Benefits can significantly increase the value of the compensation package. The costs for providing benefits such as health insurance, retirement , training, vacation and personal days, and other perks could be a significant percentage of each employee's salary.      Beyond Compensation  Compensation is more than just base pay. It is a total package that should address your overall well-being - financial, physical, emotional, even spiritual. As companies compete for talent in tight labor markets, many are rolling out better benefits to attract and retain the best workers. Companies often strive... view article details

Dear Annette,When placing photographs on one's desk, do you recommend a certain number of photographs or an ideal size and type of frame? My goal is to create more of a 'work' atmosphere than a 'home' atmosphere. FramedDear Framed,I have always thought my desk was an ideal place for photographs. Delightful sterling silver frames add a touch of whimsy to my work area and demonstrate once again that there will always be a place for engraving in the modern office. Since I use my computer very little, I like to put photos on my keyboard and monitor as well.It's so handy when friends ask who that f... view article details

Before negotiating an executive salary with a current or new employer, take some time to reflect on where your pay falls given the market data, the opportunities you face, and your current compensation.How little is too little?If you are making too little, assess yourself and your performance as honestly as possible. If you discover that your data is accurate, but you're underpaid - and that there are good reasons why you are underpaid - determine how to remedy it and create a plan with your current employer, or figure out what to do differently in your next post.Perhaps it's that someone else... view article details

Recycled. Upcycled. Eco-friendly. Sustainable. Organic. Everywhere you look signs, labels, and headlines make it clear that the country is going green. But how – if at all – does that translate into jobs?An estimated 3.4 million of U.S. jobs qualified as 'green' in 2011, according to a recent report from the federal Bureau of Labor Statistics, up nearly 5 percent over 2010. In the private sector, environmentally friendly jobs grew at an even faster rater: more than 7 percent, from 2.3 million to 2.5 million. Employment across all industries and categories, meanwhile, grew by just slightly more... view article details

Dear Annette,I have lunch about once a week with colleagues. It's fun and I like them, but they order higher-priced food than I do and then assume we're splitting the bill. I end up paying for more than I eat. How can I keep going to lunch but get them to pay their fair share? Miss Otis regretsDear Miss Otis,Good food, pleasant company, and the knowledge that you'd otherwise be missing important office gossip are all excellent reasons to dine with colleagues. Whether you have a working meal or a social one, breaking bread together has the potential to nourish a common bond and solidify relatio... view article details

Who has the time, interest, or confidence to pick and track individual stocks (unless, of course, it's what you do for a living)? For those of us who don't, there are index funds. Every self-help guide on investing champions index funds as the safest gateway into the stock market. As portfolios of securities, indices are designed to match the performance of the market as a whole. They are essentially mutual funds that track the market, allowing even the least savvy investor to benefit from an expanding economy in a hands-off, lower-risk way. Most people have heard of the more famous indices su... view article details

'You need to devise a savings strategy that maxmizes your return. What's the best place for your savings? Knowing about the various options can help you build greater wealth for the future.'   Money Markets and CDs   Personal savings is the base of your financial pyramid. It is the foundation of your family's well-being and it's your starting point to building wealth. Starting a sound savings program isn't difficult, but it takes some thinking, planning, and commitment. Your first savings priority should be to build the money you'll want on hand for immediate and short-term needs. This money c... view article details

Apple is Swimming in Cash Late last month, Apple announced it has a mind-boggling $110 billion in cash reserves. Over at The Atlantic, a blogger decided to make sense of this information by translating the abstract sum into a concrete visual.Apple's cash reserves, it turns out, could fill 50 Olympic-sized swimming pools with $1 bills. I decided to take this logic a step further and look at how much space other sums of money would occupy. How much space would the average American household need to store its annual income? How many briefcases full of bills are needed to pay for a colleg... view article details

In September and October of 2004, U.S. firms topped the 100,000 mark in announced job cuts, according to John Challenger, who heads the Chicago job placement firm Challenger & Christmas. These layoffs do not give much confidence for future business conditions, he added. However, the figures recently released by the Labor Department show positive signs, particularly in the temporary staffing category.The temporary staffing business has been one of the fastest growing industries in the economy. Since September, the number of temporary workers increased by 87,000, nearly a quarter of the jobs add... view article details

Any way you measure it, a college degree is the best investment of your life. In today's dollars, a bachelor's degree is worth more than $2.1 million over 40 years. 'Having that post-secondary diploma can make such a difference in lifetime earnings,' said Washington, D.C.-based Employment Policy Foundation President Ed Potter.During a recession, obtaining a college degree becomes even more crucial. According to the U.S. Department of Labor, all seven of the job categories that are predicted to grow faster than average during the next decade require a college diploma. These careers, which inclu... view article details