Comedian John Ramsey has a humorous bit where he complains, “I’m tired of being treated as a second class citizen because I believe in unicorns. I don’t understand why unicorns are so magical, it’s just a horse with a horn. A seahorse exists and that’s 50% fish, 50% horse! I’m just talking about something that is 99% horse, 1% cooler horse.”In the working world (often at startups), there is some debate about whether unicorn employees exist and how much time you should spend looking for them when hiring. A unicorn employee has been described as an “A Player,” a natural leader that is highly ski... view article details

How does a night owl who cannot shift her hours to “normal” navigate the work world? In the first story in this series, Peter Mansbach, Ph.D., president of the Circadian Sleep Disorders Network, shared the basics about a type of circadian rhythm disorder called delayed sleep phase syndrome (also DSPS, or delayed sleep), which half a million Americans suffer.Unlike most night owls, who prefer to go to bed late, delayed sleep sufferers are hard-wired to do so—in fact, they’re responding to a physiological need. Unless they meet that need, they feel exhausted all the time, and conforming to “regu... view article details

Mortgage Size   The first and biggest hurdle to buying your own home is money. Few buyers, if any, try to buy a home without financing because it just doesn't make sense. In addition to the relatively low price of credit in America, why would anyone pass up substantial mortgage interest tax relief? Then there's the opportunity cost. Even the most financially secure among us won't want to tie up hefty capital in real estate when it could be spread across several investments in a diversified, well-planned portfolio.Typically, home buyers pursue a loan in amounts of 80 or 90 per cent of the purch... view article details

COBRA  The Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) is a federal law that protects your right to continued health insurance. COBRA gives former employees, retirees, spouses and dependent children, who were covered by a group health plan on the day before a qualifying event, the right to temporary continuation of health coverage at group rates. One overwhelming drawback to COBRA is the cost. If you and/or your family members qualify for COBRA, you will pay 102% of the insurance premiums until coverage is terminated. Most companies pay a portion of health insurance premiums... view article details

Seeing that Father’s Day is right around the corner, I’d like to get a few things off my chest regarding dads.Fatherhood is a hot topic lately, because – ironically enough -- mothers are making big news. With visionaries the likes of Sheryl Sandberg encouraging women to “Lean In,” women are winning the day across the board. Hanna Rosin’s 2010 piece “The End of Men” in The Atlantic painted a damning picture for modern-day men, citing the fact that women outnumber men in the workforce, are earning college degrees at a faster pace than men, and cast men as an antiquated gender that has failed to ... view article details

These days, when organizations are downsizing in an effort to 'right size,' it's more important than ever not to melt into the crowd at work.Whether your goal is to keep the paychecks coming at a steady rate or to advance your career, you'll have a better chance of being successful if you're viewed as indispensable.This article explores 14 ways to ensure your organization can't live without you.1. Be noticeable Introduce yourself to others, say hello and ask how co-workers are doing, and never pass up the opportunity to get to know someone on a deeper level. You're d... view article details

Interview Basics  Despite the etiquette, formality, and inevitable fear factor, job interviews can actually be enjoyable as well as extremely informative. In an interview, where you and the prospective employer begin a mutual relationship based on observation and communication, you have just as much power as the interviewer. So forget the high stakes and have fun.The focus for both sides should be on the immediate benefits you can add to and get from the company. Use examples; emphasize thought processes rather than results; and turn negatives into positives.Research, research, researchBe read... view article details

Under Pressure Pressure. It can take many forms.Imagine you’re just 21 years old and a senior in college. You’ve got a massive final exam that accounts for the majority of your grade, and it’s the final class in your major. While you’ve invested considerable time and effort studying, you know it all comes down to this.Now imagine that you also play on your college’s basketball team, and you’re playing for the national championship. You’re down by 1 with a few seconds left, the crowd is going insane, and they swing the ball over to you. As you launch your jump shot in front of millions... view article details

Be an Ant, Not a Grasshopper*  Most people know they should invest for the future, but at least half would like to do better. In a Salary.com poll about investments in the company retirement plan, 44 percent of respondents said they contribute, but could do better; 13 percent know they should invest, but have other priorities; and 41 percent said they contribute the maximum. Just 3 percent reported not having a retirement plan. If you're gainfully employed and reasonably satisfied with your career, there are few good excuses for not taking advantage of this benefit. If you've got access to a c... view article details

Forget Karma... Satya Nadella had a rough weekend.The new Microsoft CEO was at the Grace Hopper Celebration of Women in Computing conference late last week, when a softball question turned into a fiasco. When asked what advice he would give to women looking to advance their careers but who are uncomfortable asking for a raise, Nadella inexplicably began talking about how women should let the system run its course and rely on karma instead of negotiating skills.“It’s not really about asking for the raise, but knowing and having faith that the system will actually give you the right rai... view article details