an organizer to help us make sense of all the numbers. 'I already sent it to you,' the accountant hissed. But no matter how disorganized my wife and I may be, we knew we had not received that vital piece of mail.I called her back a few weeks later with a follow-up query. 'I don't really have time to handle individual tax returns this year. I've got all the business I need,' she snarled. 'I can't find any trained people to help me.'And so, w... view article details

They’re lazy, they’re entitled, they still live at home – leeching off their parents. Who are they? Millennials, of course. Well, that’s the perception anyway: a generation of “Peter Pans,” destined to never grow up, or move out. Are all millennials idle do-nothings, expecting trophies for just showing up? Or, could this simply be a matter of bad press and a lack of bigger picture thinking? Let’s explore what makes this tribe of 20 and 30-somethings tick (and perhaps put some of these stereotypes to rest). Financially, Millennials Are a Product of Our Society What type of issues are millennia... view article details

The Research Status of Novel Coronavirus Pneumonia Vaccine The novel coronavirus pneumonia has spread to more than 160 countries and regions worldwide, and the virus has no specific medicine so far. Under these circumstances, the research and development of a vaccine is very important. Presently, many companies have participated in the research and development of vaccines, but four vaccine giants' attitudes toward coronavirus pneumonia vaccine are ambiguous. So now, the question becomes: which companies and institutions are involved in vaccine research and developme... view article details

Recent budget constraints have left states having to cut funding left and right, higher education is no exception. The College Board recently released statistics that not only reveal some dramatic tuition increases, but the lull in enrollment for four-year institutions. These factors may indicate a possible demand for learning alternatives such as online education and community college.According to the College Board's findings, public four-year institutions have raised their tuition 6.5 percent higher than the previous year, averaging $7,020, not including room and board. Previously, the avera... view article details

Any real estate professional will give you a litany of reasons why it makes sense to buy a house. But as with everything else, it depends on who and where you are, in your life as well as your career. Despite the prevailing assumption that everybody, everywhere sooner or later should settle down and buy their own home, research shows there are actually times and circumstances when renting might be a better idea.Will you put in the time?In any investment, there's no such thing as a sure thing. What usually makes real estate a better risk than most is time. The longer you commit to a property, t... view article details

Mitt Romney is very rich.That Romney, the former governor of Massachusetts, is wealthy comes as no surprise. But the Republican presidential candidate offered up some details last week, with the release of two years’ worth of tax returns. The Romneys -- like many taxpayers -- received a tax refund for their 2010 filing. But at $1.6 million, their refund was slightly higher than the IRS-reported average of $3,003.In 2010, Romney and his wife totaled $21.6 million in income and paid slightly more than $3 million in federal income taxes. That's good for an effective tax rate of 13.9 percent, acco... view article details

Find Out Which Cushy Jobs Pad Your Wallet & Which Are Tough and Underpaid "They Get Paid How Much?!?" How many times have you come home from a rough day at work and thought to yourself, "I don’t get paid enough to do this stuff!" On the other hand, how many times have you had a really great day at work and thought, "I get paid for this? Seriously?" Okay, maybe not as often as you'd like. But the fact is, there are some relatively cushy jobs that rake in the big bucks, while some difficult, dangerous jobs still seem to draw relatively low salaries. In this article, I’ll discuss eight overpa... view article details

roductivity Nightmare or Communications Dream?No longer just a tool of the idle masses exchanging rumors and recipes, instant messaging (IM) applications have encroached into the working world, where professionals swap industry information, gossip, and expertise in the blink of an eye. Instead of traipsing down the hall, making an abrupt phone call, or waiting for an e-mailed response, employees can communicate with one another via online text, 'pinging' each other questions and requests, speeding up reaction rate and increasing productivity. According to a recent Jupiter Media Metrix report, ... view article details